Lloyd90 Posted October 31, 2016 Report Share Posted October 31, 2016 What do you recon is better, £306 with a £250 voluntary excess or £360 with no excess ? I'm debating it with my cousin, he said "How likely are you to make a claim?" I replied "I dunno, but I didn't intend on having any of my past crashes either!" Quote Link to comment Share on other sites More sharing options...
Dano0404 Posted October 31, 2016 Report Share Posted October 31, 2016 I always go cheaper 1 claim over 8 years. Quote Link to comment Share on other sites More sharing options...
bornfree Posted October 31, 2016 Report Share Posted October 31, 2016 I go for £500- £1000 excess if the company does it. Knocks a fair bit off the price. Quote Link to comment Share on other sites More sharing options...
Hamster Posted October 31, 2016 Report Share Posted October 31, 2016 What do you recon is better, £306 with a £250 voluntary excess or £360 with no excess ? I'm debating it with my cousin, he said "How likely are you to make a claim?" I replied "I dunno, but I didn't intend on having any of my past crashes either!" Are all other things equal ? You often find one doesn't include courtesy car or perhaps legal insurance cover etc. Quote Link to comment Share on other sites More sharing options...
Lloyd90 Posted October 31, 2016 Author Report Share Posted October 31, 2016 Are all other things equal ? You often find one doesn't include courtesy car or perhaps legal insurance cover etc. Yes, pretty much all were not included. I have family breakdown cover etc, might consider adding a £250 excess, tried with a £500 and £1000 excess and they each only knocked off £10 so hardly worth the change. Quote Link to comment Share on other sites More sharing options...
955i Posted October 31, 2016 Report Share Posted October 31, 2016 I always go no excess, may be a bit more pricey but could end up making 10 claims for others bad driving!! Quote Link to comment Share on other sites More sharing options...
Lloyd90 Posted November 1, 2016 Author Report Share Posted November 1, 2016 After a renewal quote of £506 with a £350 excess a bit of shopping around and adding my GF to the policy and just renewed for £299 with a £250 excess. Quote Link to comment Share on other sites More sharing options...
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