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AVB

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Posts posted by AVB

  1. 5 minutes ago, Mice! said:

    100,000 plus dead, 21,000 in hospital,  doesn't sound serious at all, not to mention the ongoing health problems for those who have had covid and been badly affected by it. And there are the same arguments regarding the average age of deaths and the relatively few affected overall.   

    I still think back to the skier interviewed and worked in a care home, super fit and was floored by covid, what chance would the over weight middle aged with a few health concerns have if we hadn't had the restrictions we've had? - It's random. Lots of examples of fat, middle aged/old people getting it who didn't have any symptoms at all or no worse than a cold. Yet other fit, young people suffering.  

    Everyone is fed up not being able to go and do as we want, but its been a year of hassle for most, nothing worse. - says a man who's been earning throughout. A bit different if you've lost your job or suffering mental problems or children missing schooling.  

    Far worse for those waiting for treatments cancelled, hopefully they will restart soon. - unless they have died in the meantime. 

    I saw a young lad on the news last night saying he was going to be doing the trial, looked maybe twenty but all I could think was sort your hair. - How can he? Barbers are closed! 

     

  2. 6 minutes ago, JohnfromUK said:

    I'm baffled.  What is new?  Why is it an admission?  The official Gov't. press/TV always said it was low risk for the vast majority.  It always was 'low risk' to healthy adults.  Nothing new in that. 

    It is not 'no risk' - and if you do get it badly (which is a low risk) - it just possibly may not end well (which is an even lower risk).

    Surely everyone knows all that by now?

    This. Although the government messaging changed over time. Originally it was "for the vast majority or people it will be a minor illness" and it became "stay indoors forever because we need to flatten the curve/protect the NHS/reduce the R number (delete as appropriate)"

  3. 1 hour ago, GingerCat said:

    My understanding of it, and I may be wrong, is that if you die within 28 days of being diagnosed with covid its a covid related death. 

    Regardless of the reason you actually died. So the figures are a bit skewed. 

    Three ways of counting deaths 

    1) 28 days of a positive test = Covid death. This is the number reported daiiy 

    2) Covid mentioned on the death certificate. This is reported by the ONS I think monthly. This number is higher than 1. 

    3) Excess deaths above the 5 year norm. Reported again monthly by the ONS. This number is higher than 2 as it includes all deaths that may have been caused by lockdown but not directly covid related - delayed treatment for example.  

  4. 2 hours ago, mel b3 said:

    Xxxx me that's a odd way to look at things 😅.

    It's impossible to say without knowing the family , but they really do seem like a thoroughly decent bunch of people 👍

    too many years of working with utter **** holes. You are right they seem decent. 

    1 hour ago, 12gauge82 said:

    This lock down has really bought some really small minded people out of the woodwork who think they have some sort of higher knowledge and should be able to dictate how everyone else should behave. 

    Like Piers Morgan. A lockdown fanatic who jets of to Antigua at the first opportunity because he can. 

  5. 1 hour ago, JTaylor91 said:

    Similarly I bought Jet2 shares at about £4 back at the start of lockdown. Sold some at £15 last week and they have dropped a little  now to £12.50. 

    And they were £20 pre covid so you absolutely bought at the right time. You've made a profit but if you were holding any that you bought pre-covid then you are facing a fairly big loss on paper at least. 

  6. Can somebody give me some advice as a PCP newbie. I bought a second hand FX Cyclone. It arrived relatively empty with the gauge showing 50 bar. I have bought a pump which seems to be pumping out air but I don't seem to making any progress on filling the gun. I pump and pump (probably 200+ pumps so far) but the gauge doesn't move and I don't seem to feel any pressure building up in the pump. The filling probe doesn't seem a very tight fit. I expect it to be a tight fit in order to create an airtight seal but it slides in and out quite easily (held between finger and thumb). Is pump or gun at fault or do I just persevere?  

  7. 15 minutes ago, loriusgarrulus said:

    He was a lovely old man who did tremendous things for his country in his lifetime. With the best will in the world at 100years old he didnt have long to go. A trip to Barbados was his dream. I am glad he got to go and enjoy it. 

