contrysports Posted September 19, 2014 Report Share Posted September 19, 2014 i'm currently looking into getting my first car, just interested to find out who the young drivers are insured with as all the quotes im getting are all over £5000 to insure cars worth less than a grand, i was looking to get an old l200 but the costs are too dear and now looking into mg Zr's, vauxhall corsa's etc... thanks all Quote Link to comment Share on other sites More sharing options...
Medic1281 Posted September 19, 2014 Report Share Posted September 19, 2014 Look at a "just add fuel" deal on a new car, usually offered by Peugeot and sometimes Vauxhall. Even leasing might be cheaper than owning the car and paying the insurance. Quote Link to comment Share on other sites More sharing options...
loriusgarrulus Posted September 19, 2014 Report Share Posted September 19, 2014 Try NFU. they are a Mutual Society and not as money grabbing as some. They gave the best quote for my son to drive my Defender 90 some years ago. They also answer the phone with a real person too. Quote Link to comment Share on other sites More sharing options...
ditchman Posted September 19, 2014 Report Share Posted September 19, 2014 i'm currently looking into getting my first car, just interested to find out who the young drivers are insured with as all the quotes im getting are all over £5000 to insure cars worth less than a grand, i was looking to get an old l200 but the costs are too dear and now looking into mg Zr's, vauxhall corsa's etc... thanks all Try Adrian Flux.....specialists in 4x4 and young drivers Quote Link to comment Share on other sites More sharing options...
Davyo Posted September 19, 2014 Report Share Posted September 19, 2014 Vauxhall are offering £99 insurance for young drivers on their corsa,but you have to agree to have black box fitted.If your not intrested in new then look fir an insurance company that do the black box.I feel for you son, it was only today on anotber thread thst I mentioned the cost of insurance for youngsters.And the answer I got was 'well would you insure a 17yr old',we where all young once. Quote Link to comment Share on other sites More sharing options...
contrysports Posted September 19, 2014 Author Report Share Posted September 19, 2014 i'll look into the ones mentioned thanks, it's all a joke really but the company's know insurance is a must so they take where they can and its not getting any cheaper as we all know, Quote Link to comment Share on other sites More sharing options...
loriusgarrulus Posted September 19, 2014 Report Share Posted September 19, 2014 Let us know how you get on and who gives the best deals. Quote Link to comment Share on other sites More sharing options...
Fuji Shooter Posted September 22, 2014 Report Share Posted September 22, 2014 Just insured my lad on a Skoda Roomster he is 17 (£1400 fully comp) Quote Link to comment Share on other sites More sharing options...
markm Posted September 22, 2014 Report Share Posted September 22, 2014 Corsa. £139 deposit and £139 PM with a years free insurance. Quote Link to comment Share on other sites More sharing options...
ditchman Posted September 22, 2014 Report Share Posted September 22, 2014 i pay £97.00/year fully comp on my landrover............and i really do feel for those young lads that are "screwed" by the companies......i paid something like £28.00/year on a volvo 145 DL estate in 1980 ish Quote Link to comment Share on other sites More sharing options...
Big Mat Posted September 22, 2014 Report Share Posted September 22, 2014 It is going to be expensive whatever you get. I paid £1200 three years ago to insure my series 3. I now pay £500 at age 20 with 2 years no claims on my defender. On a sort of related note, due to my age I have to be a named driver on the work policy. Only cost £250 extra and I can drive all sorts. Sort of sums up insurance really Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted September 23, 2014 Report Share Posted September 23, 2014 It will be expensive - young men are a very poor risk (this was my old job and trust me the numbers are not good) so buy a cheap, low performance car (not a Citroen Saxo VTi!!) and behave yourself. Premiums will get cheaper. Do not buy a modified car, don't take your mates out and do not drink. Quote Link to comment Share on other sites More sharing options...
geordieh Posted September 23, 2014 Report Share Posted September 23, 2014 Have you taken the pass plus course this will bring your cost down.And a few years ago my daughter put me and the wife as named drivers on her policy and this brought the price down too Quote Link to comment Share on other sites More sharing options...
