bigroomboy

Hi all, a bit random but I thought I would offer here first. This is the table saw attachment for a Myford ML8 wood lathe. Should all be there and a few old blades included. £30 collect near Chelmsford Essex. Thanks.

I've got Aigles that are worn daily dog walking and around 6-7 years old. Also worn shooting and beating so have a tough life. Can't fault them but maybe before any quality drops.

I agree it causes a brain drain in other counties, but I think it's clear the strain on the NHS is coming from increasing life expectancy and an older population, not from migrants. It's amazing how many things can be blamed on migration. It may be an easy excuse, but if we don't understand the root cause of our issues we have no chance of fixing them.

So you would rather the NHS collapse and you can't get the treatment you need than be treated by a foreign doctor? Seems nuts to me, but then I'm not a heavy user of the NHS, if this were true across the board though I don't think we would be seeing the pressure on the NHS that we are?

Clearly skewed figures. 1) he is the product of migration so it's a bit ironic getting all nationalist about it. 2) foreign students contribute massively to the economy by paying for large parts of our university system. To get a foreign student visa you need to get a university place, prove you are financially independent, including the ability to pay huge fees and accomodation costs and you are not entitled to income benefits. Yes they benefit from health, social care, policing, council services whilst here just like any other student. You could put a number on that eg. £12b but it's far less than the money being put into the economy. If you are really lucky they will stay here with their advanced skills and potentially be the person that saves you life as a doctor or scientific researcher.

To be clear I'm not trying to say pensioners have caused these issues. But our own sense of entitlement and an unbalanced voting system means that policies are created that favour these outcomes. I'm also not advocating for a no benefits system. What I'm saying is it should be the absolute bare minimum to put food on the table, a roof over a head and heat in winter. Anything above that should be provided by your own hard work and planning. Being on benefits should be extremely painful, in order to incentivise getting up and going out to work everyday to contribute to the success of this country. The maths of the current systems just don't add up, it's as simple as that.

Yes because our benefits system is too generous. This discussion has become very circular.

That's funny because that's exactly what I would say to you. I'm looking at this as everybody other than somebody reliant on the state pension. I'm thinking about our children in crumbling schools with 40 kids per teacher and no materials to do classes all while we spend twice as much on pensions than education. I'm thinking about the working people giving up 80% of their time to pay for these pensions knowing they will never get the same benefit. I'm thinking about the fact the country simply cannot afford to keep doing it. I'm thinking about the massive underinvestment in our infrastructure to pay for it and the closure of local facilities to pay for it. I suggest sir you take off your specs.

£31k would be a take home of £2122 per month. Assume there were 2 earning that but with housing costs of £1500 per month then that would be £2744. Now assume that's likely to support a family if 4 that's now £841 per person for around 320 hours of work. On top of that they likely have 2 cars to run and other higher costs. You can start to see why £31k is not a huge amount of money to live off for your time and just how generous the state pension really is!

That's the same increase that's being applied to the state pension. The difference being they have paid into a private scheme where the latter is part of a benefits package. As Oowee pointed out above, a private pension option could be completely separated from government. You may choose to stash the money under the mattress, buy property or invest in rare Star wars models. The choice is yours to plan for your future under that system.

Sounds a lot like landing on a rubber pad in Great Ormond Street Hospital? I'm not saying it's right, but it's the very benefits system we are discussing here that incentives that activity. To be fair most of those people arriving on boat will be young and may well have 40 year of contribution ahead of them. I hear far too often people living day to day off our benefits system whilst blaming all our problems on a relatively small number of people taking huge risks to arrive by small boats.

Or we could lower taxes and tell people to plan for the retirement they want. That way it's completely in the hands of the beneficiary. Hard work and planning and you get a pleasant retirement. Bad planning or low contribution and you keep working.

Why don't we all just give up work then if there is so much free money floating around. I'd be much happier with 80% of my time back and clearly we don't have to worry about where this money tree grows?

It might just be me, but that seems like a lot of money, especially when supplemented by a lifetime of savings and a paid off property. I think pensioners need to have a reality check and have a look at how hard some people working have it currently. Sine people may be taking home a similar amount after deductions and supporting a family and having to pay for a roof over their heads.

Look I'm being a bit of a wind up, but you have to see the flaw in the logic. Why should somebody be working 60h a week to earn 40k to pay for their children's upbringing and a mortgage on a vastly over priced house in order to pay for you to live a life of Riley doing what you want all week? I'm not saying the pension shouldn't exist, but it should be the bare minimum and I think it's gone way beyond that and people are claiming it for far too long.

Unfortunately it doesn't work that way, because the working person will also have more outgoings which will have increased in price. That's why inflation is given as a percentage and why increases are given as a percentage to strip out differences. The truth is my generation won't get a retirement at all, because we will have spent all the money paying for a long and fulfilling retirement for the previous generation. Just look at the increasing %GDP being spent on the state pension and you will see it's not sustainable. We need to be spending that money on giving youngsters the best possible opportunities in life, not for people to go out for coffee and cake 5 days a week.

By saving and paying into a private pension during your working life, selling that 5 bedroom home or continuing to work if that's not enough. By definition the bare minimum is enough to live, just.

Exactly right. The pension was never intended to provide a living wage, only cover the absolute bare minimum. Frankly the state pension is unaffordable but governments are tied by the voting power of pensioners. An 8.5% rise is an insult to the average worker only recieving 6. The triple lock needs to end asap before the country goes broke because of it.

They probably should have kept more production in the UK then where they would have had better control over parts availability. I mean in all likelihood one is caused in part by the other. If you have a high rate of parts failure then you have a higher demand for parts outside the production schedule and the cycle continues.

Just to counter new Defender being a better option for the money. JLR have a deal with some police units that patrol over rough terrain. They are all currently driving round in french white vans as all the JLR vehicles provided are currently in the garage... For me reliability is the most important factor, capability or comfort is if no use if you can't trust it to work when you need it.

Just had a quick watch, it's better than 99% of what on TV these days but it's still hampered by the impression everything on TV these days has to cater to the lowest common denominator, so there is no real depth to it. For people interested in real detail, YouTube is so far ahead. I don't know why anybody bothers with broadcast television any more. The issue is advertising on YouTube is pushing that in the same direction, I can't imagine it will be long until that's nothing but shallow entertainment as well. In terms of recommendations if you are interested in tinkering and making: Jimmy Diresta, FarmCraft101, Laura Kampf, Tested, Colin Furze are all worth following plus many more.

There are lots of them but ecoflow is the big player or I have had good luck with Anker electronics so far. You need to think about over all capacity eg can it run what you want all day and also it's peak output. A mixer probably only needs 300-500w but to run big circular saws and power tools you probably need a peak output over 1800w

I would always say honda for a generator but now I would probably say one of the solar battery generators may be more useful. The bigger ones will easily run a mixer all day without any solar and you can use them in the van and all sorts of places or at home for power cuts.

Interesting John, thank you for sharing.

Ultimately the matter would have to end up in a court of law and if you are in the right you will be fine. I do agree both HMRC and the police use forceful tactics to pressure payments which I don't agree with, but ultimately if you are confident you are in the right then let them take it to court. At the end of the day they are only going to pursue investigations against those making significant illegal gains, just as they always have done. For example above, if you sold £5k of clothes in 3 months, all female and of a similar size then the court would probably see that as complimentary to the reason you gave. If you had the same excuse but you had sold £20k pa of a wide range of clothes for the last 5 years then that would not be a reasonable excuse. They would have to prove your guilt beyond a reasonable doubt. The law is on your side by default.