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pigeonbasher1

help/advise please

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my other half just came out of the hallway reading a note, from a neighbour opposite side of road stating that her car as rolled down the drive, across the road and into my car,  she has left her contact number, (cant get through) it has caused quite a dent, advise as to the best route to take please, atb ray

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your neighbor seems straight up..............i would wander over and have a very civil chat........you could sort it out there and then they will offer to pay for the repair cash.....either that or all the messing about with insurance companies........

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That sounds the way to go pop over @nd have a word , guess they would either want to pay for your repair or give you their insurance details 

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Face to face, politely thank them for their honesty, ask for some details, if they are happy to pay for the repairs that is good, if not place it in your insurers hands.

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Try to avoid an insurance claim if at all possible.(although you're supposed to inform them of a no fault accident)

Their insurance will go up next year and most likely yours as well.

Also you'll  have to fess up to having a no fault accident for the next few years 🙄

 

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Inform insurance company, even if not claiming, deliberate non disclosure such as this gives them rights to void the cover should they wish which could cause a big problem if you have a claim..

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Similar thing happened to me last week . My neighbour backed into my truck causing a nasty dent in my rear quarter . The man knocked on my door and told me what happened . The truck is in the body shop being repaired and my neighbour is going to pay the bill . Very civilised .

harnser

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If you make a claim your premium may rise next time, even though it is a no fault accident, simply because you made a claim. 

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Even events not claimed for have to be declared (though I have found so far it has not altered price).

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It amazes me how many people still park their cars on an hill/slope with just the handbrake on, I was always taught to leave it in gear.

At least no one was hurt. :good:

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