Jump to content

Maiden22

Members
  • Posts

    1,045
  • Joined

  • Last visited

Posts posted by Maiden22

  1. Here is the wording on the advert:

     

    Mint condition CZ American 452 .17hmr, a truly amazing rifle which produces some very tight groups. Package includes rifle, 5-shot mag, bolt, SAK Moderator and a parker gunslip. This gun was bought a year ago brand new but has only had 150 odd rounds through it in its short life. The rifle has been kept in storage and cleaned regulaly. The good thing about this gun is that the wood finish on the stock is lovely, it's a dark tanned oil finish which makes it stand out to other CZ rifles with the standard stock finish. For an additional £10 I will also supply 90 rounds (Federal). I am based in South Wales (Monmouthshire area), I also work in Cardiff/Caerphilly and can travel upto Porthcawl. RFD Delivery can be arranged subject to delivery charge.

     

    As others have said, he sounds like a muppet, as for "trouble" etc, well that's just muppetry on stilts.

     

    Just a tiny and very picky point, but mint does suggest perfect. I have a friend who used to be a serious comic book collector (geek) and mint meant mint - ie, never out of the bag, no allowances for being second hand. Might be best to avoid the expression in future, and then pedantic whingers haven't got a leg to stand on.

     

    Robert

  2. Our lass left this feedback for somebody on e-bay

     

    http://myworld.ebay.co.uk/cmarshdli

     

    all the best yis yp ;)

    Too much beating about the bush there, why does she not say what she means?

     

    You're right there Bob, can't make head nor tail of it. Overall it seems broadly positive feedback, with one or two reservations. Am I reading it correctly?

     

    Robert

  3. Robert

     

    Surely if Pav's bank is increasing its Variable rate then he is on the wrong mortgage product?

     

    I know with mine its a fixed rate above the bank Of England base rate so they cannot just increase the rate. Lending has been done too cheaply but are some of the bigger names just milking the situation and trying to recover losses they have made abroad from the good old UK who just seem to keep on paying

     

     

    Robert, on a side issue how do you go about self certifying a mortgage? My sis is having a difficulty getting a mortgage due to her other halves work.

     

    As above, mortgages are practically the only thing we don't deal with, so I can't help I'm afraid.

     

    al4x, we have got a similar deal, partly because we thought that there may well be a disconnect between base rate and the rates actually charged.

     

    As for milking it, well that's nothing new as we all know. But I do think that it goes deeper than that - this is more serious than simple profiteering.

     

    Robert

  4. Pavman, I'm an IFA (dealing mostly with investments) and I think that this is something that we're going to have to get used to I'm afraid. Banks have been lending too cheaply for too long, on the back of credit markets awash with cash, rising asset (house) prices, and the fact that they have been able to get liabilities off their balance sheets by packaging up the debt and flogging it off to myopic mugs (or sophisticated financial institutions, if you prefer).

     

    Banks have got a lot of balance sheet repair work to do, and they are also going to be a lot more concerned about whether people are able to actually pay back their loans - something they haven't given too much thought to for the last few years. In a wider context, credit markets have finally come to their senses and have begun pricing risk properly, as shown by dramatically widening spreads between government and corporate bonds.

     

    As for interest rates, they are widely predicted to be heading north over the short term. Latest CPI figures show inflation at 3.3%, a full 1.3% over the BoE's target of 2%. As I've said on here before, CPI is a joke for most people, and the true rate of inflation is much higher still.

     

    The BoE is in a very tricky position now. It has rising inflation and a slowing economy to contend with, which raises the spectre of stagflation - high inflation and low growth. A further complication is that a lot of the inflationary pressure is not domestic in origin.

     

    There is a seemingly endless flow of bad news from banks at present - when share prices drop through the rights issue price, this is definitely what Sellars and Yeatman would call A Bad Thing.

     

    Over the short term, credit is very likely to get more expensive, and the BoE will be able to do very little about it.

     

    Robert

     

    Robert why do banks take it out on the good paying customers when others default, I guess its the same with every thing else because they can?

     

    I am way way ahead of my taget repayment and have never in over 20 years and 3 houses missed a payment or ever paid late yet get treated as if I had???

     

    I don't deal with mortgages, so I can't really comment on the situation. In general though, they aren't going to differentiate between good and bad customers, just the way it is unfortunately. They may have got themselves into even deeper trouble than we realise at present, and who are they going to get the money from? One fund manager that we use a lot and really knows his onions has predicted a second round of rights issues, so the situation could get a lot worse before it gets better.

