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Speed awareness course and insurance


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A while back someone was on about that you had to inform your insurance company that you had took part in the speed awareness course.

I done mine yesterday (35 in 30) and received an email today confirming my attendance.

It also has the instructions regarding your insurance , so here is the said instructions word for word as in my email.

Congratulations and thank you for completing your driver awareness course with DriveTech!

As a result, we will notify the Police of your successful completion, so you don’t have to take any further action.

Please note: When applying for car insurance, insurers may ask if you have any motoring convictions or prosecutions. As neither of these apply to drivers who have attended a driver awareness course, the Financial Ombudsman has confirmed that drivers attending a course can honestly answer ‘No’ to this question. However, if an insurer asks specifically about attendance of a driver awareness course, then drivers must provide this information on the application form or at any other time during the lifetime of the insurance policy, typically at renewal. Failure to do so may invalidate the insurance. Please read your insurer’s terms and conditions.

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Done my course yesterday as well, we were told that you do not need to inform your insurance company that you have attended the course and that one company asks the question (Admiral) but it is a voluntary question. This was what the guy said which is completely different from what you have in print.

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11 hours ago, rimfire4969 said:

Done my course yesterday as well, we were told that you do not need to inform your insurance company that you have attended the course and that one company asks the question (Admiral) but it is a voluntary question. This was what the guy said which is completely different from what you have in print.

If they ask the question and you lie, then you have obtained insurance under false pretences. 

I've no idea what you even mean by a 'voluntary question' - if they ask, are you just going to refuse to answer it ?

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42 minutes ago, robbiep said:

If they ask the question and you lie, then you have obtained insurance under false pretences. 

I've no idea what you even mean by a 'voluntary question' - if they ask, are you just going to refuse to answer it ?

The voluntary questions on the online forms have an * next to them, you do not/ are not obliged to answer them. 

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14 hours ago, robbiep said:

If they ask the question and you lie, then you have obtained insurance under false pretences. 

I've no idea what you even mean by a 'voluntary question' - if they ask, are you just going to refuse to answer it ?

I didn't write the section mate I copied and pasted it directly from the email I received from the organisation that ran the course.,

During the course I also verbally asked the question and got the same reply from the guy taking the course. 

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On 29/07/2021 at 10:57, rimfire4969 said:

Done my course yesterday as well, we were told that you do not need to inform your insurance company that you have attended the course and that one company asks the question (Admiral) but it is a voluntary question. This was what the guy said which is completely different from what you have in print.

According to Admiral’s website it’s not voluntary and you must tell them, however, it is only needed on renewal.  

https://www.admiral.com/magazine/guides/car-insurance/what-do-i-tell-my-insurer

Quote

 

Things you need to tell your insurer at renewal

Some things can wait until it's time to renew your policy. 

1. Penalty points 

If you or any named drivers receive a fixed penalty, motoring conviction or are disqualified during your policy term you must tell your insurer at renewal, using the DVLA conviction code. You must also declare attending any driver awareness courses. You don't need to mention parking fines.

 

I only checked as that’s who I insure my son with.

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on checking a few insurance websites they all seem to say the same thing, there is no law that says you must declare that you have taken a speed awareness course, but on a number of sites they also say “voluntarily disclosing this information will minimise the risk of a driver’s insurance cover being found invalid due to the withholding of these details” Risk is the key word for me, although speed awareness course data isn’t held by the DVLA, it can’t be checked by insurance companies, but I would not trust any insurance company, they are always looking for any loopholes that would make your insurance claim invalid.

I would phone or email them and ask for it to be added to your insurance file and ask for conformation.

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