al4x
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Posts posted by al4x
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At the moment Germany is particularly bad, forget about which courier they use most seem to have major backlogs. In theory you shouldn’t pay German vat on the purchase or the shipping and then you will pay uk vat on the purchase and the freight.
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1 hour ago, Mungler said:
I can see the government willing on a little inflation to wash away some of the debt / borrowings to hand but I am not sure what the knock ons are.
From what I see at the coal face, if there is any long term increase in interest rates to traditional rates of old like 5% (but hey, that was so long ago now to almost be ancient history) then it’s the end of everything - whilst the cost of borrowing is so low and there is real world inflation running at a higher rate than interest rates then people are happy to borrow to spend, punt, invest or buy and it’s that activity that keeps stuff circulating and moving around in an economy that is in the doldrums.
I am in the process of buying another B2L with my business partner because I can see that the value of money is going to decline in real terms but older constructed houses (you remember the ones with gardens and off street parking) in the right parts of the South East aren’t going to go out of fashion any time soon and certainly not inside the interest only mortgage fixed term.
Indeed, whilst we have been through a pandemic (apparently), this country is still over populated and the pandemic is only likely to affect population to the extent that boys and girls can’t get together like they used to and so there will be a dip in birth rates (and not because of a dramatic death rate).
The RICS stats are fascinating when you look at year on year how many houses we need and how few we are building despite what successive governments promise. People always need somewhere to live.
Anyone see the select committee suggestion that there should be an annual property tax 0.006% of value, and such that if you live in a £1m house you pay an additional £6000 a year tax. It’s a pain that they mess with the housing market and not the financial markets with such regularity. If you punt £250k of your pension on the FTSE that fine and dandy, but if you take that £250k buy a house and become a landlord, well that’s abhorrent.
We’ve just organised a mortgage on our next house when that completes. The 5 year fixed rates were so cheap with no arrangement fees that it wasn’t worth going for a tracker mortgage.
Our industry has been interesting as I swear people are gambling on art as an investment. We keep shipping Banksy prints at the moment particularly the girl with the balloon the current series seem to go for around £125k and there were 600 copies made I just don’t get it. Still we can’t complain the figures were better last year than the year before and we were closed for 3 months.
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8 hours ago, AVB said:
I am trying to get a three bay oak framed garage built. The supplier of the garage can do it in reasonable time at reasonable cost but the cost of the groundworks has gone through the roof. A three bay gen 1 concrete pad, 1000mm deep foundations = £13,500 + vat.
Should have moved the Tesla off the drive before they came round.......
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4 hours ago, Mungler said:
Hahahahaha you are actually right.
And I don’t know why I’m laughing 😂
I don’t know either! This is my sisters in various states! It’s basically big and stupid!
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On 11/02/2021 at 18:18, Mungler said:
😆😆😆👍
My sisters got a golden poo..... good luck you are going to need it! Take the slightly nuts cockerpoo you’ve just had and make it a lot bigger. This year it’s perfect for collecting mud and you will be on first names with your groomer as they need regular haircuts and there is a lot of it to do!
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How do you get gazumped on moving day? Surely contracts have been exchanged and penalties are then in place....
we’re going through it at the moment, accepted an offer on our last house at the start of the first lockdown and moved out in July. Got our purchase going through at the moment and bearing in mind we are cash buyers no chain and the house we are buying is probate it’s as simple as should be yet slightly stumped by a private road issue.... we will get there but it sure feels like we are doing all the running.
Don’t get me started on surveyors as the reports I’ve seen over the year are verging on comical. We tend to buy project houses so i’m happier with my builder looking at them as that’s worked well so far
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7 hours ago, Gav912 said:
It’s not just second hand things. I work for an agricultural machinery distributor, if we want to send a machine to Ireland on demonstration we have to pay 20% export VAT on it then to bring it back it’s 20% import VAT to pay. When the value of some of this kit is in excess of £100k the VAT soon adds up even if it can be reclaimed. Once things settle down it’ll be far cheaper to fly a customer here than to take kit to Ireland so as it stands now no Irish demo’s anymore.
