bindi Posted December 26, 2004 Report Share Posted December 26, 2004 Can any of you let me know which is the best pet insurance for my 8 month old black labrador, which are best for claims throughout the whole life of the dog etc. Any bad experiences with companies (which to avoid, if any?) Many thanks Mark Quote Link to comment Share on other sites More sharing options...
Cranfield Posted December 26, 2004 Report Share Posted December 26, 2004 We insured our dog from a puppy, with PetPlan. Only one small claim, which was eventually dealt with, when she was about 3. At the age of 5 years the premiums, which had increased by small amounts a year, almost doubled. When I contacted PetPlan and asked why, they just said it was their policy and left me in no doubt there was no room for negotiation. Fortunately, I can afford to self insure, so I did not renew the policy. I don't know if every pet insurance Company has the same policy, but if not, be warned that PetPlan do. Quote Link to comment Share on other sites More sharing options...
AdamW Posted December 26, 2004 Report Share Posted December 26, 2004 I have heard that Tesco's or one of the other big supermarkets offer pet insurance, and are cheaper than pet plan, I was going to pit my 8 month old ESS on it but we have now started putting money in a saving account for him should the need arise... bonus is if we don't use it, we keep it!! Adam Quote Link to comment Share on other sites More sharing options...
bindi Posted December 26, 2004 Author Report Share Posted December 26, 2004 Many thanks, most useful and we would be pleased to receive more comments/experiences. does anyoe have experience with MRL ? We want a policy that will give continued cover for illnesses across all ages, which many don't. thanks again, Mark Quote Link to comment Share on other sites More sharing options...
lurcherboy Posted December 26, 2004 Report Share Posted December 26, 2004 Many thanks, most useful and we would be pleased to receive more comments/experiences.does anyoe have experience with MRL ? We want a policy that will give continued cover for illnesses across all ages, which many don't. thanks again, Mark mcooke, Pay the premiums into a savings account that way you will have quite a nest egg for the lab should it malfunction. Premiums for an pedigree dog are approx. £25-00 per month depending on the area you live in, low risk ? thats £300-00 a year plus the interest. There is no cheap insurance unless you have a heinz 57 or lurcher. LB Quote Link to comment Share on other sites More sharing options...
clanchief Posted December 26, 2004 Report Share Posted December 26, 2004 I use the kennel Club insurance,it costs £20 per month for a Springer,it was told to me to go with them coz some of the cheaper companies will not keep covering an animal with a reccuring illness after the second ot third claim for the same illness. Read the small print very carefully as to what is covered and keep up all the dogs boosters or the policy can be void also. clanchief Quote Link to comment Share on other sites More sharing options...
johnny Posted December 27, 2004 Report Share Posted December 27, 2004 I use tesco for my springer only had one claim when she was a pup think it is only about £12 a month so good value I think cheers john Quote Link to comment Share on other sites More sharing options...
pete evans Posted December 27, 2004 Report Share Posted December 27, 2004 my lurcher is insured through petplan. she has had about £1200 quids worth payed for so far without quibble. I suspect if you shop around you may find cheaper cover. i have been happy enough with petplan so far. pete Quote Link to comment Share on other sites More sharing options...
bindi Posted December 29, 2004 Author Report Share Posted December 29, 2004 Many thanks to all who have responded. We have decided to go for the insurance, and have opted for one with Marks & Spencer. Their cover seems very good and their rates are competetive. They have also come out top in Martin's Moneytips on the web. Hope this is useful to others too, best wishes Mark Quote Link to comment Share on other sites More sharing options...
dogsnuts Posted January 4, 2005 Report Share Posted January 4, 2005 TRY NFU i PAY £80 A YEAR FOR EACH OF MY SPRINGERS, BEST I KNOW OF. Quote Link to comment Share on other sites More sharing options...
apbuild Posted January 4, 2005 Report Share Posted January 4, 2005 Tesco for my two german shepherds. Quote Link to comment Share on other sites More sharing options...
big simmo999 Posted January 17, 2005 Report Share Posted January 17, 2005 I use E&L - costs 11.50 per month for a lab Had one claim on it and they paid - eventually! Quote Link to comment Share on other sites More sharing options...
coney Posted January 17, 2005 Report Share Posted January 17, 2005 I’m with you LB, I had my dogs insured through BASC a few years ago, I didnt realise there was an excess to pay (about 50 quid) and every time I went to the vets it came to £49.99. Then the company went bust and refused to pay out or refund my premium and BASC refused to help!!. Now i pay the premium into a bank account i set up for the dogs and ****** me there richer than me!!! Regards Coney Quote Link to comment Share on other sites More sharing options...
Country_est Posted January 20, 2005 Report Share Posted January 20, 2005 I use direct line for mine, costs less than a £10 a month. When he was a pup he ate anything and everything that was left lineing about (2 kids) so thought it would be wise. Other old bitch is now 13 1/2 and has only required 1 major op £300, and wasn't insured but if the money was put away it would of more than covered it. As it is the first £50 I have to pay and it doesnt cover the vacinations. Also with the BASC 3rd party yo uare covered for liability and damages for your dog, where as the others are only covering vets bills. trev Quote Link to comment Share on other sites More sharing options...
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