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Probably been mentioned elsewhere, but has anyone received a rebate from their insurance company due to the lockdown and less use of their cars ?

I insured my two cars last year with Admiral and have recently received a rebate of £50 (£25 per car). No doubt at renewal time (July) the rebate will be somehow built back into the new premium, but the rebate is better than a poke in the eye with a blunt stick and I always go to comparison sites when renewing anyway.

Any other companies doing the same ?

OB

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1 minute ago, Old Boggy said:

Probably been mentioned elsewhere, but has anyone received a rebate from their insurance company due to the lockdown and less use of their cars ?

I insured my two cars last year with Admiral and have recently received a rebate of £50 (£25 per car). No doubt at renewal time (July) the rebate will be somehow built back into the new premium, but the rebate is better than a poke in the eye with a blunt stick and I always go to comparison sites when renewing anyway.

Any other companies doing the same ?

OB

I had not even considered a rebate. I bet it is all part of their plan to keep you as a customer. I normally shop around to get a good deal on my Italian Sports car.

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1 minute ago, TIGHTCHOKE said:

I had not even considered a rebate. I bet it is all part of their plan to keep you as a customer. I normally shop around to get a good deal on my Italian Sports car.

Yes, I'm sure that it's a ploy to retain loyalty but as said, I always shop around anyway, so I will only renew with them if their quote is competitive.

However, my 20 year old Rav 4 in no way can compete with your Italian sports car :no:

OB

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To be honest I think it’s also a case of doing the right thing, if you aren’t driving your risk of claims reduces and so you should have money bacK, I don’t think it’s cynical ..

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Not heard anything. If I inquired, I would have thought I would get batted off with the excuse that it was still insured whilst sat at home.

Whether it is a ploy for renewal or not, it is a decent gesture.

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1 hour ago, Old Boggy said:

Yes, I'm sure that it's a ploy to retain loyalty but as said, I always shop around anyway, so I will only renew with them if their quote is competitive.

However, my 20 year old Rav 4 in no way can compete with your Italian sports car :no:

OB

youve done well with that boi

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7 minutes ago, washerboy said:

Yes I'm with admiral and got my £25 back, insurance also went down. Only £23 a year 

Wow!

That's a cracking price, what do you drive?

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23 hours ago, TIGHTCHOKE said:

I had not even considered a rebate. I bet it is all part of their plan to keep you as a customer. I normally shop around to get a good deal on my Italian Sports car.

A fiat 

with the back seats removed 😂😂😊

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Yes, I've had my Admiral refund. We have their "everything" insurance (3 cars, contents, buildings, named items etc) and it is always cheaper than taking out individual policies.

AB

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36 minutes ago, Lloyd90 said:

I’m with Diamond (I think) and they sent me a £25 rebate ... I never asked for it they just did it off their own backs. 

Same with Admiral. Had an email saying I will be getting rebate within two weeks and it was paid the next day. Cannot argue with that.

OB

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The rebate wasn't entirely a benevolent act by the insurers. Many businesses parked their fleets up on private land and took them off risk for a month or two during lockdown, saving a wedge of money. That option may have been available under the terms of private motors policies too - so the rebate was to dissuade you taking cars on an off risk or not renewing for a couple of months - a hassle for all but it might be worth the money for some.

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With the dramatic drop in miles driven it is highly likely that the insurers are going to clean up this year. I wonder how much of a donation their association will donate to the NHS on their collective behalf from these extraordinary profits. Don't hold your breath though.

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Posted (edited)
On 29/05/2020 at 21:10, B725 said:

I have two cars with Hastings Direct and not had owt back .

+1 never mind I know who NOT to renew with next year. 🤗

Edited by blackbird
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