Mentalmac Posted September 25, 2014 Report Share Posted September 25, 2014 Old suzuki swift - my neighbours just got one for her 17 year old son and it's fairly cheap to insure. Howabout an old vitara? Use it for shooting too then? Quote Link to comment Share on other sites More sharing options...
joecash Posted September 25, 2014 Report Share Posted September 25, 2014 why not phone up a couple of brokers and ask them what car attracts the cheapest insurance premium for your circumstances - dont tell any porkies though - all insrance companies share databases and if you tell even the smallest of porkies they will use it to refuse to pay any claim - insurance is based on "truthfulness" Quote Link to comment Share on other sites More sharing options...
Bantam boy Posted September 25, 2014 Report Share Posted September 25, 2014 Hello chap, I found this company to be about the cheapest and most helpful when I insured my daughters puegot 107 Www.ingenie.com they fit a black box in the dash board. Quote Link to comment Share on other sites More sharing options...
Westley Posted September 25, 2014 Report Share Posted September 25, 2014 Vauxhall are offering £99 insurance for young drivers on their corsa,but you have to agree to have black box fitted.If your not intrested in new then look fir an insurance company that do the black box.I feel for you son, it was only today on anotber thread thst I mentioned the cost of insurance for youngsters.And the answer I got was 'well would you insure a 17yr old',we where all young once. Yes, but we did not live in such a Civil Lit. society. Quote Link to comment Share on other sites More sharing options...
longspoon Posted September 25, 2014 Report Share Posted September 25, 2014 Hello chap, I found this company to be about the cheapest and most helpful when I insured my daughters puegot 107 Www.ingenie.com they fit a black box in the dash board. Thin edge of the wedge, start by reducing premiums for those that have this intrusive device fitted and in no time at all we will all be faced with draconian prices unless we accept these and the nefarious advance of accountability and surveillance that goes with them...I weep for this country !! Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted September 26, 2014 Report Share Posted September 26, 2014 Moving off topic a bit but manufacturers are fitting kit similar to mobile phone to engine management system to notify both the factory and recovery/assistance companies of faults/location before breakdown occurs. You could have that nice man from AA sitting at the next layby as you crawl to a holt. Big brother is watching you!! Quote Link to comment Share on other sites More sharing options...
Bantam boy Posted September 26, 2014 Report Share Posted September 26, 2014 It's halt mate, not holt.A holt is what a badger lives in. Quote Link to comment Share on other sites More sharing options...
fse10 Posted September 27, 2014 Report Share Posted September 27, 2014 (edited) my daughter for her 1st car as soon as she passed she was 18 was £2000 full comp with breakdown & curt car with Hastings direct with a box fitted on an 08 Citroen C1. Just up for renewal & quote from them this year for same cover £600 Edited September 27, 2014 by fse10 Quote Link to comment Share on other sites More sharing options...
Fuji Shooter Posted September 27, 2014 Report Share Posted September 27, 2014 No box fitted on my lads as he plays in bands and they were not keen on late night outings. Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted September 28, 2014 Report Share Posted September 28, 2014 As I've said several time in recent years on this topic insurers do not want young (lads) drivers and trust me the numbers are not good. In a perfect world there would be far more restriction, night curfew, speed limiters or 1ltr cars, no passengers at all. Or no licence until 24/5. So if you do get cover behave yourself, but a low cost/ power car and eventually the premiums will come down. Don't try to deceive insurer either - they use professional engineers and have excellent databases so be truthful. One thread on here concerned a modified car - lowered suspension detected when car crashed (I almost said told you so) and of course claim repudiated. Do nt do it! Quote Link to comment Share on other sites More sharing options...
daveboy Posted September 28, 2014 Report Share Posted September 28, 2014 It's halt mate, not holt.A holt is what a badger lives in. Are you shore Quote Link to comment Share on other sites More sharing options...
IEH Posted September 28, 2014 Report Share Posted September 28, 2014 (edited) It's halt mate, not holt.A holt is what a badger lives in. I think you'll find that it's an otter that lives in a holt; a badger lives in a sett. Edited September 28, 2014 by IEH Quote Link to comment Share on other sites More sharing options...
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