    I am sure he was a lovely bloke. The cynic in me wonders if his family thought "ooh here's the chance of a free first class trip to Barbados, Dad why don't you put it on your bucket list and come along"! I hope not. 

  8. We were upgrade to Fibre to the Premises with Gigaclear as part of the governments rural broadband initiative. They are only servicing a few counties at the moment but seem to be very good so far (1 year in). Pay for and get 300 mbs.  £30 something per month 

  9. 15 minutes ago, Mungler said:

     

    The FTSE share index is a total mystery to me - how, just how is it knocking on the door of 7000?

    One of my clients bought Easy Jet shares at the bottom of the bottom and I said I thought he was mad buying an airline stock in this climate. 

    The Easy Jet share price is pretty much back up to where it was before Covid and he’s doubled his money. How? Just how?


    Wins like that are what can cheer you up on a sad day 😆👍

    Two things in my opinion. People are no longer employed to analyse the fundamentals of companies and make recommendations (used to be called research analysts) but bots do a lot of it instead especially with large volume programme trades and whats called high frequency trading. The bots say when airlines have been low in the past they have recovered therefore that is what will happen this time. The problem is if there is a 'new normal' (hate that phrase) that means all previous behaviour is discounted. Secondly is tracker funds. A lot of funds track indices in order to get performance in line with a specific index. Therefore if an index contains a particular company then funds will buy that company and the price will rise. Which is why indices have to be treated with a pinch of salt. And don't forget the constituents are refreshed regularly with low performers booted out. So the index will always rise.    

     

     

    9 minutes ago, RockySpears said:

    Inflation is a straight forward Tax on money (cash), you start the year with £100 buying power, and end it with only ££98 (@ 2%).  There is nothing "Reasonable" about inflation.  Most here will have lived though the 70's and 80's.

    If you started in 1970 with £100 then, to buy the same goods in 1990 you would need £661.  You think that "Reasonable"?

    Yours,

    RS

    Inflation isn't a tax. It isn't imposed on anything it is derived from the value of goods rising or falling. Rising inflation typically shows a growing economy (and I.m not talking about hyper inflation here). So in your example wages would also have grown in that period and therefore the value of your debts would also have decreased over that same period. 

     

    If you had a £10K mortgage in 1970 that was stretching you, you would be less worried about it being a £10K mortgage in 1990.  

  10. 27 minutes ago, Mungler said:

    That did make me giggle.

    Loving this thread. 

    Remind me to link back to it when the ‘I can’t believe the solicitor wants £200 to draw up our Wills’ thread comes back round 😆

    Incidentally, and this is one for the economists:

    1. We can all see and feel prices rising, right? Especially in construction.

    2. Interest rates are and remain in the toilet and there is even serious talk of them going negative in the coming months to help re-boot the economy.

    3. Inflation has to come, if it isn’t here already. 

    4. How does the government control inflation without touching interest rates?

    5. I have 3 mortgages out of handcuffs between May and July and re-fixing at the right moment will make a difference to me. Indeed the last I did a couple of months ago was £390 / a month interest only for £260k over 5 years and that is just ridiculously never been seen before low. Can they actually go lower?

    There are two things that don't reconcile with the state of the economy - Inflation and Share Prices. Both should be tanking but they aren't. For years the value of shares have been detached from company fundamentals, one reason being that with interest rates being so low their is only one place for investors to put their money and that's the equity and bond markets. Inflation is a strange one. Obviously people are still spending and research is showing that many people have saved so much money during lockdown that they are splurging on building projects and luxury items which is compensating for the downturn in some sectors. I see the government lifting the shackles on inflation, keeping interest rates low, for a while to let the economy grow. It depends on how high it gets. 'Reasonable' inflation isn't a bad thing.    