Can’t you bring it back as returned goods? Based on having a customs entry done on export?
where things have got really messy in our industry is where Europeans have sent items to the uk for auction and they haven’t sold.... we have a client with a million pound violin that they sent to the uk and can’t get it back to Germany as there is no proof it was exported so in theory they need to pay the vat on import. What we are finding is no one has a clue what is going on, even the likes of DHL can’t seem to apply the correct vat rates when items go out with the correct commodity codes. It’s simple globally but the Eu seems to be working to obstruct rather than make things work.
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We have a 2014 outlander and the outlaws have a fl2 so I have driven both a fair bit. The outlander is far more car like. It will do 50mpg sat at 75 on the motorway and will happily sit there at 90 if you are in a rush. The only problem we have had was seized rear callipers but these were subject to a recall. It’s been fine on slight off roading but we haven’t used it much as I have an l200. The boot is bigger if you have gear to go in / dogs
The fl2 does feel more solid and truck like and economy is a bit lower. Theirs is at 50k and hardly driven, the only real issue was a replacement diff I think which apparently is a common failure. Despite all if I was doing much off road I would choose this but if mostly on road the outlander -
Ours has been fine, we tend to get on all right and though the rent can be a few days late it always turns up. My other half is one of those at the council giving the advise so I guess she is more aware than most of how tenants can screw you.
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2 hours ago, Jaymo said:
Not exactly, your only protected for a max of £85000 per institution ( remember though that some banks are under one umbrella)
Except with NSI who are government backed
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2 hours ago, strimmer_13 said:
Got mine in nsi and that's gone down months ago
I’ve got the proceeds of our house sale in there pending the next purchase. It’s gone from earning £450 a month to £45 it’s almost funny how poor the return is but all you can say is it’s safe in there
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11 hours ago, AVB said:
The problem with holiday cottages is that 1) they are rather hit and miss and it is hard to guarantee quality without recommendation and 2) the wife doesn't class it as a holiday if you have to make your own bed and provide breakfast.
Fancy a holiday not being a holiday during a pandemic if you have to make your own bed.....
For us it’s about family time away from home enjoying the countryside, weather and children. I’d also far prefer to be self contained after what has and will still be going on. We’ve just booked our usual 2 weeks down in Padstow, cycling, fishing dog walks and time on the beach will all be on the agenda well away from work and home. Last year was good despite the pandemic
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3 hours ago, Mice! said:
A work colleague of a friend died at home because of this, lived alone, they were getting regular phone calls texts etc, then weren't answering so called the police.
A Porter who works for one of our clients went the same way, 35 years old and tried to get through it at home and died in his sleep.
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8 hours ago, JKD said:
Having the jab won't stop you spreading 'it'.
This is the crucial bit that is an unknown at the moment. I guess time will tell as the research is completed. If it does though you might find the un vaccinated are not that popular
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The interesting part will be how he words it. These are tradesmen who go into multiple houses per day.... potentially into vulnerable peoples houses so is it better the tradesman had had the jab?
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15 hours ago, Gordon R said:
I don't suppose Boris will get any credit. All he will get is "It should have been done sooner", even though we are ahead of the EU.
I hope mine goes just as smoothly.
Of course he won’t. It started with he won’t meet the mid Feb target and then as soon as it looked like they will it was suggested doubling it....
ultimately they will do it as fast as possible as it’s in everyone’s interest. The big thing to remember is it’s only the first dose and you won’t get best protection till the second so it’s not time to relax yet but it will all help in knocking this on the head. As we close in with more jabs done and more natural immunity from people who have had it hopefully the rates will drop accordingly
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It’s a fiasco and it’s hitting their own people as hard as us. We ship antiques and artwork round the world, it appears though we have a low rate of vat on this of 5% the Europeans are going to go their full rate. Most are purchased by private individuals so they can’t claim it back.
we deal with a lot of customs agents and most are having to stop exports as they are reaching their limits of the amount of VAT they can guarantee as the transit paperwork isn’t being discharged fast enough. It’s one hell is a **** show and I guess will be a pain for ages to come
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52 minutes ago, Mungler said:
Oh do pack in the sanctimonious clap trap.There are some businesses that still have to function and are allowed to function and that’s us.
