Pyropredator Posted September 30, 2015 Report Share Posted September 30, 2015 I'm looking to sign up to some kind of shooting insurance cover/membership, I know BASC offer this as part of there membership but is it worth the money compared to other insurance companies like the Country Cover Club? I mainly shoot clays and do a fair bit of rough shooting/ pest control on land I have permission to shoot over, using shotguns and air rifles. What do people use and has anyone ever had to claim, would you recommend them? Quote Link to comment Share on other sites More sharing options...
Brodie Posted October 1, 2015 Report Share Posted October 1, 2015 Clayman on here is the man to contact for more info on Country Cover Club. Looks good value but they obviously don't have the clout of the bigger organisations in promoting our sport. Quote Link to comment Share on other sites More sharing options...
Pyropredator Posted October 1, 2015 Author Report Share Posted October 1, 2015 Clayman on here is the man to contact for more info on Country Cover Club. Looks good value but they obviously don't have the clout of the bigger organisations in promoting our sport. Thanks for that I have PM'd him. It seems like a decision between BASC that more expensive but do all the lobbying and political side of things. Or somewhere like CCC that is just insurance not offering support or advice but for a good chunk cheaper. Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted October 2, 2015 Report Share Posted October 2, 2015 Don't forget if it's insurance only you are concerned with and pennies are tight your household insurance does in most cases cover your liability provided you are not doing it for reward ie paid to shoot vermin/pigeons. Quote Link to comment Share on other sites More sharing options...
wymberley Posted October 2, 2015 Report Share Posted October 2, 2015 Sorry about this, but if you can afford to shoot a fair bit it largely depends whether you want to help pay our way or whether you want a free ride like so many others. Quote Link to comment Share on other sites More sharing options...
Pyropredator Posted October 2, 2015 Author Report Share Posted October 2, 2015 Sorry about this, but if you can afford to shoot a fair bit it largely depends whether you want to help pay our way or whether you want a free ride like so many others. Not at all I agree with this to some extent and It's one of the reasons why I joined basc last night after looking at all the options. I don't think people who choose not to pay into the likes of BASC are just doing so for a free ride, these people may still be very involved in promoting shooting and supporting it's growth in their own way. Quote Link to comment Share on other sites More sharing options...
wymberley Posted October 2, 2015 Report Share Posted October 2, 2015 Not at all I agree with this to some extent and It's one of the reasons why I joined basc last night after looking at all the options. I don't think people who choose not to pay into the likes of BASC are just doing so for a free ride, these people may still be very involved in promoting shooting and supporting it's growth in their own way. You make a very valid point regarding the people who do as you suggest and which I take on board unreservedly Quote Link to comment Share on other sites More sharing options...
ChrisAsh Posted October 2, 2015 Report Share Posted October 2, 2015 Sorry where does this pay your way come into it, I shoot clays at a local range and have no reason to belong to any organisation, I dont compete in registered shoots and cannot see any advantage in joining any group Quote Link to comment Share on other sites More sharing options...
K Mac Posted October 2, 2015 Report Share Posted October 2, 2015 I was a member of BASC for quite a few years. The only time I asked for help after getting injured. No help was was given.I am now with another organisation. I payed my way and got nothing thanks. Quote Link to comment Share on other sites More sharing options...
wymberley Posted October 2, 2015 Report Share Posted October 2, 2015 Sorry where does this pay your way come into it, I shoot clays at a local range and have no reason to belong to any organisation, I dont compete in registered shoots and cannot see any advantage in joining any group Yep, you've got me fair and square. My point was of a more general nature referring to those who partake in the wider sporting spectrum. You have invariably posted that you are sympathetic to the firearms staff and have no problems regarding the granting of your SGC or even unannounced home visits. With nothing else, therefore, to concern you, I take your point. Hopefully, you'll be equally content with any future changes that might just affect you. For now though, I have to concede that you're the exception to my comment. I would just ask in closing though, how much would you have been prepared to pay for your SGC? Quote Link to comment Share on other sites More sharing options...
