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Dog Insurance


Rimfire
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Hi Guys,

 

Has anyone got any advice on working dog insurance. I need to change my insurance level now that I have spent a fortune on training and I cant find a company that will insure the dog for what it is worth.

 

I have spoken to many companies that will gladly insure the dog for £1800 and have me pay the money, month in, month out until I need to claim and then they will only pay out what I payed for the dog, £200.

 

As this is the case, does anyone want to buy a fully trained springer for £1800 with the understanding that I make an immediate re-purchase for the same amount with a receipt for proof of purchase!!!!

 

Your thoughts will be much appreciated.

 

Regards to all

 

Rimfire

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  • 2 months later...

Lurcherboy, Lads,

 

BASC have an agreement with DBI (Dog Breeders Insurance) . They impose an excess (about £35) on all claims, and only pay out on big claims for the first course of treatment.

 

So lets say your dog needs treatment every so often for arthritis or hip dysplasia. All the initial X rays, consultation fees and palliative treatments will be paid for, no problem, minus £35.

 

The next bottle of "Arthriaid" is down to you. And the next. If Fido wants an op next year or a new hip...tough, you're on your own. Most insurances work like this.

 

I've come to this procedure......

Make a standing order of £15-20 per month into a deposit account at the best interest rate you can. This to cover any treatment or vets fees, and before long will cover the basic value of the animal.

 

Get a BASC membership which covers you for third party risks. You should do this anyway, never mind if you have a dog or not.

 

Regards

Eug

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