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  1. Just had a call off my niece down I Kent . Three weeks ago she was in a very low speed bump in a nose to tail jam .. she at approximately 5-10 mph max bumped the car in front of her (yea we know it's her fault ) . There's no damage to her car or even a mark . The woman in the car in front of her got out checked her car and apart from a small scratch that she claimed was due to the bump but said " it's ok there's nothing there really " . They didn't exchange details as no one hurt and no damage but my niece gave her phone number . F/F 3 weeks today my niece got a text saying not good news my car needs a new rear bumper and it's going to be £1000 . I've told her to call her bluff and ask for her insurance details as she'll have to go through insurance . And if needs be go through insurance.... But to absolutely contest the damage claim and tell the insurance exactly what happened then and now . My only concern is that the other party has had another bump and caused more damage . Unlucky my niece didn't take any pictures of the other car at the time
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