Timberwolf00 Posted March 6, 2017 Report Share Posted March 6, 2017 My mate made a innocent mistake, by letting his daughter drive his car with him in it as her car insurance said she was fully comp, but not for his he found out so what's the chances of him loosing his SGC, total genuine misake I feel for him. Quote Link to comment Share on other sites More sharing options...
Lloyd90 Posted March 6, 2017 Report Share Posted March 6, 2017 Doubt he'd lose it. Probably wouldn't even come up. Certainly mention it at the renewal, be honest and open. It's an easily made mistake and most commonly these things are a test of character. It's when people try to cover them up the Police get concerned. Quote Link to comment Share on other sites More sharing options...
HDAV Posted March 6, 2017 Report Share Posted March 6, 2017 (edited) How would being a passenger in an uninsured car make him a danger to the public ??? https://www.askthe.police.uk/content/Q237.htm Edited March 6, 2017 by HDAV Quote Link to comment Share on other sites More sharing options...
Cranfield Posted March 6, 2017 Report Share Posted March 6, 2017 What was he charged/convicted of ? Quote Link to comment Share on other sites More sharing options...
ElvisThePelvis Posted March 6, 2017 Report Share Posted March 6, 2017 Unless he allowed her to drive the car completely uninsured it's not an issue, even if stopped. Quite often cover is given TPo for third party vehicles, TPo is RtA compliant and so no issue based on these facts Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 Waiting on them coming out to do him with permitting a uninsured driver. Quote Link to comment Share on other sites More sharing options...
HDAV Posted March 6, 2017 Report Share Posted March 6, 2017 Waiting on them coming out to do him with permitting a uninsured driver. So did she crash his car while he was in it? Or get stopped? Was he drunk? She told him she was insured? All seems a bit odd but until it's in writing from the chief constable it hasn't happened, hopefully he has appropriate membership of a shooting org or legal cover Quote Link to comment Share on other sites More sharing options...
ElvisThePelvis Posted March 6, 2017 Report Share Posted March 6, 2017 Waiting on them coming out to do him with permitting a uninsured driver. So she had no cover for other vehicles? Just goes to show, never assume and always read insurance policies carefully. One of the problems of comparison engines is that people are encouraged to buy purely on price. Quote Link to comment Share on other sites More sharing options...
The Mighty Prawn Posted March 6, 2017 Report Share Posted March 6, 2017 Unless he allowed her to drive the car completely uninsured it's not an issue, even if stopped. Quite often cover is given TPo for third party vehicles, TPo is RtA compliant and so no issue based on these facts Third party cover on other vehicles with a fully comp is becoming very rare now, too many people insuring a metro and driving a BMW on the cheap methinks Quote Link to comment Share on other sites More sharing options...
ElvisThePelvis Posted March 6, 2017 Report Share Posted March 6, 2017 Third party cover on other vehicles with a fully comp is becoming very rare now, too many people insuring a metro and driving a BMW on the cheap methinks But in your example BMW would still need to be insured elsewhere, the driving other cars extension does not apply unless the vehicle is insured by someone else. I guess this could happen but would need two people complicit in the charade. Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 So did she crash his car while he was in it? Or get stopped? Was he drunk? She told him she was insured? All seems a bit odd but until it's in writing from the chief constable it hasn't happened, hopefully he has appropriate membership of a shooting org or legal coverNo crash or drunk she thought that her car insurance covered her 3rd party. Quote Link to comment Share on other sites More sharing options...
wandringstar Posted March 6, 2017 Report Share Posted March 6, 2017 I don't think the sgc will come into it. And why should it, unless its a serious offence? Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 No crash or drunk she thought that her car insurance covered her 3rd party.just a routine stop the car was insured for her father. Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 Sounds as it should be okay then guys and yes covered with a shooting organisation. Sounds as it should be okay then guys and yes covered with a shooting organisation. Quote Link to comment Share on other sites More sharing options...
ElvisThePelvis Posted March 6, 2017 Report Share Posted March 6, 2017 Sounds like a shortfall on her part which could well result in IN10 for her, a little harsh if he is dragged into it to the extent of affecting sgc Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 She was charged 5 weeks ago and the cops said they were not charging the dad but he got called last week and got told they have been told to charge him with permitting. Sounds like a shortfall on her part which could well result in IN10 for her, a little harsh if he is dragged into it to the extent of affecting sgcmy thoughts to mate especially 5 weeks later they change there mind. Quote Link to comment Share on other sites More sharing options...
HDAV Posted March 6, 2017 Report Share Posted March 6, 2017 (edited) No crash or drunk she thought that her car insurance covered her 3rd party.So police stopped her for what? If he admits it she may get less, but if he is ardent she told him she was covered worse for her. It's a fine and some points? If young or a new driver perhaps a ban? Edited March 6, 2017 by HDAV Quote Link to comment Share on other sites More sharing options...
Muddy Funker Posted March 6, 2017 Report Share Posted March 6, 2017 Use, cause, permit. I think there would need to be proof he knew her insurance didn't cover her and he still let her drive. He could stand in court and say "I believed my daughter" Not too difficult to believe. I'm surprised they're bothering it's almost impossible to prove. Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 So police stopped her for what? If he admits it she may get less, but if he is ardent she told him she was covered worse for her. It's a fine and some points? If young or a new driver perhaps a ban? The 2 off them genuinely thought her insurance covered 3rd party untill the check was done then told them it was a innocent mistake if they new otherwise they would of drove her car to the shop . Routine check it was. The 2 off them genuinely thought her insurance covered 3rd party untill the check was done then told them it was a innocent mistake if they new otherwise they would of drove her car to the shop . Quote Link to comment Share on other sites More sharing options...
Muddy Funker Posted March 6, 2017 Report Share Posted March 6, 2017 There's no bargaining with traffic offences as far as I'm aware. Whatever he or she knew or didn't know she'll get a fine and 6 points as she was driving without insurance it's as simple as that. I still think police/cps will have a hard time proving he knew she wasn't insured. Quote Link to comment Share on other sites More sharing options...
HDAV Posted March 6, 2017 Report Share Posted March 6, 2017 But why were they stopped? Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 There's no bargaining with traffic offences as far as I'm aware. Whatever he or she knew or didn't know she'll get a fine and 6 points as she was driving without insurance it's as simple as that. I still think police/cps will have a hard time proving he knew she wasn't insured. very true bud he has no reason to disbelief his daughter,she genuinely thought she was covered 3rd party. Quote Link to comment Share on other sites More sharing options...
Timberwolf00 Posted March 6, 2017 Author Report Share Posted March 6, 2017 But why were they stopped?It was a routine check that night which they were doing in the area. Quote Link to comment Share on other sites More sharing options...
HDAV Posted March 6, 2017 Report Share Posted March 6, 2017 It was a routine check that night which they were doing in the area. Unlucky then...... Quote Link to comment Share on other sites More sharing options...
Muddy Funker Posted March 6, 2017 Report Share Posted March 6, 2017 It might even be worth your pal giving his feo the heads up. To show responsibility/honesty ect. Even if the worst comes to the worst I doubt it's a license loser. Quote Link to comment Share on other sites More sharing options...
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