thanks for all the replys,it is alot for what is in essence a budget base gun but unfortunately it is the only moderated o/u shotgun that is easily available (heard of the la porte 12b based on a fabarm but they hardly ever come up and are even more expensive and i would guess louder).
i'm a keeper so its primary use would be shooting vermin on the estate (rabbits,crows pigeons),squirrels around the feeders etc where i want to keep noise disturbance to a minimum due to pheasants being around during the season.i'm used to the extra barrel length and odd handling from using the 410 s/b hushpower which like i said in the other post i do rate and is the gun i have with me constantly,so i think it wouldn't be much of a problem changing over to the 20.