Sir_Adam Posted April 14, 2015 Report Share Posted April 14, 2015 anyone had any experience with buying or owning a cat D right off? Found some great des on autotrader but am a little wary. Would love to hear any advice on the subject. Cheers guys Quote Link to comment Share on other sites More sharing options...
Luckyshot Posted April 14, 2015 Report Share Posted April 14, 2015 Worth buying at the right price if you are going to run them till they drop as resale value is terrible. Quote Link to comment Share on other sites More sharing options...
Paddy Galore! Posted April 14, 2015 Report Share Posted April 14, 2015 cat D is usually just cosmetic anyway, my youngest had a clio with a different door and front wing. that was a cat D write off. Quote Link to comment Share on other sites More sharing options...
huds78 Posted April 14, 2015 Report Share Posted April 14, 2015 I`ve had a couple in the past and have bought them cheap because of this and although I then sold the cheaper than a non recorded example I never lost more money than usual as it was all relative to what I paid. The ones I bought had photo documented evidence of the accident damage as well so I knew it was only minimal non structural damage. My track bike is a cat D damaged bike due to fairing damage and that's all so perfect for my use as I don`t want a mint bike on the track and a I could afford a bike a lot newer as well. Quote Link to comment Share on other sites More sharing options...
neil w Posted April 14, 2015 Report Share Posted April 14, 2015 I bought a Mitsubishi L200. Base, model, 2013 with roof and quarter panel damage. I will repair It myself only 29,000 miles on the clock when repaired It will stand me £4000. So needs no thought. Quote Link to comment Share on other sites More sharing options...
shaun4860 Posted April 14, 2015 Report Share Posted April 14, 2015 I had one for 70,000 miles Peugeot 405 gttdi estate, Had been written off in a crash, repaired by a friend who did it for a living, his wife and kids ran it for 12 months before me so I knew it was ok, Never missed a beat Sold it on after 4-5 years to a neighbour who had it lifted by customs due to running it on red diesel, It's all about the history, do you know who fixed it? Has it passed subsequent MOTs without any problems? You can save a lot of money but might be harder to sell on afterwards, If you do sell, always be honest about the fact it's been a write off Would I have another? Yes Quote Link to comment Share on other sites More sharing options...
neil w Posted April 14, 2015 Report Share Posted April 14, 2015 I had one for 70,000 miles Peugeot 405 gttdi estate, Had been written off in a crash, repaired by a friend who did it for a living, his wife and kids ran it for 12 months before me so I knew it was ok, Never missed a beat Sold it on after 4-5 years to a neighbour who had it lifted by customs due to running it on red diesel, It's all about the history, do you know who fixed it? Has it passed subsequent MOTs without any problems? You can save a lot of money but might be harder to sell on afterwards, If you do sell, always be honest about the fact it's been a write off Would I have another? Yes Re-issued log books clearly list that has been a total loss previously. Quote Link to comment Share on other sites More sharing options...
Crumpler1991 Posted April 14, 2015 Report Share Posted April 14, 2015 Theres alot of cars that have had worser damage than cat d that are on the road and sold on that havnt been recorded and average joe bloggs wouldnt notice anyway Quote Link to comment Share on other sites More sharing options...
moose man Posted April 14, 2015 Report Share Posted April 14, 2015 My present van is a cat D , bought with cosmetic damage , a scrape from back to front & damage to back doors , a pal of mine did the body work for me , that was 50,000 miles ago .Just in the process of looking for another one to replace it and after three years with fairly low mileage for a commercial it will still get a decent return .. Quote Link to comment Share on other sites More sharing options...
neil w Posted April 14, 2015 Report Share Posted April 14, 2015 It's all down to the insurance engineer. cat B, C, or D. All to their own. Quote Link to comment Share on other sites More sharing options...
Sir_Adam Posted April 14, 2015 Author Report Share Posted April 14, 2015 I will be looking to buy cat d that has been fully repaired. Quote Link to comment Share on other sites More sharing options...
