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Paying voluntary NI contributions - pros v cons


garjo
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20 minutes ago, harrycatcat1 said:

I phoned them this morning and I only need to pay three years to top up to 53p less than the top whack.

He said I would get the top rate if I pay another full year but for 53p per week it wasn't worth it 👍👍👍

A worthwhile phone call.  You now have the picture clear and can make your choice as you see fit.

Edited by JohnfromUK
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Just now, harrycatcat1 said:

Thank you to you and Johnfromuk for getting me to reconsider. 😉👍

You are very welcome.  In fact, you have taken it up with the DHSS (or whatever they are called now) and got the data you needed to make up your own mind from the source.

The way these things are set up and explained by Gov't is poor and it is often hard to get clear correct unbiased information - and there are so many 'scams' about. 

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1 hour ago, benbobailey said:

Just do your best to stay alive to collect it! Best wishes👍

I try my best, thanks 🤣🤣👍👍👍

1 hour ago, JohnfromUK said:

You are very welcome.  In fact, you have taken it up with the DHSS (or whatever they are called now) and got the data you needed to make up your own mind from the source.

The way these things are set up and explained by Gov't is poor and it is often hard to get clear correct unbiased information - and there are so many 'scams' about. 

The chap on the phone was very helpful 👌 👍 

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4 minutes ago, harrycatcat1 said:

I try my best, thanks 🤣🤣👍👍👍

The chap on the phone was very helpful 👌 👍 

Yes, about 5 years ago I had a similar discussion about mine.  It turned out that I already had enough years for 'full' state pension, but they were very helpful.

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