stubear Posted October 2, 2015 Report Share Posted October 2, 2015 I'm looking to sign up to some kind of shooting insurance cover/membership, I know BASC offer this as part of there membership but is it worth the money compared to other insurance companies like the Country Cover Club? I mainly shoot clays and do a fair bit of rough shooting/ pest control on land I have permission to shoot over, using shotguns and air rifles. What do people use and has anyone ever had to claim, would you recommend them? IMHO from looking at the cover that the various shooting organisations offer BASC is by far superior. I shoot a whole bunch of disciplines (clays, target rifle, wildfowling, deer..) and BASC covers me for them all plus just about any other discipline you can think of! I was having a drink with my old Lt Col last week and he mentioned to me that the BDS cover used to only cover you if you were on an event that they sponsored - So you have to be careful what you are and arent covered for. BASC covers you for; All members of BASC are entitled to insurance cover by virtue of our Members Legal Liability Policies. The policies cover the following BASC recognised recreational activities: wildfowling, clay pigeon, rabbit, pigeon, game, deer, wild bore, vermin, target shooting, airgunning, conservation, hawking, archery, angling and ferreting gundog working & training. The policies cover the following: 1. Employers liability: Limit of indemnity – GBP 10,000,000 any one event. 2. Public Liability: Limit of indemnity – GBP 10,000,000 any one event. 3. Products liability for goods sold or supplied: Limit of indemnity – GBP 10,000,000 any one event and in the aggregate in any one Period of Insurance. The cover also includes Indemnity to Principal. In the event of any claim in respect of which the BASC member would be indemnified under this policy is brought or made against another principal, such as Public or Local Authority or land owner, the policy will indemnify said principal under the same terms of the policy as enjoyed by the BASC member. The policies cover members normally resident in Great Britain, Northern Ireland, Channel Islands and the Isle of Man. Members who are resident outside of these stipulated areas are also covered but only whilst shooting or engaging in conservation activities within Great Britain, Northern Ireland, Channel Islands and the Isle of Man. Plus they have training courses, contacts and so on that you can reach out to if you want to get involved in other shooting sports. I went through a couple of years when I lived in London when I didnt shoot much and I kept the membership up just for the support TBH - They do a huge amount of governement lobbying and working with the Police on licensing, as well as the conservation they do. Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted October 2, 2015 Report Share Posted October 2, 2015 I suspect our BASC rep will probably pick up on this soon but although I am a member and can afford the fees others cannot and we still need their support by simply having a gun licence. Numbers do help but to a limited degree. There are cheaper membership deals but these dodge to insurance cover by saying it is there but then they refer any incidents back to your household insurer - this is a non-contribution clause. Some of us are lucky and can afford to spend a lot on our sport but others are no so lucky and we must not deter them from enjoying their sport. The way the political climate is developing our days of gun ownership may be limited; if you are Scottish this may come sooner than for those south of Hadrians Wall. Let's all pull together chaps. Quote Link to comment Share on other sites More sharing options...
hawkeye Posted October 2, 2015 Report Share Posted October 2, 2015 well i joined BASC quite a few years ago then 3 years ago i also joined SACS so i support both of them.... Quote Link to comment Share on other sites More sharing options...
David BASC Posted October 2, 2015 Report Share Posted October 2, 2015 Please do not take this the wrong way, but how come someone who can afford to go shooting cant afford the BASC sub, or any other organisations sub for that matter, especially as the BASC sub can be spread over 10 payments? If we want a strong, robust defence when the next attack on shooting comes along and it will sooner or later, then we need a large organisation with the resources to stand in our defence. It amazes me that so many people who go shooting cannot be bothered to support an organisations, and put a few quid towards the safeguarding of their sport. Quote Link to comment Share on other sites More sharing options...
Brodie Posted October 2, 2015 Report Share Posted October 2, 2015 Please do not take this the wrong way, but how come someone who can afford to go shooting cant afford the BASC sub, or any other organisations sub for that matter, especially as the BASC sub can be spread over 10 payments? If we want a strong, robust defence when the next attack on shooting comes along and it will sooner or later, then we need a large organisation with the resources to stand in our defence. It amazes me that so many people who go shooting cannot be bothered to support an organisations, and put a few quid towards the safeguarding of their sport. We all choose on price or perceived value. Each to his own. What I find more worrying is the number of shooters who fail to support/join any organisation. Relying on household insurance for recourse after an incident is surely foolhardy. Quote Link to comment Share on other sites More sharing options...
David BASC Posted October 3, 2015 Report Share Posted October 3, 2015 Brodie, I agree there are a range of membership options out there for range of prices, and given that the cost of membership is small in the context of what we spend on cartridges ect I cant understand why all shooters don't support them. Apathy and complacency are probably key...so i guess its down to all of us who are members of associations to promote membership to others and create a culture where its simply not acceptable to go shooting if you are not a member of one of the associations David Quote Link to comment Share on other sites More sharing options...
