olim Posted February 1, 2011 Report Share Posted February 1, 2011 I am considering getting a utility quad when i pass my test but want to know what the insurance on them is like, i know that for older people it is around £150 but i imagine that its a bit like car insurance. I have tryed to get quotes but rather than giving me a quote they just keep calling up, so does anyone have any experience with quad insurance Quote Link to comment Share on other sites More sharing options...
ozzy518 Posted February 2, 2011 Report Share Posted February 2, 2011 Quad insurance is quite expensive as they are a very nickable item much sought after by caravan dwelling persons and the like. There are many companies that won't insure them but I have found that perhaps the best is with the NFU.. You can also save a bit of cash if you register the quad as being for agricultural use, that way it would be exempt from having an MOT and tax is free. Provided of course that your use complied with the ag use conditions. Quote Link to comment Share on other sites More sharing options...
olim Posted February 2, 2011 Author Report Share Posted February 2, 2011 yep, the 20mph limit and silly radious from my house, all i have found is 17 year olds wanting to insure their 700cc raptors and finding that they cant, nfu is probably the best bet i suppose but its a pain getting a quote Quote Link to comment Share on other sites More sharing options...
Edward Posted February 2, 2011 Report Share Posted February 2, 2011 I reckon it would be around 300 as thats the figure that keeps popping up for me. Definatly reg it as agricultrual free tax and no mot with gay power limits (if reged as a quadricycle) If it is ag reg then some companies say your only allowed to go 7 miles from place of origin but with the nfu you could in theory drive round the world there is no limit on how many miles you go and thats quite important and you want a quad that does more than 40 because its very very slow otherwise Quote Link to comment Share on other sites More sharing options...
olim Posted February 2, 2011 Author Report Share Posted February 2, 2011 I reckon it would be around 300 as thats the figure that keeps popping up for me. Definatly reg it as agricultrual free tax and no mot with gay power limits (if reged as a quadricycle) If it is ag reg then some companies say your only allowed to go 7 miles from place of origin but with the nfu you could in theory drive round the world there is no limit on how many miles you go and thats quite important and you want a quad that does more than 40 because its very very slow otherwise Thanks, do utility quads tend to go much over 40 or 50 anyway Quote Link to comment Share on other sites More sharing options...
Edward Posted February 2, 2011 Report Share Posted February 2, 2011 Well the more you spend the faster you go A can am outlander 800 will do 70mph there about 9-10K a tweaked kawasaki 750 will do 80-90mph and I know for sure that a yamaha grizzly will do 73 and make your trousers messy and the honda foreman 400 does 35-40mph Its only really the big bores that go like that but they are £££ to buy and £££ to insure so along the lines of a 350 would be better Stick to a 2nd hand honda, yamaha, suzuki ,kawi etc rather than a new shineray or something cheap and ****** which would just be a deathtrapand bits will be easier to get and you will proberly need them less often, the apache utilitys are meant to be pretty **** aswell Quote Link to comment Share on other sites More sharing options...
olim Posted February 2, 2011 Author Report Share Posted February 2, 2011 I think if i got an 800cc i may aswell buy a car instead and if i bought a new quad i may as well buy a decent defender, thanks for the info Quote Link to comment Share on other sites More sharing options...
remmy1100 Posted February 2, 2011 Report Share Posted February 2, 2011 Falcon insurance is very good for quad insurance mine is 189 tpft for my 450 yamaha kodiak and worth every penny yeah a landy might be warmer but my farmer and many others wont let you drive the land in one they will a quad Quote Link to comment Share on other sites More sharing options...
Bleeh Posted February 2, 2011 Report Share Posted February 2, 2011 (edited) I believe NFU won't insure vehicles (or at least cars) for anyone under 21 unless there parents have been a memeber for a certain amount of time. Edit. 2000 Posts! Hurrah! Edited February 2, 2011 by Bleeh Quote Link to comment Share on other sites More sharing options...
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