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House Insurance renewal


Salopian
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As above .

Any ideas who to go to ?

I need good economical cover for House and contents (valuables) at a reasonable cost , Currently with Liverpool Victoria , but want to consider options (Guns Insurance and whilst away from home use Insurance ) .

Is Direct line or others worth considering.

Thanks for any useful advise.

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check out the price comparison sites , i do it every year now with household and car insurance.

 

i was a loyal customer with tsb for many years , until i realised that they had been charging me / ripping me off , to the tune of £900 per year.

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check out the price comparison sites , i do it every year now with household and car insurance.

 

i was a loyal customer with tsb for many years , until i realised that they had been charging me / ripping me off , to the tune of £900 per year.

You didn't notice £900 a year out of your bank account?

Or you just didn't shop around and accepted their quote?

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You didn't notice £900 a year out of your bank account?

Or you just didn't shop around and accepted their quote?

i just never questioned the fact , that because i was loyal to them , they werent being loyal to me . id been banking with them for 20+ years , and assumed that i was getting the best deal that they could offer me . in short , i trusted them to look after me and they xxxxxx me , and they had been xxxxxxx me for about ten years. i was also with direct line for my car insurance , until i realised that they were charging me 300%-400% over the odds, and again , had been doing so for years.

i didnt shop around as i didnt think that i needed to , and i didnt notice the money going from my account as ive always had more than enough(you only really notice it when youre skint, and i havent been skint for many years).

 

im a little bit older than you lloyd , and i come from a time when customer loyalty was appreciated and repayed , i was naive and didnt realise that most people or companies that i come across these days , will do their level best to screw me for every penny that they can , they have no shame or integrity , and will treat me as a fox will treat a chicken .

 

as time goes by , im realising that i need to be more like a fox and less like a chicken.

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£900 is insane. For comparison, I pay under £300 with Legal&General to insure a 3 bed semi for £700k with £150k contents plus separate itemisation for watches, guns, bikes, home emergency response and laptops/ iPhones/iPad cover

 

Also, just had a claim with them which was resolved quickly and I had the cheque within a week.

Edited by Grazy
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I've just renewed mine with Churchill, only went up 4£ for the year. Last year they wanted nearly double so I did a comparison check and got it down to almost what it was, with....Churchill! So I cancelled my previous policy and took out a new one. Crazy

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£900 is insane. For comparison, I pay under £300 with Legal&General to insure a 3 bed semi for £700k with £150k contents plus separate itemisation for watches, guns, bikes, home emergency response and laptops/ iPhones/iPad cover

 

Also, just had a claim with them which was resolved quickly and I had the cheque within a week.

i should have mentioned that it had been dropped to £900 , i had been paying considerably more than that for several years . i was visiting the bank for some other reason when one of the bank staff noticed that i was paying over the odds for my home insurance(no xxxx sherlock) , she very kindly(or so i stupidly thought) got it dropped to £900 , it was only when lin and myself got married , and started joining finances , that she said "YOURE XXXXXXX PAYING HOW MUCH ????" , thats when i realised that lloyds tsb had been having my pants down for years.

lloyds tsb had upped my premium a little each year , and i just assumed that i was paying a normal price , it had been the first mortgage that id ever had , and my first home insurance policy that came along with it . i actually renewed my home insurance last week , swinton had increased last years price by £75.00 for no apparent reason , i did ask why but the woman told me a very well rehearsed and very blatant lie , i jumped ship , and this years premium is £110.00

 

im a bit of a dinosaur , but , im coming to realise , that , honour , honesty , respect , integrity, good manners , decency , loyalty , are all dirty words in the modern world , if im to keep up to speed with modern life , i really need to be more of a xxxx.

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Bloody hell. I would have thought you'd have a miss selling claim with the insurance ombudsman,

 

My father was like this and I spent one weekend going through all insurances, utilities , Sky etc and saved him over £1800. He now, like me reviews all policies annually.

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Bloody hell. I would have thought you'd have a miss selling claim with the insurance ombudsman,

 

My father was like this and I spent one weekend going through all insurances, utilities , Sky etc and saved him over £1800. He now, like me reviews all policies annually.

Did the same when my old fella was around. He couldn't believe the savings he made. 👍

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Hi

 

I would recommend perusing Martin Lewis Money Svings Expert's web-page - he sumarises the important bit you need to think about before using a comparision websites.

Sure it is a PITA but time well spent, if I may say so, as sves a good sum on car and house insurance each year.

 

L

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+1 for Saga. I had been with NFU for several years and the premium had big jumps every year. I contacted quite a few and when I mentioned guns they wouldn't quote. No problems with Saga. I got better cover for around £400 less!!! The NFU rep was a bit miffed when he was advised that I wouldn't be re insuring with them and that they were a load of rip off merchants. Saga are easy to deal with. Based in Folkstone. Renewal was £10 more than previous year.

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