warcop Posted February 9, 2006 Report Share Posted February 9, 2006 just been sent this email and thought i would share it with you all CREDIT CARD FRAUD: IMPORTANT - PLEASE READ The following was given to me by a colleague at work, whose husband works for Barclays and has dealings with Barclaycard. Quote: This information is worth reading. By understanding how the VISA >& > >>MasterCard Telephone Credit Card Scam works, you'll be better prepared >to > >>protect yourself. > >> > >>One of our employees was called on Wednesday from "VISA", and I was >called > >>on Thursday from "MasterCard". Note, the callers do not ask for your >card > >>number; they already have it. > >> > >>The scam works like this: Person calling says, "This is (name), and I'm > >>calling from the Security and Fraud Department at VISA. My Badge number >is > >>12460. Your card has been flagged for an unusual purchase pattern, and >I'm > >>calling to verify. This would be on your VISA card that was issued by > >>(name > >>of bank). Did you purchase an Anti-Telemarketing Device for £249.99 from >a > >>Marketing company based in (name of any town or city)?" > >> > >>When you say "No" the caller continues with, "Then we will be issuing a > >>credit to your account. This is a company we have been watching and the > >>charges range from £150 to £249, just under the £250 purchase pattern >that > >>flags most cards. Before your next statement, the credit will be sent to > >>(gives you your address), is that correct?" > >> > >>You say "yes". The caller continues - "I will be starting a Fraud > >>investigation. If you have any questions, you should call the 0800 >number > >>listed on the back of your card and ask for Security. You will need to > >>refer to this Control Number. The caller then gives you a 6 digit >number. > >>"Do you need me to read it again?" > >> > >>Here's the IMPORTANT part on how the scam works. The caller then says, >"I > >>need to verify you are in possession of your card". He'll ask you to >"turn > >>your card over and look for some numbers". There are 7 numbers; the >first > >>4 > >>are part of your card number, the next 3 are the security Numbers that > >>verify you are the possessor of the card. These are the numbers you > >>sometimes use to make Internet purchases to prove you have the card. The > >>caller will ask you to read the 3 numbers to him. > >> > >>After you tell the caller the 3 numbers, he'll say, "That is correct, I > >>just needed to verify that the card has not been lost or stolen, and >that > >>you still have your card. Do you have any other questions?" After you >say > >>No, the caller then thanks you and states, "Don't hesitate to call back; > >>if > >>you do", and hangs up. You actually say very little, and they never ask > >>for > >>or tell you the Card number. But after we were called on Wednesday, we > >>called back within 20 minutes to ask a question. Are we glad we did! The > >>REAL VISA Security Department told us it was a scam and in the last 15 > >>minutes a new purchase of £249.99 was charged to our card. > >> > >>Long story made short - we made a real fraud report and closed the VISA > >>account. VISA is reissuing us a new number. What the scammers want is >the > >>3-digit PIN number on the back of the card. Don't give it to them. > >> > >>Instead, tell them you'll call VISA or Master card directly for > >>verification of their conversation. The real VISA told us that they will > >>never ask for anything on the card as they already know the information > >>since they issued the card! If you give the scammers your 3 Digit PIN >you > >>think you're receiving a credit. However, by the time you get your > >>statement you'll see charges for purchases you didn't make, and by then > >>it's almost to late and/or more difficult to actually file a fraud >report. > >> > >>What makes this more remarkable is that on Thursday, I got a call from a > >>"Jason Richardson of MasterCard" with a word-for-word repeat of the VISA > >>scam. This time I didn't let him finish. I hung up! We filed a police > >>report, as instructed by VISA. The police said they are taking several >of > >>these reports daily! > >> > >>They also urged us to tell everybody we know that this scam is >happening. > >>Please pass this on to all your family and friends. By informing each > >>other, we protect each other. > >> > >> > >> > >>Thanks & kind regards Quote Link to comment Share on other sites More sharing options...
the last engineer Posted February 9, 2006 Report Share Posted February 9, 2006 seems like its going around again Quote Link to comment Share on other sites More sharing options...
Browning GTS Posted February 9, 2006 Report Share Posted February 9, 2006 Cheers has been passed on. :( Quote Link to comment Share on other sites More sharing options...
Yorkshire Pudding Posted February 9, 2006 Report Share Posted February 9, 2006 IT'S AN URBAN MYTH ! all the best yis yp :( Quote Link to comment Share on other sites More sharing options...
the last engineer Posted February 9, 2006 Report Share Posted February 9, 2006 exactly :( Quote Link to comment Share on other sites More sharing options...
plexer Posted February 10, 2006 Report Share Posted February 10, 2006 It might be an urban myth however this one does seem more possible than many. If somebody threw out a CC statement or even a receipt that had the full number and some still do along with something else with an address on that would give a fraudster enough information to go on. However things like are easily checked out with a quick google before posting. Ben Quote Link to comment Share on other sites More sharing options...
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