Andysniper Posted May 14, 2014 Report Share Posted May 14, 2014 Hi guys looking for some resonay priced working dog insurance for my two springer Can anyone recommend any company's Quote Link to comment Share on other sites More sharing options...
Berettacocker Posted May 14, 2014 Report Share Posted May 14, 2014 Don't think there is such a thing! Put £50 in a separate account every month. If dog needs treatment you've got the money if not you'll have a nice bit saved up! Don't believe in pet insurance , just a licence to print money if you ask me. And that's if they even pay out! Quote Link to comment Share on other sites More sharing options...
al4x Posted May 15, 2014 Report Share Posted May 15, 2014 If you want to then pet plan cover gun dogs, the simple thing is ones that come shooting with you if you aren't doin. It commercially aren't "working' dogs Quote Link to comment Share on other sites More sharing options...
Bazooka Posted May 15, 2014 Report Share Posted May 15, 2014 What age are they? Any health tests or previous problems? Quote Link to comment Share on other sites More sharing options...
Andysniper Posted May 16, 2014 Author Report Share Posted May 16, 2014 They are 5 month and 10 weeks so no previouse health issues Quote Link to comment Share on other sites More sharing options...
Bazooka Posted May 16, 2014 Report Share Posted May 16, 2014 At 5 month a 10 weeks I would be A- reluctant to say they were working dogs and B-reluctant to insure them due to the fact they should be ( certainly the 10 week old anyway) doing very little in the way of physical stuff. That's just me. Shop around like you would car insurance, prices can vary massively and some do a good reduction for dogs health tested. Of course the alternative is to as an earlier poster suggested and save the cash you would be spending on insurance each month and put it in a pot for the time you need a vet visit and treatment. The only problem I have with that is it takes a lot of, say, £20's per month to cover some of the more serious ailments and accident repairs.Some can run into the 0000's and at £20 a month it's going to take many, many years, to build up anywhere near enough of a cash pot to be able to cover these biggies. And after all, it's the big bills most fear...a run to the vets every now and then for some anti bacterial drops or tablets is a pain in the butt but for most manageable and the small print in the policies often states a vet bill must be over X amount before a claim can be made. Mine are unisured and touch wood, have been lucky so far. It's always in the back of my mind though, especially at this time of year when overgrown foliage covers all sorts of pitfalls when out training the dogs. Quote Link to comment Share on other sites More sharing options...
al4x Posted May 17, 2014 Report Share Posted May 17, 2014 I'd argue that totally, when a pup is when they are most likely to have an accident while playing hard or just doing something stupid, it's also most likely you will find any issues that could be long term and expensive. At that age though they are not going to be 'working' Quote Link to comment Share on other sites More sharing options...
Bazooka Posted May 17, 2014 Report Share Posted May 17, 2014 (edited) I'd argue that totally, when a pup is when they are most likely to have an accident while playing hard or just doing something stupid, it's also most likely you will find any issues that could be long term and expensive. At that age though they are not going to be 'working' Maybe a pup in your care is more likely to have an accident, I can only go off what you are saying you think is a risk. I don't know what breed you work but your experiences do not mirror mine. A pup should be wrapped in cotton wool until it is both physically and mentally old enough to explore at will. Statistically, you are incorrect regarding the working dog breed pups being more susceptible to injury than that of a mature working dog. I purposely bracketed the mention of the OP's 10 week old pup and wrote that from a working dog pup point of view, at 10 weeks the dog could hardly be classified as a 'working dog' and should the OP state, 'working dog' regarding his 10 week old pup then expect the fact he uses the word "working'' to bump up the price of any quote. Typically, insurance cover rises 35% after the first year of a pups life. You might want to argue this but please look into it before you do so. The reason a puppy insurance is cheaper is because the insurers expect the owners (and rightly so) are over protective and cautious regarding the young pups welfare. One of their biggest profit earners is pup insurance mbecause the claims are very small in comparison to more mature to elderly working dogs. Every time my dogs go to work my heart is in my mouth. The risks are so much higher than that of a weeks old pup. Edited May 17, 2014 by Bazooka Quote Link to comment Share on other sites More sharing options...
potshot Posted May 20, 2014 Report Share Posted May 20, 2014 The Countryside Alliance have a very reasonable insurance for accidents only which I think is around £7 or 8 a month. Quote Link to comment Share on other sites More sharing options...
hawkfanz Posted May 24, 2014 Report Share Posted May 24, 2014 ive got my springer with lv under £200 a year,they don't stipulate worker or not,she,s a pet that likes going hunting. Quote Link to comment Share on other sites More sharing options...
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