Savhmr Posted October 3, 2015 Report Share Posted October 3, 2015 Brodie, I agree there are a range of membership options out there for range of prices, and given that the cost of membership is small in the context of what we spend on cartridges ect I cant understand why all shooters don't support them. Apathy and complacency are probably key...so i guess its down to all of us who are members of associations to promote membership to others and create a culture where its simply not acceptable to go shooting if you are not a member of one of the associations David Now David, that is a step too far in my humble opinion. I am a paid up member of BASC, and gladly so, but to suggest that is unacceptable to shoot unless one is somehow tied to membership of an organisation is as Orwellian and controlling a statement as some of the more controlling issues that we are trying to fight! There are many shooters out there with no axes to grind, who are experienced, safe and law abiding, and to suggest that it is unacceptable for them to continue with their sport without signing up somewhere is little different to unions press-ganging all workers into paying their subs "or else". The important thing for the shooting organisations is that they have sufficient membership and sufficient funding to carry on with their good work, not that everyone has to become affiliated. Those who remain outside membership have to accept that their voices will be harder to hear but it does not mean that they are less qualified to continue with their sport than fully paid up members. I am surprised at this statement. The shooting organisations may be a good voice for the shooting community (although many will disagree with this) but it is a free and democratic country, and there should be NO suggestion of mandatory membership of any organisation. The only issue of mandatory compliance that I think may become inevitable is that of competence testing to hold and FAC or shotgun certificate, in whatever form that might take. Quote Link to comment Share on other sites More sharing options...
David BASC Posted October 3, 2015 Report Share Posted October 3, 2015 Its nothing to do with being 'qualified' to go shooting, some may be happy to shoot alongside those who choose not to bother getting insured , I am not. Some may be happy to take a chance that the person next to them may have home insurance and that home insurance may cover them I am not, that's my point Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted October 3, 2015 Report Share Posted October 3, 2015 Let's not get too carried away with this subject - shooting accidents are very very rare. In my old job I published stats on sporting accidents and shooting was very very low down the list and the only expensive claim my company suffered was an eye injury from falling clay pieces. Topically rugby was the worst with fishing very high up the list - drownings/lightening strike to carbon poles etc. Also when we go shooting, especially that one-off welcome invite who checks who is insured? We assume everyone will be safe and very rarely are we concerned. Ours is a very safe sport. Quote Link to comment Share on other sites More sharing options...
darren 67 Posted October 3, 2015 Report Share Posted October 3, 2015 A lot of shooters are normal working folk. If that accident did happen would it not be better to know the injured party can still pay his/her mortgage/rent and feed their family. How many can afford to keep two families if not insured? Quote Link to comment Share on other sites More sharing options...
Savhmr Posted October 3, 2015 Report Share Posted October 3, 2015 Shooting insurance is a good idea and I am not disputing that at all. Shooting accidents and incidents though are thankfully rare (from a firearms perspective), and whilst slips trips and falls whilst out shooting are probably quite common, that in itself should not mandate shooting insurance. To make being a shooter somehow a social pariah just because they aren't affiliated in any way nor carry insurance is a bit strong, that's my point. Quote Link to comment Share on other sites More sharing options...
Scully Posted October 3, 2015 Report Share Posted October 3, 2015 I'm of the opinion that insurance should be compulsory, but that the joining of a representational organisation should be optional. Not many shooting organisations are politically actively worthwhile and none have any real influence as firearm ownership and shooting in general in this country is not only unpopular but by many aspects of our society generally frowned upon. Individuals have to consider what they want from an organisation and where best their money is spent, and whether any organisations are worth the extra expense which includes their insurance. Quote Link to comment Share on other sites More sharing options...
Twistedsanity Posted October 3, 2015 Report Share Posted October 3, 2015 i can see the benefit for some folk of being insured, i can also see that the BASC guy relies on people buying their product to keep him in a job but as someone who only goes to a clay ground once in a whie i see it as just another expense, insurance for my home, my cars, my life, my dog, i could go on forever but at the end of the day its the "insurace industry" that exists to make money and not nessacerily to help us all out Quote Link to comment Share on other sites More sharing options...
cromwell7 Posted October 3, 2015 Report Share Posted October 3, 2015 (edited) Be interesting to hear from someone on here who's been through the claims process with BASC etc. That person would be better placed to comment on whether it's a waste of money or a scam from the "insurance industry". Edited October 3, 2015 by cromwell7 Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted October 3, 2015 Report Share Posted October 3, 2015 I would be very interested to know how many claims BASC see annually as the % of our fees included for insurance is very small - less than 10% from memory and included in that will be a fat commission for BASc and as a specialist cover doubtless reinsurance costs and a healthy profit for the insurer! Whilst I'm not questioning the morality of how this is run I would like to know the sums so that we can say to our opponents we are very safe as our biggest insurance scheme ie the BASC scheme has such low claims ratio/frequency. Added to what I said earlier about my old employers record of writing insurance for sports including shooting, you can perhaps understand why household insurers can include such cover without worrying about cost or exposure to huge risks. Quote Link to comment Share on other sites More sharing options...
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