Bangon Posted January 26, 2013 Report Share Posted January 26, 2013 Hi Folks. Do most people mention you have weapons stored in the house when getting contents insurance. Just wondered if it bumps your premiums way up. Quote Link to comment Share on other sites More sharing options...
barney 66 Posted January 26, 2013 Report Share Posted January 26, 2013 Hi Folks. Do most people mention you have weapons stored in the house when getting contents insurance. Just wondered if it bumps your premiums way up. Yes I have a few of mine covered on the house insurance for accidental damage while out in the field, only a small fee for adding them on Quote Link to comment Share on other sites More sharing options...
Bangon Posted January 26, 2013 Author Report Share Posted January 26, 2013 I do have BASC and SACS but never thought about house insurance as thought they would bump it right up Quote Link to comment Share on other sites More sharing options...
barney 66 Posted January 26, 2013 Report Share Posted January 26, 2013 I do have BASC and SACS but never thought about house insurance as thought they would bump it right up I also have BASC but i meant the guns are insured for damage to them ie if i drop one or stolen it would be covered Quote Link to comment Share on other sites More sharing options...
Rupert Posted January 26, 2013 Report Share Posted January 26, 2013 Only if they ask in the proposal. Quote Link to comment Share on other sites More sharing options...
mowdy Posted January 26, 2013 Report Share Posted January 26, 2013 I am with Hiscox they insure any item up to £1500 inc firearms for no extra cost. Quote Link to comment Share on other sites More sharing options...
4eyes Posted January 26, 2013 Report Share Posted January 26, 2013 When mentioned to More Than they added £7 to my premium to cover them. Not exactly drastic Quote Link to comment Share on other sites More sharing options...
StuC Posted January 27, 2013 Report Share Posted January 27, 2013 I'm with Lloyds TSB and I had them check. Response was that they were covered on the standard terms (and value limit) of 'valuables'. Obviously if you have a pair of Purdys you might want to list them individually! Quote Link to comment Share on other sites More sharing options...
maxus77 Posted January 27, 2013 Report Share Posted January 27, 2013 contents insurance covers mine for theft from premises as its declared on there, then have NGO insurance for public liability Quote Link to comment Share on other sites More sharing options...
JonathanL Posted January 27, 2013 Report Share Posted January 27, 2013 Hi Folks. Do most people mention you have weapons stored in the house when getting contents insurance. Just wondered if it bumps your premiums way up. There is no requirement to mention it unless the insurer asks you to. If they don't ask specifically then you would only need to mention it if any of your guns exceeded the fginancial limit for declaration of individual items. J. Quote Link to comment Share on other sites More sharing options...
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