Dougy Posted June 10, 2019 Report Share Posted June 10, 2019 Truck insurance is due on the 19th and I'd had a renewal quote of £721 from last year's company Adrian flux. Rather high for my liking so I looked for a few quotes, found a few less than 1/2 the price with all the same benefits as the previous. Mr Flux came back with the same cover for £372 cheaper than their 1st quote of £721. "Would you like to renew your cover with us Mr dougy now weve reduced our original price by £372" Shove your insurance where you squeeze your "G" string How many time do these company's get away with this type of robbery. Quote Link to comment Share on other sites More sharing options...
Capt Christopher Jones Posted June 10, 2019 Report Share Posted June 10, 2019 I wouldnt renew on principle, they had their chance & lifted your leg Quote Link to comment Share on other sites More sharing options...
8 shot Posted June 10, 2019 Report Share Posted June 10, 2019 I always ring round and use the Go Compare thingy and take the average or below and knock em down. Insurance has gone down every year for the last 15 years. Quote Link to comment Share on other sites More sharing options...
ditchman Posted June 10, 2019 Report Share Posted June 10, 2019 happens everywhere............i went with flux 2 years ago.......£120 fully comp.....this year they sent a renewal thro ....it had dropped to £97 fully comp...........saga did the same thing to me a few years ago...and on the 3rd year it TRIPLED...........so i will see what flux does next year ...... Quote Link to comment Share on other sites More sharing options...
PPP Posted June 10, 2019 Report Share Posted June 10, 2019 They should be offering you best terms at the outset, poor business practice! Quote Link to comment Share on other sites More sharing options...
JTaylor91 Posted June 10, 2019 Report Share Posted June 10, 2019 42 minutes ago, ditchman said: happens everywhere............i went with flux 2 years ago.......£120 fully comp.....this year they sent a renewal thro ....it had dropped to £97 fully comp...........saga did the same thing to me a few years ago...and on the 3rd year it TRIPLED...........so i will see what flux does next year ...... £97 a year....... insanely cheap I pay £800. Quote Link to comment Share on other sites More sharing options...
paul1966 Posted June 10, 2019 Report Share Posted June 10, 2019 got my renewal came through today from direct line, its gone up £15 to about £280 fully comp probably due to a windscreen claim last year. I got a quote Admiral and they wanted £498!!!. i think i'll stay put. Quote Link to comment Share on other sites More sharing options...
ditchman Posted June 10, 2019 Report Share Posted June 10, 2019 one of the worst robbing b******** was NFU.........i had been with them for 10 years ..then all of a sudden it went up by 60%...phoned them ...they didnt give a toss..... Quote Link to comment Share on other sites More sharing options...
cuffy Posted June 11, 2019 Report Share Posted June 11, 2019 I'm with nfu , goes down by a few quid every year . Quote Link to comment Share on other sites More sharing options...
Vince Green Posted June 11, 2019 Report Share Posted June 11, 2019 15 hours ago, PPP said: They should be offering you best terms at the outset, poor business practice! Probably get away with it enough times to make it a very good business practice from their point of view Quote Link to comment Share on other sites More sharing options...
ditchman Posted June 11, 2019 Report Share Posted June 11, 2019 1 hour ago, cuffy said: I'm with nfu , goes down by a few quid every year . just you wait... Quote Link to comment Share on other sites More sharing options...
sandspider Posted June 11, 2019 Report Share Posted June 11, 2019 My renewal quote from Direct Line went down by 17p this year! Not a huge amount, but it's the first time it's ever gone down... Quote Link to comment Share on other sites More sharing options...
8 shot Posted June 11, 2019 Report Share Posted June 11, 2019 22 hours ago, ditchman said: one of the worst robbing b******** was NFU.........i had been with them for 10 years ..then all of a sudden it went up by 60%...phoned them ...they didnt give a toss..... Ah... yes they have lost tens millions in investments, or more over the last few years, another worthless organisation Quote Link to comment Share on other sites More sharing options...
JohnfromUK Posted June 12, 2019 Report Share Posted June 12, 2019 22 hours ago, cuffy said: I'm with nfu , goes down by a few quid every year . I have had similar with the NFU (both vehicles and house) and have found them very good on the (rare) times I have made a claim. Last year the hosue went up - by less than 1% - and the vehicles came down. I always look at it an compare to previous years - and if I think it is in need to negotiation - I pick up the phone ...... Quote Link to comment Share on other sites More sharing options...
243deer Posted June 12, 2019 Report Share Posted June 12, 2019 My House/contents renewal quote with NFU just went up by 50% - probably because the farmhouse over the road was done and they want to get their money back. After I informed them quite clearly that I would not be taking up their generous offer and to remove me completely from any further communication, their accounts department then proceeded to ignore all my rights under GDPR and try and email me with a bill. I USED to think that the NFU were pretty decent. Quote Link to comment Share on other sites More sharing options...