     

    It could be worse. A new client came to see us recently to sort out her affairs. It emerged that she worked for Lloyds TSB for many yearsand had accumulated a lot of their shares. Obviously we told her that holding a large number of shares in one company is very risky etc, but regrettably she came to see us a little bit late. Lloyds TSB shares are worth just over half what they were two years ago.

     

    On a (slightly) more positive note, if you want to shop around, I think having a good record is going to be much more important than it has been. The days of 125% LTV No Questions Asked are over for a good while, so a good record could be a valuable thing.

     

    Robert

  5. Pavman, I'm an IFA (dealing mostly with investments) and I think that this is something that we're going to have to get used to I'm afraid. Banks have been lending too cheaply for too long, on the back of credit markets awash with cash, rising asset (house) prices, and the fact that they have been able to get liabilities off their balance sheets by packaging up the debt and flogging it off to myopic mugs (or sophisticated financial institutions, if you prefer).

     

    Banks have got a lot of balance sheet repair work to do, and they are also going to be a lot more concerned about whether people are able to actually pay back their loans - something they haven't given too much thought to for the last few years. In a wider context, credit markets have finally come to their senses and have begun pricing risk properly, as shown by dramatically widening spreads between government and corporate bonds.

     

    As for interest rates, they are widely predicted to be heading north over the short term. Latest CPI figures show inflation at 3.3%, a full 1.3% over the BoE's target of 2%. As I've said on here before, CPI is a joke for most people, and the true rate of inflation is much higher still.

     

    The BoE is in a very tricky position now. It has rising inflation and a slowing economy to contend with, which raises the spectre of stagflation - high inflation and low growth. A further complication is that a lot of the inflationary pressure is not domestic in origin.

     

    There is a seemingly endless flow of bad news from banks at present - when share prices drop through the rights issue price, this is definitely what Sellars and Yeatman would call A Bad Thing.

     

    Over the short term, credit is very likely to get more expensive, and the BoE will be able to do very little about it.

     

    Robert

  6. only 8000 Chard - you need more pracitce sonny, dont you dare go out and shoot live game with that gun untill you can do better :lol:

     

    Good enough for the US Marines. I was on secondment to them in the Vietnam War. If they needed a VC gooseberry de-hairing, they called for me :lol:

     

    Not a lot of people know that. Of course Hollywood got it all wrong. The well-known phrase "Gooks in the wire" was actually "Goosberry Trifle", the cry that went up when I wasted another Commie gooseberry. That Air Cav officer in Apocalypse Now that says "I love the smell of napalm in the morning" actually said " "I love the smell of gooseberry flan in the morning, after Chard's been in country with that GAT piece of his"

     

    Aaaah, memories :P

     

    Good enough for me :lol: .

     

    Robert

  7. Personally I'm delighted at the high price of deisel - it's the only thing that will save us from global warming. That and switching to funeral parlour light bulbs, and not leaving that little red light on your telly on overnight.

     

    If you really want to save the planet, ride a bike to work. Don't worry about your gear - your chauffer can bring that in the car.

     

    Robert

  8. bio fuel people. its the way forward.

    90p a litre, u cant go wrong.

     

    Biofuel might seem like an attractive answer, but it's causing havoc globally.

     

    Nuclear power will save us, unless they get the fusion thing off the ground sooner than expected.

     

    Robert

  9. :lol:

     

    Oasis - Wander wall and champaigne super nover

     

    Lost prophets - Last train home

     

    cant rember the band but the old wriglys add song " alright now"

     

    The band was Free.

     

    Robert

  10. First impressions count, so make sure you get off on the right foot with our Antipodean cousins. As you enter the country you will be stopped and an official will ask you if you have a criminal record. There are only two acceptable responses:

     

    1. (In best retired Colonel accent) "Terribly sorry old boy, didn't know it was still a requirement, what!"

     

    2. "Well, I've got a few Des O' Connor LPs, but I've left those back in England".

     

    Australians find these little jests absolutely hilarious, and either is sure to break the ice with custome officials.

     

    Have a good trip.

     

    Robert

  11. Just a heads up, he goes pig shooting in the States tonight.

     

    Oh, and Dannii Minogue is on there as well.