Vince Green Posted April 14, 2015 Report Share Posted April 14, 2015 (edited) I know of somebody who had an old but immaculate car that suffered a broken light cluster and was written off. A few weeks later the new owner contacted her to know if she had the spare key. He was amazed to know the car had been written off. He had just bought it from a dealer in Slough Nothing apparantly in the log book Edited April 14, 2015 by Vince Green Quote Link to comment Share on other sites More sharing options...
bruno22rf Posted April 14, 2015 Report Share Posted April 14, 2015 Dropped my bike at less than 20mph and it was written off 2 weeks ago-only damage was the middle section of the fairing and a wing mirror-bike is valued at just under £3k!!!!!!!. Just bought a Ducati 996 that was written off less than 6 months old-again due to the fairing-saved well over a grand on the normal price-happy days. I cannot believe the ridiculously tiny amount of damage that seems to quantify a write off-somebody, somewhere is making a mint. Quote Link to comment Share on other sites More sharing options...
GingerCat Posted April 14, 2015 Report Share Posted April 14, 2015 Had an mr2 (I know hairdressers and all that but it was mk1 and a t bar) that was a cat d and good as gold. Depends on who fixed it and what u will pay. Quote Link to comment Share on other sites More sharing options...
nobbyathome Posted April 15, 2015 Report Share Posted April 15, 2015 i had an accident on my bike and it was deemed a cat 2 over 5k worth of damage i bought it off the insurance co for 10% of the insurance money they paid me i had a choise to spend 5k reparing it or spend 1 k on it and live with the scratches and scrapes on the bike i can live with scratches and scrapes and i know i will get peanuts if i sell it so use it everyday until i run it into the ground no brainer for me when this one goes i will look for a cad d everytime Quote Link to comment Share on other sites More sharing options...
robbiep Posted April 15, 2015 Report Share Posted April 15, 2015 As has been said by a few. Cat D is usually mostly cosmetic, and if it's been repaired properly then it shouldn't be any worse than any other car. However, assume you will find it impossible to sell it on, or will have to give a massive discount. In other words, only buy if you are prepared to be the last owner. Quote Link to comment Share on other sites More sharing options...
shaun4860 Posted April 15, 2015 Report Share Posted April 15, 2015 Re-issued log books clearly list that has been a total loss previously. My log book had no mention of it being a write off Quote Link to comment Share on other sites More sharing options...
Carman06 Posted April 15, 2015 Report Share Posted April 15, 2015 I have had cat C car before. No info in log book. Couldn't tell at all and held value fine. Quote Link to comment Share on other sites More sharing options...
neil w Posted April 16, 2015 Report Share Posted April 16, 2015 My log book had no mention of it being a write off Maybe not subject to a VIC check at the time you bought It. Commercials were never subject to this check. Quote Link to comment Share on other sites More sharing options...
Tam Posted April 17, 2015 Report Share Posted April 17, 2015 Commercials & Bikes seem to escape Cat C VIC check !!! Any other cat c's will show VIC checked - Cat D's will not show on V5 Quote Link to comment Share on other sites More sharing options...
Pistol p Posted April 19, 2015 Report Share Posted April 19, 2015 Cat c or d is okay if you plan to keep it long term and not invest anymore into it. If you sell it on you have to declare it as cat c or d, you also have to declare it to your insurance company. Quote Link to comment Share on other sites More sharing options...
Luckyshot Posted April 20, 2015 Report Share Posted April 20, 2015 Cat c or d is okay if you plan to keep it long term and not invest anymore into it. If you sell it on you have to declare it as cat c or d, you also have to declare it to your insurance company. If you are a private seller you do not need to tell the buyer it has been damaged but, If they ask you then must tell them. The rules are different for trade sellers where they must inform you regardless of you asking or not. Quote Link to comment Share on other sites More sharing options...
Sir_Adam Posted April 23, 2015 Author Report Share Posted April 23, 2015 Well I went a bought a cat d Suzuki swift. Set me back £4500 for a 2014 motor that has done 3800 miles. Motorpoint has a similar car more miles for just under 9k. Drove it back from Manchester today. Wifey is very happy and we all know what that means 😉 fishing all weekend and no blue jobs 😆 Quote Link to comment Share on other sites More sharing options...
mrwabbits Posted April 27, 2015 Report Share Posted April 27, 2015 bargain Do you mind me asking , what made the Suzuki a cat d ?? Quote Link to comment Share on other sites More sharing options...
TaxiDriver Posted April 27, 2015 Report Share Posted April 27, 2015 bargain Do you mind me asking , what made the Suzuki a cat d ?? A puncture lol, well it is a Suzuki Quote Link to comment Share on other sites More sharing options...
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