If I could suck on the furlough / government grant teat like everyone else and watch Netflix whilst doing f-all I would, but alas no, I’m putting myself at risk and cracking on with it.
We have pretty much done the same but, split our office over 2 sites so we only have 4 people in a large open plan office. Warehouse is completely separate as are drivers and we have been lucky so far with no cases. From what I can see we move goods from auctions all over the country and most are working still. Closed to the public we book collections and they open up and put the goods in an open area for us to collect.
Since the initial shutdown when we closed we have been working ever since keeping 25 people off furlough. However it’s feeling closer at the moment, one auctioneer lost a 35 year old staff member to it at Christmas who we knew well. That was a reminder of the dice rolls as he was healthy. -
5 hours ago, Dave-G said:
I suspect many of the undercutting/budget transport company's will not be able to charge their clients to make the paper workload viable until new prices/contracts are made.
Are there any issues about EU obstruction/payback at all?
From our perspective it is hitting EU clients and it is them who are paying more. Though there are in theory no tariffs they are getting stuck with a handling charge. Vat and if the goods came from another country originally they may have a tariff on top..... it’s going to kill cross channel trade until it gets sorted out. It’s going to be interesting seeing how it pans out but for the moment my vehicles won’t be going over and we will use couriers instead but the pile in our warehouse waiting correct paperwork is growing by the day
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15 hours ago, oowee said:
Today
We understand your disappointment. Normally the procedure we offer in this cases are of course that, since you bought it from us, you send it to us first and we take care of the damage and so on. Now because of the actuall situation, COVID-19 the boarders are closed and because of Brexit there are other costs and rules that we as a german/EU company have to take care of first, before we send or receive any products back from the UK. That is why we can not help you right now with this problem. We didn't have this problems at the past, that is why we are asking for your understanding and patience until we get to solve this problem. Therefore we were suggesting a faster way to solve your problem, which is you contacting the manufacturer in you country so that you do not have to wait for us, not because we do not want to help you but because, as said before, there are some issues that are actually happening that are making our delivery processes and warranty cases take a lot longer than expected. For that we are please asking you for your understanding and patience. I talked to our warehouse manager yesterday about this topic and he told me that by now we cant not do anything to receive your product as soon as possible, we depend of customs and not just that but the boarders are closed so we can not do anything by now. I will talk to our warehouse manager again to see if there is anything we could do in this case.
The new update we have is Dpd Uk have suspended deliveries to Europe from the UK as they are struggling with the process and clearance............
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On 04/01/2021 at 19:16, oowee said:
Same for stuff from here.
Any order that leaves the UK will now be sent EXCLUDING VAT and will likely be subject to import duties and taxes which are applied by the destination’s local authorities.
4 days.
We deliver a lot of goods bought at auction through the uk and Europe and globally. I can safely say this is a complete **** up and it is one thing if you are a company but if you are a private individual and most of our clients are it’s a nightmare.
We took the decision to pack and ship via more general hauliers while it settled down and that’s been interesting. Clients are having to register for eori numbers which are required to do the customs entry for the export and it appears if you live in Spain you can get one in 24 hours, Germany it takes up to a month and the Netherlands you can’t get one as a private individual...... it will sort itself out but at the moment no one knows exactly what to do
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11 minutes ago, JDog said:
AVB
I cannot see how you can defend your actions in selling your vehicle to someone who had to travel from Scotland through tier 4 areas.
Money talks and the things people seem to class as essential are ridiculous. It’s what we are up against and why the newer tougher restrictions are coming in
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3 hours ago, AVB said:
The scientist on TV the other day said that there is no evidence yet to prove that the vaccine doesn’t stop you transmitting the virus. Only that it stops you getting ill from it.
They in theory do have to say that as it will take ages to get the evidence. Fundamentally we don’t get the problem with every other disease we are vaccinated against. The other side of it is you go on a plane and everyone has been vaccinated then it’s not an issue if you pass it on or not.
L200 tyre size
in Motoring Section
Posted
They should do depending on the profile and the rim size.
if you want to stay standard I’ve just had a set of toyo open country at’s fitted and am really impressed. For a chunky ish tyre the mpg is the same and very little road noise compared to the factory Bridgestones