countryman Posted August 5, 2018 Report Share Posted August 5, 2018 A lovely lady who got her flip flops tangled on the accelerater when braking has taken out the wing on my defender. Will my Land Rover now be on the records of being involved in an accident and be de valued becouse of it, it's currently at the body shop and she has admitted it was her fault so my insurance are not paying for it. Thanks chris Quote Link to comment Share on other sites More sharing options...
Vince Green Posted August 5, 2018 Report Share Posted August 5, 2018 (edited) no it shouldn't, but your insurance record will be most likely blighted by the question "any accidents or convictions in past x years?" Because you will have to declare it even though it wasn't your fault Edited August 5, 2018 by Vince Green Quote Link to comment Share on other sites More sharing options...
countryman Posted August 5, 2018 Author Report Share Posted August 5, 2018 8 minutes ago, Vince Green said: no it shouldn't, but your insurance record will be most likely blighted by the question "any accidents or convictions in past x years?" Because you will have to declare it even though it wasn't your fault This is what I was thinking, I was hoping as it was not my fault I would be ok, but I guess insurance company's never miss a trick to up your premium. Quote Link to comment Share on other sites More sharing options...
Vince Green Posted August 5, 2018 Report Share Posted August 5, 2018 20 minutes ago, countryman said: This is what I was thinking, I was hoping as it was not my fault I would be ok, but I guess insurance company's never miss a trick to up your premium. Yes I know, its unfair but they never miss a trick as you say Quote Link to comment Share on other sites More sharing options...
Newbie to this Posted August 5, 2018 Report Share Posted August 5, 2018 This could end up being a bigger problem. She wasn't wearing suitable footwear while driving, which she is required by law to do, depending on the requirements of her insurance, it my turn out she wasn't insured because of the flip flops. Quote Link to comment Share on other sites More sharing options...
ferguson_tom Posted August 5, 2018 Report Share Posted August 5, 2018 25 minutes ago, Newbie to this said: This could end up being a bigger problem. She wasn't wearing suitable footwear while driving, which she is required by law to do, depending on the requirements of her insurance, it my turn out she wasn't insured because of the flip flops. Her insurance will still pay out then pursue her for the costs if turns out she "wasn't insured" Quote Link to comment Share on other sites More sharing options...
countryman Posted August 5, 2018 Author Report Share Posted August 5, 2018 2 minutes ago, ferguson_tom said: Her insurance will still pay out then pursue her for the costs if turns out she "wasn't insured" It was totally avoidable , I was stationary when she at first braked then got her flip flops caught up with the accelerator and went into my defender. Not a mark on my landrover until this, I think her car will be a right off as my bumper opened her car up like a tin opener when she reversed back off it. Quote Link to comment Share on other sites More sharing options...
Newbie to this Posted August 5, 2018 Report Share Posted August 5, 2018 2 hours ago, ferguson_tom said: Her insurance will still pay out then pursue her for the costs if turns out she "wasn't insured" Quote Link to comment Share on other sites More sharing options...
Scully Posted August 5, 2018 Report Share Posted August 5, 2018 Similar happened to me some time ago, and the fact is that if you made a claim ( even if it was deemed to not be your fault ) then insurance companies will react accordingly. Seems very unfair but that’s how it works unfortunately. Quote Link to comment Share on other sites More sharing options...
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