Mungler

😆😆 Pop a couple of bog rolls in the fridge first Seriously you’ll be fine

I didn’t post the link to the article. I’ve read hundreds of articles on the subject and I personally believe that on a balance of probabilities that Covid leaked out of a lab. There’s loads in the US press currently to support this and the US powers that be are said to be mulling over releasing the evidence they have - I suspect that they have the evidence and are signalling to the Chinese, in the knowledge that if they do proceed down this path then there will be greater global backlash against the Chinese, and no doubt the veiled threat is driven to get the Chinese to back off from giving Putin support. I digress. But, I again repeat, I didn’t post the article link or make the original post. I separately asked you if: 1. You were ready to admit you got conned 2. if you’re still washing your shopping? 😆 I’ll add: 3. Are you wearing a home knitted face mask when you go out? 😆

Are you still washing your shopping and wearing a mask? 😉

You yet ready to put your hands up to being conned about covid?

No one likes anyone being rude about their family, your own family is there for just you to be rude about. That said, the evidence suggests that your mother is poisonous, and as sad and hard as that may be she through her actions is making it easy for you to draw a line and move on. You’re going to be better off without her, and whatever maternal side of her you naturally would want to see, just isn’t there - it’s not just you, it’s not there for everyone in her world. Not good. But focus on the good in your life and try not to think about it - it takes 15 seconds for a negative thought to manifest and spiral and the trick is that when you have a negative thought arrive and know you’re heading down a rabbit hole of over analysis, just start to think about something positive - your own wife and kids, grandkids etc. It works and it stops the lying awake at 2 am, 3 am and 4 am dwelling and over thinking stuff about people and circumstances that will never change.

Man that’s gotta be hard, because it’s all so obviously cliche / messed up and going to end in tears. Send her a good luck on your wedding day card and enclose the contact details for 5 good divorce lawyers and say it’s best / most appropriate wedding gift you could think of. If I got half way near any sort of caper like this I can think of half a dozen people who would try and pull me back from the brink. Is she supported in this by any friends / other family?

Scottish and Welsh independence? Well, that just goes from strength to strength 😆 The best example yet of be very careful what you wish for 😆 Great PR for keeping the Union. I knew the whole ‘gender stuff’ in Scotland was out of the communist playbook about group think and what thoughts and what speech were deemed acceptable / unacceptable by the state, but what a ridiculous cross to die on. That said, the Isla Bryant case and the SNP’s daft gender ideology laws were the catalyst / start of what many hope will be the end of the current gender wars nonsense. I digress. Anyway, a big thanks to the Welsh and the Scots, they make the current stock of idiots in Westminster look competent 😆

Indeed. He’s going to say: 1. but I’ve always parked here and so did the owners before (whiff of prescriptive rights) 2. This is adopted or is a public right of way 3. No I definitely am ok to park here because (insert plausible reason) All of which then involves two people (who may well still be acting politely) telling each other that they are wrong. In this likely scenario (because human beings will never say ‘I knew the lane was yours and thought I’d park there all the same 🙄) it is whoever is holding the £12 land registry office copy entries and plans will be the person that gets to settle it, and in their favour. Also, if the offending house sides onto the access road and has a pedestrian access side gate or set of gates to the rear / rear garden area of the property, then that’s a classic prescriptive rights bun fight waiting to happen or indeed there may be a prescribed right of access of which the OP was unaware - I’ve seen that happen before but normally farmers and country people are way more canny and rights aware when it comes to their land for that. .

The answer is: 1. To get ready, pull the land registry office copy entries with plan for his house and your house - that’s only about £12 (that will confirm if his property has a right of way over the lane, and if he thinks it does it will be handy to hand him your OCEs showing your land and your rights and hIs OCEs showing an absence of rights over your land). 2. Then knock on his door (with the OCEs in your pocket) and ask him if he can keep his car out of the lane as you’re looking to instal a series of lockable lay flat bollards because of traveller concerns). No one will park where they think they may struggle to get out. Telling him about the bollards will flush out whether he mistakenly believes he has a right to park).

Interesting to see the theme that a lot of the bullies end up in significant misfortune in later life - damage leads to damage. The bottom line is that we are pack animals. As I went through school it was visible that the kids that took up martial arts and stuck on muscle mass in puberty got left alone - bullies are just so very less likely to pick on someone who stands a chance of breaking their nose, regardless of actual fight outcome - they will find someone else and you just hope that someone else isn’t your kid. There was a small lad in our year (clear foot under everyone) who got picked on left right and centre but he turned into a to a total mental scrapper - he would just go berserk and windmill. He got left alone. Aware of this I was keen my 3 boys all learnt how to throw punch (they’re all black belts in kick boxing) and understood how expensive dental work was (with being able to see trouble before it starts and or to run away as perhaps the most sensible solution). I saw lots of parents get bored of dropping / collecting from karate or whatever, meaning most turn up to get one belt and jack it in. Sticking something through and showing commitment is a strong marker to me on a CV - I’d put gold Duke of Edinburgh and a black belt in any martial arts above most standard qualifications. I digress. Anyway, one of the kids who gave me a hard time and a swollen lip at school, I saw his profile pop up on Facebook. Divorced, rubbish dead end job, objectionable and unfriendly approach to life in every one of his posts and clearly very unhappy. I even started smiling as I typed that lot out. Your own successes in life are the best form of any revenge or retribution. .

