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Davyo

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Posts posted by Davyo

  1. I didn't know about this but have always started looking for insurance at least 4 weeks before the old one runs out.I save them and pay when the renewal drops through the door (always way higher than last yrs).I then phone prev insurer and advise not to auto renew as i have already paid for new provider to take over when old one ceases.You then get the usual "oh can we match it or beat it" no thanks you have not shown loyalty so why try and reel me back in now  its paid. I cant confirm if doing this is an advantage but ive always been happy with the outcome.I'm usually got another cover in place and paid 2 to 3 weeks before the other runs out. I think you can pay within 28 days of the start date.     

  2. 2 hours ago, toontastic said:

    Like celebrities promoting countryside activities and the possibility of influencing people to kill animals.

    So why don't we just stop everybody from promoting anything, as there is always going to be somebody out there who will be against something.

    So we shouldn't object to Mr Brian May or Mr Chris Packem trying to convince/ influence/target an audience through the power of TV that Vermin control isn't conservation,it's a blood sport?  

  3. As per title, there seems to be an increase in Celebrities promoting online gambling. Particular mainly to TV commercial adverts like the two Paddy Mcginess and Ryan whats his face are on.What are your thoughts on this?Personally i find it wrong, do these people not have enough money? Do these people have any though for the poor soles that may have a gambling problem ?

  4. Can't  watch it, find it a bit OTT.Its lost its appeal for petrol heads.Clarkson,May & Hammond had the right balance of cars with a bit of silliness thrown in.Paddy should stick to being a bad comedian.As for the other two, who are they?

  5. 2 minutes ago, figgy said:

    It never takes them long for all Micky taking pics. Wife just showed me one off her FB where he had bern eating some sort of chocolate desert. Always going to happen.

    Seems odd to.me that he didn't know he was gay and only changed later in life. Thought it was the way you were born. He'd have been better off saying he is bi-sexual, would explain his family life and marriage. 

    Probably got into the clay after taking coke and poppers! It will be Liniker next.

  6. I just dont understand it  why another man can fancy another man.The thought of taking it up the back door.Something wrong in the head, had a bloke at work who dressed as a woman,even had a hand bag.He was allowed to dress like a woman at work.If a boke came to work wearing a football shirt there was hell on.

  7. I'd never pay cash again unless something 2nd hand say 4 or 5k.

    Once bought a Jag Stype new (cash as i took a lumpa from one of my pensions) three years later the £34k Jag was worth 9k trade in.No better way to waste money.

  8. It will be another that's been on the radar for months.Stead of putting them on the radar,they should just take them out on the QT.Remove the threat before more innocent UK BRITISH citizens are hurt.Great job by the Police, no need to ask questions,just take them out.

  9. 1 hour ago, Blackpowder said:

    Three weeks ago after numerous e mails, snail mails and finally a phone call I received notification that I no longer needed to fill in an on line self assessment form that was from Bristol. Two weeks ago I received a tax bill from Newcastle HMRC asking for £1381.80 pence.  This was from a total bill of £1474 : 00 and stating that I had already paid £92  :  20 which I had not done.   My total income is  from State Pension plus a very small private pension and is under £8000 .  In their statement nothing is filled in under personal allowance or total tax free amount. I sent it back after photocopying.

     

    Blackpowder

    If you send an email to HMRC it will not jump ahead of the normal post .All post is dealt with in date order and that includes emails.It put people sending normal post at an unfair disadvantage.

     What department wrote to you from Newcastle? Any post regardless of office area should have a BX9 postcode.Unless poss from DMB or Agent Authorisation Team.

    If you NIB (state pension) and other income is below your PA then you shouldn't have a tax bill.

  10. Personal Savings Allowance is a 0% rate that applies to up to £1,000 of an individual's savings income (such as interest) a year - but this allowance is reduced to £500 a year where an individual has higher rate income, and nil where an individual has additional rate income. Any income from an ISA or subject to the 0% starting rate for savings does not count towards this Personal Savings Allowance

    income tax and dividend rate bands 2019-2020

    Income tax rate bands - England & Northern Ireland

    band
    rate
    tax band
    basic rate 20% £1 - £37,500
    higher rate 40% £37,501 - £150,000
    additional rate 45% £150,001
  11. 6 hours ago, hawkeye said:

    got a set of these that my brother gave me you can have them if you want to collect will even make you a coffee..just drop me a PM im only a few minutes away..

     

    Cheers mate, sorted now as got a pair from Pets at home.

  12. 17 hours ago, Thunderbird said:

    Facebook is funny today. A lot of people acting like their Grandma (or in some cases, their entire family) has just died. 

    The usual virtue-signalling too, after all, nothing sticks it to the man like EU stars on your profile pic. 😂

    LOL there is a Remainers vigil in Newcastle last night.They where lighting candles and having a good old sob.On the radio yesterday one of the organisers said that some where depressed and had thoughts of suicide.

    Well there are 3 high bridges to choose from within acceptable walking distance!

    Someone's mentioned  Nisaan will go! HA only if the endless running  tap of subsidies stops! MONEY keeps them here NOT Europe

  13. Im looking for recomendations for a good quality set of Clippers for my Lurcher Max.Ive been advised to stay away from the guillotine type.A few have recommended Safari but I'd like to asked the PW massive.

     So what are you using and where do I purchase?

    Many thanks

    David & Max

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