Harnser Posted June 12, 2019 Report Share Posted June 12, 2019 I have my truck and my wife’s Astra insured on one policy with aviva . The cost is £500 per year .A price I am happy with I did try else where on renewal and couldn’t beat it . harnset Quote Link to comment Share on other sites More sharing options...
ditchman Posted June 12, 2019 Report Share Posted June 12, 2019 10 hours ago, Harnser said: I have my truck and my wife’s Astra insured on one policy with aviva . The cost is £500 per year .A price I am happy with I did try else where on renewal and couldn’t beat it . harnset when i had my disco' (new ones)...well they were then....i tried aviva...got quoted £843 quid.............anyway i ended up going thro an agent in norwich and they came back with an even more complete deal including recovery.............at £280 quid so i said fine and went ahead...just before i put the phone down i said "by the way ...who is it with"..? agent said Aviva.....................how the hell do you work that one out then ? Quote Link to comment Share on other sites More sharing options...
Diver One Posted June 12, 2019 Report Share Posted June 12, 2019 Lost our Shogun in Echo,Arena fire 18 months ago insured with Admiral .......was Churchill for years before that but went up,stupidly. Paid out within 10 days renewal,was due 2 months later....interim paid difference for replacement XC90 renewal time the premium had trebled....queried and it then doubled went on comparison site....cheapest?....CHURCHILL ! And it was less than we had been paying Admiral renewal this year price had gone down again,,!! Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted June 13, 2019 Report Share Posted June 13, 2019 On 10 June 2019 at 20:01, Dougy said: Truck insurance is due on the 19th and I'd had a renewal quote of £721 from last year's company Adrian flux. Rather high for my liking so I looked for a few quotes, found a few less than 1/2 the price with all the same benefits as the previous. Mr Flux came back with the same cover for £372 cheaper than their 1st quote of £721. "Would you like to renew your cover with us Mr dougy now weve reduced our original price by £372" Shove your insurance where you squeeze your "G" string How many time do these company's get away with this type of robbery. I think you will find Flux is a broker not a registered insurer. They (Flux) will have passed on the insurers renewal quote although Flux should have checked your risk against the other insurers they use. Whilst I sympathise with your situation Flux earns commission from your policy and if he gives you a much lower rate his earnings reduce substantially. Quote Link to comment Share on other sites More sharing options...
twenty Posted June 13, 2019 Report Share Posted June 13, 2019 Insured with Zenith last year, but have found a quote saving me £50 this year, so will just change to them, not so much hassle these days to change companies. Quote Link to comment Share on other sites More sharing options...
bostonmick Posted June 13, 2019 Report Share Posted June 13, 2019 Trucks insured with nfu also trailers. Not the cheapest by far but they don't mess you around when a claim goes in Quote Link to comment Share on other sites More sharing options...
Dougy Posted June 13, 2019 Author Report Share Posted June 13, 2019 3 hours ago, norfolk dumpling said: I think you will find Flux is a broker not a registered insurer. They (Flux) will have passed on the insurers renewal quote although Flux should have checked your risk against the other insurers they use. Whilst I sympathise with your situation Flux earns commission from your policy and if he gives you a much lower rate his earnings reduce substantially. Yes. The commission was 40%. Too much for my liking. Quote Link to comment Share on other sites More sharing options...
team tractor Posted June 14, 2019 Report Share Posted June 14, 2019 My terios was £410 last year with Hastings but most wanted £600-£1200 . It stayed the same this year so I asked them to cancel it. They dropped it to £251 this is my first policy in years as I’m on company policy in the van. I’m chuffed at that price for a 37 year old bloke Quote Link to comment Share on other sites More sharing options...
wymberley Posted June 14, 2019 Report Share Posted June 14, 2019 On 12 June 2019 at 23:22, ditchman said: when i had my disco' (new ones)...well they were then....i tried aviva...got quoted £843 quid.............anyway i ended up going thro an agent in norwich and they came back with an even more complete deal including recovery.............at £280 quid so i said fine and went ahead...just before i put the phone down i said "by the way ...who is it with"..? agent said Aviva.....................how the hell do you work that one out then ? They were on Norwich Union prices. Quote Link to comment Share on other sites More sharing options...
PPP Posted June 14, 2019 Report Share Posted June 14, 2019 Insurance market is a mess and has been for years, poor corporate governance, lack of understanding by insurers of aggregators, people trying to underprice business to pile it in assuming it will stick at renewal, poor loss performance, changes on liability modelling due to Ogden report, however this is all coming home to roost. Most insurers are re-writing their books based on data finally being managed hence weird changes, however volatility will gradually reduce and swashbuckling if old won’t come back, through regulatory oversight and better management. The failure of many poorly capitalised off shore insurers and rise in uninsured drivers who are bailed out by MID is resulting in levy increasing which will cost everyone more money. Quote Link to comment Share on other sites More sharing options...
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