     

    A bit harsh Stuart. I prefer Kylie as well, but this is taking things a bit far.

     

    Robert

  12. Run To The Hills (Live) - Iron Maiden, Rock in Rio.

     

    Send In the Clowns - Frank Sinatra, the second version with the spoken intro.

     

    Core 'ngrata - any version, as long as I'm in Naples.

     

    I personally can't stand Imagine. I put it as my worst song ever on another one of these threads a while back. "Imagine there's no heaven"...d'oh :lol: !

     

    Robert

  13. Don't know anything about the job, but £40K and above seems on the high side for that kind of work.

     

    Is there a shortage of drivers? If so, it would suggest that pay/conditions need to be improved. If not, then they probably don't.

     

    Robert

  14. The biggest scare i ever had with a gun was my own stupid fault . I went out pigeon shooting ,got my hide up and decoys out sat down in the hide and took the shot gun out of the slip to load it .When i opened the gun there was two live cartridges in the barrels . I couldnt believe it ,the previous outing was a few days earlier and the gun had travelled back and forth to the farm in the car loaded .Also had stood in my cabinet loaded and been handled in my house in and out of the cabinet loaded . This was the scariests moment i have ever had in a long history of being involved in just about every kind of shooting sports .

    Complacency must never be allowed to interfer with safe gun handling . I tell this storey to every body i shoot with and thought it worth telling here on the forum ,not just for the novices but also for the exprianced shooters as well . Harnser .

     

    Thanks for that, very useful reminder, and very honest of you to post it.

     

    I've heard a few stories like this, and that's the reason that I always open a gun the moment I pick it up, without fail. This applies even if I've only put it down for a moment, and even it's been in sight the entire time it's been out of my hands. In the end, it's my responsibilty to ensure that the gun is safe, and the only way I can be 100% sure is to look in the chambers.

     

    I know it's over the top, but it's very easy to make a mistake and that routine means that I'll never be in the kind of situation that Harnser described.

     

    Robert

  15. A good result to be sure ( :good: ) but I wouldn't get too excited. The Irish have delivered the wrong verdict, and the normal practice in these situations is to give them a chance to repent and deliver the right verdict next time. Ireland has of course been in this situation before.

     

    Their Prime Minister announced shortly after the result that this would not happen. The mere fact that he felt the need to give this assurance should tell you all you need to know about the European project.

     

    Of course, he might be telling the truth, as the other course of action is to implement the constitution (treaty, if you are naive, drunk or heavily sedated) peicemeal. This wouldn't require inconvenient things such as a referendum or a democratic mandate. It is telling that a number of other European leaders immediately dismissed the result with the kind of lofty contempt one would more usually associate with mediaeval absolute monarchs.

     

    The truth is that the goal of the project has always been a single state, right from the days of the ex brandy salesman. The fact that the people of Europe occasionally refuse to be led by the nose by their masters will do nothing to change that.

     

    Robert

  16. They used them in that Grand Designs Art Deco house and I think they looked ok. I think that you have to be careful with them. I'm sure that they can look great, but they remind me of municipal leisure centres and the car park under the Mailbox in Birmingham.

     

    Is there a reason why you want to use blocks instead of plain old glass panes?

     

    Robert

  17. Inflation is a bit of a farce to be honest. In the first place, when the government refers to inflation, it usually means CPI, which it has used to replace RPI. Ostensibly, this has benefits such as being more in tune with European measures, allowing more meaningful comparisons of inflation rates. In reality, it almost always gives a lower figure than RPI, making the toads at Westminster look better. The official inflation targets that the Bank of England have are in terms of CPI.

     

    By way of comparison, latest CPI figures show inflation at 3%, whilst latest RPI gives a figure of 4.2%.

     

    Even this is of little real use, as the rate of inflation that concerns you is your personal rate. For average punters, things like fuel, council tax, food, utilities (to name but a few) take up a significant portion of income. Ask yourself whether you think that these things have been rising at 3% (or even 4.2%) over the past few years.

     

    One thing that has helped the West has been the fact that the developing world has been exporting deflation - goods and services that we depend on so heavily from countries like India and China have been falling in price. Hence you can get a shirt in Primark for £1 or a kettle in Tesco for less than a fiver.

     

    This is changing, and these countries are beginning to experience real inflationary pressures of their own. This is set to be a big problem for us.

     

    Robert

×
×
  • Create New...