fo5ter Posted February 1, 2010 Report Share Posted February 1, 2010 When emergency situations arise where help is needed in terrain fit only for 4-wheel driving, members of the LOADERS are called. The Leicestershire Owner And Driver Emergency Response Service (or ROADERS as they are known in Rutland) members own 4×4 vehicles. They volunteer to help when only a 4×4 vehicle can reach locations that other vehicles cannot. The Leicester, Leicestershire and Rutland Local Resilience Forum maintains a list of these volunteers and calls upon them in times of need LOADERS have recently been engaged during the recent heavy snow falls where they have helped to deliver hot meals to vulnerable people within the community when the council’s contracted meals on wheels provider were having problems in getting their vehicles to reach outlying areas cut off by the snow and ice. If you would like to volunteer or learn more about being a LOADER (or ROADER) please email: info@localresilienceforum.org.uk Quote Link to comment Share on other sites More sharing options...
shaun4860 Posted February 1, 2010 Report Share Posted February 1, 2010 (edited) Good idea..... but how does your insurance come into this or is it classed as purely volunteer work in which case you should be ok shaun Edited February 1, 2010 by shaun4860 Quote Link to comment Share on other sites More sharing options...
fo5ter Posted February 3, 2010 Author Report Share Posted February 3, 2010 All Leicestershire County Council Volunteers are covered by the Councils Employers Liability insurance policy. As for vehicle insurance - it is for you to check that your vehicle insurance policy covers you. we can provide you with a pro-forma letter to send to them which basically contains the following wording: ******** I intend to undertake voluntary work and, from time to time, I will use my vehicle to carry passengers or to carry out other duties, as requested. I will receive a mileage allowance for these journeys to cover the running costs of my vehicle in accordance with Section 1(4) of the Public Passenger Vehicles Act 1981, which exempts me from both Passenger Service Vehicle and Hackney Carriage / Private Hire Car licensing laws. I should be grateful if you would confirm that my existing policy covers me for such volunteer driving. Please also confirm that my insurance policy contains a clause indemnifying the agencies with which I am a volunteer against third party claims arising out of the use of my vehicle for such voluntary work. Yours faithfully etc ******** Quote Link to comment Share on other sites More sharing options...
Ozzy Fudd Posted February 3, 2010 Report Share Posted February 3, 2010 All Leicestershire County Council Volunteers are covered by the Councils Employers Liability insurance policy.As for vehicle insurance - it is for you to check that your vehicle insurance policy covers you. we can provide you with a pro-forma letter to send to them which basically contains the following wording: ******** I intend to undertake voluntary work and, from time to time, I will use my vehicle to carry passengers or to carry out other duties, as requested. I will receive a mileage allowance for these journeys to cover the running costs of my vehicle in accordance with Section 1(4) of the Public Passenger Vehicles Act 1981, which exempts me from both Passenger Service Vehicle and Hackney Carriage / Private Hire Car licensing laws. I should be grateful if you would confirm that my existing policy covers me for such volunteer driving. Please also confirm that my insurance policy contains a clause indemnifying the agencies with which I am a volunteer against third party claims arising out of the use of my vehicle for such voluntary work. Yours faithfully etc ******** most insurers will require you to have at least class 1 business use for this, as receiving mileage allowance is classed as "using the vehicle for hire or reward" in their eyes Quote Link to comment Share on other sites More sharing options...
Country_est Posted February 3, 2010 Report Share Posted February 3, 2010 (edited) How, if at all does this comapre / differ from the 4x4 response org. http://www.4x4response.info/forum/ Also with the 4x4 response you get a public liability insurance to cover you for 3rd party liability Trev Hant & Berks 4x4 Response Member Edited February 3, 2010 by Country_est Quote Link to comment Share on other sites More sharing options...
fo5ter Posted February 3, 2010 Author Report Share Posted February 3, 2010 (edited) How, if at all does this comapre / differ from the 4x4 response org. http://www.4x4response.info/forum/ Also with the 4x4 response you get a public liability insurance to cover you for 3rd party liability Trev Hant & Berks 4x4 Response Member I suppose there is no difference at all except that 4x4 response is a registered charity and the LOADERS volunteer for the county emergency planning team - the result and goals will be exactly the same In fact if there was a 4x4 response group in the county (the website says there isnt one yet) we would look to utilise these in exactly the same way Edited February 3, 2010 by fo5ter Quote Link to comment Share on other sites More sharing options...
MM Posted February 3, 2010 Report Share Posted February 3, 2010 in a case of giving help in such situations, balls to the insurance, id rather make sure i could help out. Quote Link to comment Share on other sites More sharing options...
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