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Insurance Renewal

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I got my renewal from Lloyds today for £412. I had already had quotes from Confused.com including one from Lloyds for £349. I called Lloyds to discuss the matter and was told that the best they could do was £398 but that if I had a better quote from Confused then go for that as it is treated as new business. This I did and confirmed with Lloyds that I was not renewing. I gave them my new policy number which was then checked and was confirmed to be OK so I saved £63. The crazy world of insurance.

Vic

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It's amazing isn't it, I had the same situation as you with Home and contents insurance, I phoned like you and got the same response,  and it was Lloyds

Saved £56................

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When I got my renewal for my bike insurance this time last year I called my insurer and said I wouldn't be renewing as I had better quotes on online and they matched the lowest one for me. Same again this year but when I phoned my insurance company this year they said "O.K We won't renew when it runs out." Click. Brrrrr. 

I renewed with a completely different broker, but the insurance was exactly the same product from exactly the same company for 25% less.

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16 minutes ago, TIGHTCHOKE said:

Blimey Vic, what do you drive? Something fast and expensive?

The lowest quote on Confused was £345 and that was the RAC. Quotes are based on statistics  which is why youngsters pay high premiums.

Me, I'm just a knackered old **** of 81 driving an ordinary Jazz in Lincolnshire. 

Vic.

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Same thing happened to me with house and contents insurance with the Co Op, got the renewal price, ran it through Go Compare and it was £54.00 less for a new policy. Rang the Co Op expecting them to say that they would price match, no chance at all so took out a new policy, last year they were only too happy to match the online price, as Vic said, the crazy world of insurance. Atb S.

 

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14 hours ago, VicW said:

The lowest quote on Confused was £345 and that was the RAC. Quotes are based on statistics  which is why youngsters pay high premiums.

Me, I'm just a knackered old **** of 81 driving an ordinary Jazz in Lincolnshire. 

Vic.

Still think that is an awfully high premium!

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6 hours ago, TIGHTCHOKE said:

Still think that is an awfully high premium!

OK Tightchoke, so what do you drive, what is your age, where do you live and how much do you pay?

Vic.

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Vic I live just south of Stamford, am 54 and drive a little Fiat Punto with a 1.2 litre engine and pay £168 per annum fully comprehensive!

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7 minutes ago, TIGHTCHOKE said:

Vic I live just south of Stamford, am 54 and drive a little Fiat Punto with a 1.2 litre engine and pay £168 per annum fully comprehensive!

😂😂😂😂😂😂😂😂😂

would it have been cheaper if you were a girl? 

 

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Posted (edited)
18 hours ago, TIGHTCHOKE said:

Vic I live just south of Stamford, am 54 and drive a little Fiat Punto with a 1.2 litre engine and pay £168 per annum fully comprehensive!

Well done! As a matter of interest what company are you with?

Vic.

 

Edited by VicW

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That does seem a little "keen" Vic - my insurance is less for a 4.4l v8 with various disabilities and being blind in one eye plus a speeding conviction and a total loss claim 4 years ago. 

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Its worse in Northern Ireland. It costs me £450 here for a car that would be £120 on the mainland. 

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3 hours ago, Wb123 said:

Its worse in Northern Ireland. It costs me £450 here for a car that would be £120 on the mainland. 

I’ll 2nd that 

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