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Fresh car purchase.


kernel gadaffi
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Hi all, looking for some advice here, I have the chance to buy a 64 plate Seat Ibiza 3 door 1.2 FR, first registered on 22nd October 2014, it's in fantastic condition, inside and out, only 23,000 miles and priced at £8,500, I knocked £500 off with haggling, it comes with 6 months rent, 2 years servicing, just had a full service and a half tank of fuel. But, I've been doing some checking and according to Parkers guide, it's worth just under £6,000 and my insurance will only pay out £6,500 if it's written off in the first 6 months.

 

I do really like it, but I reckon the price is way too high. What does the team think?

Edited by kernel gadaffi
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Hmmm see here. Previous cat D due to door repaint.

https://rover.ebay.com/rover/0/0/0?mpre=https%3A%2F%2Fwww.ebay.co.uk%2Fulk%2Fitm%2F302497247922

 

Slightly more mileage but mich less ££££

We have a Seat Altea freetrack 2.0 tfsi, amazing motor, amazing spec amd build quality. So as a brand I would say they are ok, but becoming more desirable because they are cheaper alternative to a VW. Shop around would be my advice.

 

And this

 

https://rover.ebay.com/rover/0/0/0?mpre=https%3A%2F%2Fwww.ebay.co.uk%2Fulk%2Fitm%2F282692537591

Edited by Me matt
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You're close Me matt, right leg amputated in March 86.

Yep- that really does rule out a manual 😉

 

Thing to consider is; how common is the auto box for the model your looking at? I know its an additional cost on a standard model but if they didnt make many 1.2 FR's in auto and tbh for looks V's performance I cant see it being a popular order- then you might be paying a premium for a rare option.

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I deal with cat d damage on these and it shouldnt be too much of a problem. What could be an issue is that these engines can suffer from bore wash from cheap fuel leading to an engine change. BE CAREFUL. I've seen a number of these engines arrive in crates to be changed under warranty if you're lucky enough to be covered.

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Be cheeky and haggle more. Tell them the purchase doesn't sit right with you at the moment for the reasons you just shared with us, and see what they can do to sweeten the deal. It's not about ripping the seller off - but I'd agree it's a touch over-priced now, the mileage being the only reason I wouldn't advise to stay away from it. It's particularly low.

Edited by DanBettin
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Have a look on autotrader and see what similar cars are up for. It does happen where the market price is higher than the book price and then it comes down to if you are happy to run the risk with the insurance falling short, you could always get gap insurance though for a little bit of piece of mind.

 

Personally i have always found the Parkers guide value to be a bit on the low side hence why they are found in every dealers top drawer so they can be used to screw customers down on a part-ex.

Edited by ferguson_tom
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