My position is that I am anti anything which makes the state any bigger or more powerful; the end. I am appalled at how some people cheer on bigger government, more powers to government and with that more taxation to fund big government. It’s like we actually want to become China - give up all rights and freedoms (including thought and speech) to be looked after and cared for a benevolent state that knows what’s best for us. These are the people that blame all that is wrong in their lives and in their own perceptions on ‘the government’ not doing enough for them, all the while taking zero responsibility or accountability themselves. Boy have we got soft and pathetic.

The making corporations that make billions pay more tax is a jealous moron’s quest: 1. a lot of investments and pensions benefit from large shareholding’s in those profitable companies (and so the money when distributed gets taxed and finds it’s way back into circulation) 2. These companies won’t hang around to have their backsides ripped apart 3. when making future strategic investment decisions these companies will swerve the UK. So, where’s this universal basic income money coming from? Interesting idea to stop all other forms of hand outs, in favour of UBI but with that there’s then tens of thousands of admin and public sector jobs gone. Inflation with all that extra dosh sloshing about? They’re playing with fire. .

The virus just mutated itself out and away from anything resembling lethal unless you were over 80 with underlying health problems. Don’t get me wrong, in my teens I stood in nightclub queues and swallowed who knows what, so a new vaccine doesn’t bother me in the slightest 😆 And from the Telegraph today Lockdown benefits ‘a drop in the bucket compared to the costs’, landmark study finds Researchers say draconian measures taken in spring 2020 had 'negligible impact' on Covid mortality compared with lighter-touch countries

😆👍 Are you still washing your shopping and wearing masks?

Glad to see the Welsh ambition for devolution looks as strong as ever today. Well done the Welsh and Scottish nationalists - you’ve given the English a really good laugh over these months. Do keep it up. It reminds us that the morons we have in Westminster aren’t that bad and that it really could be worse 😆😆

Cheers for that.

If you have a strong genetic line (lots of relatives living to big numbers) and have lead a clean and active life, then an annuity probably makes sense but it’s a roll of the dice as you could still get hit by a bus the next week. For years everyone has said annuities are rubbish - has the pendulum now swung back and if so why? We all takes notes and measure against what other people are doing - I’d love to know what the average pension pot / plan looks like and what people think they need per annum to live off in their pension years. All I know is that my predicted annual state pension in 15 years time might buy a full tank of petrol for a medium sized family car 😆

Just on a GB News headliners ‘the situation with the SNP is like a raging fire in a dog poo bin’. Oh how I laughed. Not an easy fire to put out I’m sure.

The blob wins. Can anyone in the private sector imagine what it’s like to trying to get action, results and accountability out of the civil service? Anyone in the private sector knows full well what’s gone on.

Wales will be next to implode. The devolution lot are a cabal of nutters and ‘independence’ from England is a magnet for them. The bottom line is everything in Scotland is worse under the SNP - everything on all measurable indices and yet there are still people waving the SNP flag. They say the psychology is that people don’t like to admit they’ve been fooled or taken in and so the immediate tendency is to double down. I fear that we will soon learn the comparables with Brexit….

Just watching the news. Absolutely brilliant. What a meltdown. Now is the time to cut Scotland loose. Wales too.

I did have a thought that the government were forcing landlords to ensure that their properties were all tip top - electrical, gas and energy efficiency will guarantee minimum standards. However, when landlords shell out for that compliance / those upgrades they tend to want a return on their investment, and with an increase in costs comes an expectation of an increase in rent to be charged. If you wanted the worse case scenario, that’s the government pushing these costs / upgrades onto landlords and then introducing legislation (like the old Rent Acts) which makes it almost impossible to kick a bad tenant out (which is where we are headed to, fast). Indeed, I could see a Labour government doing that for sure.

I’m a big fan of letting the market sort itself out and as far as I can tell all the government changes / interferences have made the rental market worse for everyone. My business partner and I wandered into B2L’s because we could see the pent up demand post 2008 (we could see a property price rise coming over the horizon) and with 2008 ringing in our ears, placing money with 3rd party investment fund managers wasn’t for us - they don’t give you your money back when they get it wrong and if I was going to go down that route I’d plumb for pharma, munitions and tobacco / drugs and I can just as well make those choices reading the financial section of the Daily Mail. It’s worked well for us so far but the tax changes to mortgage interest payment and now capital gains tax really has sucked the life out of it, but what’s the alternative? We all know there’s going to be a stock market / banking collapse any moment now, and as for property - well, everyone still needs somewhere to live and somewhere to go to work. The big long term problem is capital gains lock up.

1. Rent to a working family with a kid that attends a school local to the property. 2. Don’t over charge rent - if you rent a property which they couldn’t rent elsewhere for less money, then they’re staying. Which means no voids and no agents and no lawyers fees. 3. If you can, buy in a Ltd company vehicle, treat it like a business and claim every business expense imaginable including the mortgage interest. 4. Work out if you want income or capital appreciation first and foremost. It will shape the property you buy - we’ve always gone for fixer uppers and in a rising market. 5. One of our properties, the post code got dumped in a selective licensing scheme which was a massive admin pain as the local authority demanded a floor plan and all square footages together with £1,000 fee for the licence over 5 years. Total rip off and I told the officer that that would just end up on the tenants’ rent (for the whole postcode). We started out all in residential and now we’ve moved into some commercial (in a SIP) because of tax. The government has done all it can to screw B2L landlords and they’re not stopping anytime soon. I can’t but help think that all these asylum seekers are still going to have to go somewhere and yet we’re not building enough new units. And give it 5 years and they will have all had children etc.

Yes it does. 7 years or 150,000 km