     

     

  11. 27 minutes ago, Agriv8 said:

    It’s all legal but it stinks. 
     

    he will blame accounts and underlings but he knew the risks of investing in unlisted stock market companies. This meant it was hard for anybody outside the organisation to really quantify on how the funds were really performing. His investment managers will have been taking big bonuses so will have not been bothered risking other people’s cash 
     

    while people were getting good returns no one asked too many difficult questions soon as market slowed up his returns dropped and people started digging suddenly the gaps in the accounts were a bit digger than declared. 

    this started bigger companies pulling money out as they were spooked which led to more losses and the spiral of decline goes into free fall.

    I suspect all companies and individuals signed his terms and conditions which will state investments can go up as well down.

    Atb Agriv8

     

     

    Always look at the fund Key Investor Information Documents (KIIDs) and Supplementary Investor Information Documents (SIID’s). They are written in plain English and explain the type of investments included in the fund and their jurisdiction. The problem is most investors don’t and just put their money into it as it had his name on the tin.  

  12. 2 hours ago, button said:

    Sadly none in SG have a business background and to put it bluntly they just don't get it

    Thats not just in Scotland but also across the wider UK. Politicians, scientists, academics, Doctors etc, all of whom want to keep us locked down, don't have to worry about where the next pay cheque is coming from or how long they can keep people employed for. 

  13. 21 minutes ago, Mungler said:

    We’re soon going to find out that the nation needs human contact, kids need schools not just for academic learning and it’s all bubbling up.

    Anyone else seen and sensed the tension - everyone anxious and at the top of the curtains and ready to explode? 

    My wife is on the verge of losing it. A couple of her friend have recently gone onto anti depressives. Might not be covid related and just as much age but it ain’t pleasant. 

  14. On 16/02/2021 at 09:57, Rimfireboy said:

    I bought this one for £17 but the one way valve doesn’t work properly. They gave me a refund and told me to keep it, so I’m going to strip it down and see what, if anything, I can do with it. It looks exactly the same pump as the £40-50 pumps though?

    EC2DB606-DA64-43C4-B170-B32784E2EEAB.jpeg

    I’ve got one that looks exactly the same except I paid £30’ish. And I can’t get mine to work either. The instructions are in Chinese English so quite funny but hard to work out what I’ve done wrong. 

  15. I saw a tweet today. Somebody saying he was selected to have  the vaccine and he rang his surgery to find out why as he was quite young. Turns out they had input his height as 6.2cm instead of 6 ft 2 inches giving him a BMI of 28,000. 
     

    not sure if true but sounded funny. 

  16. 1 hour ago, TIGHTCHOKE said:

    So how do you propose to deal with these people?

    Or would you just let them do their worst?

    I find ignoring them helps. In the old days you had 'Speakers Corner' where you could stand and spout any old rubbish. If you were interested you listened. If you disagreed you heckled or didn't bother listening. The Internet has replaced Speakers Corner. Do you really think that spending time and money to prosecute these trolls is worthwhile? And if so where does it end? Calling somebody a ****** on a bulletin board? 

  17. 15 minutes ago, chrisjpainter said:

    But it shouldn't be acceptable to make a road more dangerous than it was because there are other roads with the same dangers? It just means the other roads could be made safer too.

    True. But my point was regarding being 'uncomfortable' when driving on a particular type of road. Personally I don't necessarily feel uncomfortable driving on smart/non-smart motorway nor a 'near motorway' nor a more traditional A road. I do feel uncomfortable in particular weather conditions - heavy rain, fog etc. 

  18. 2 minutes ago, JohnfromUK said:

    Well - in theory - you should expect slow traffic in the left hand lane of a dual carriageway relatively frequently.  On the rare occasions I have used the A14, from memory it is 'almost motorway', with motorway style slip roads etc.    Dual carriageways round here have many cyclists, tractors - and also lots of side turnings (with minimal slip roads) and horrors like openings in the central reservation for people to turn right into narrow lanes, B roads and even driveways.

    There is an expectation on motorways (wrongly - especially on the smart types) that the carriageways will be very largely 'clear' (apart from queues) and be largely free from stationary/slow moving vehicles.

    Which is exactly my point. The dual carriageway I was referring to is, as you say, 'almost motorway' but without a hard shoulder. 

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