Dog insurance

[roadkill]

i was going to get the new dog insured but have come to a sticky point . I hear that if the dog has not got a record of her vaccinations / boosters then they wont touch you is this true and if so how will i need to go about this to get the dog insured ? The reason that she has no records is that the breeder gets the jabs in and does them himself. Not the correct way i know .

 

Also most people put up the premium if they are a working dog so what stops us insuring them as a normal dog?

[oscarsdad]

If you are a basc member then I think this insurance covers the dog when working so normal dog insurance should be fine as the working part is covered by basc.

 

Anthony

[apache]

The simple solution to go to the vet and get the injections done properly.

 

2 years ago I watched a litter of Labrador puppies die one by one from parvo-virus. The bitch had been regularly vaccinated with vaccine illegally imported from Ireland. The vaccine should have been real, but who knows? Brought over in a warm car? Something went very badly wrong.

 

It's part of responsible dog ownership.

[Tom&Dexter]

Think Apach has just cleared that up on the injection front

Re insurance mine are insured as pets any injury caused out working could have been done while out on a walk (with exception to a gun shot but if my dog was shot who ever pulled the trigger would be paying and in more than one way )

If you are looking for recommendations you wont get better than Pet Plan

[al4x]

and few are more expensive than pet plan

 

mines with them at the moment still but its certainly ramped up cost wise pretty fast despite her just coming up to 4 and never claiming.

Ref the injections isn't it cover related to conditions caused by not injecting that are excluded? I have to say I tend to vaccinate every two years up to about 8 and then cease usually simply because every injection carries a risk with it and by the best research going no one has actually proved resistance has gone by the end of year one

[ziplex]

My two old Springers were with Petplan and they paid out some serious money without any problems whatsoever. We still have an older Springer and a GSP who's with them...the Springer we've claimed for a few hundred pounds (if that) in over 9 years, the GSP seems bullet proof and we've not claimed on her at all in over 4 years so it can seem expensive if your mutts don't need treatment. My youngest Springer was with Argos until they doubled the premium after the first year so she's now insured with Tesco!

 

Petplan are likely the most expensive but they have always been very fair with us over the years, how Tesco will stack up i'm not sure but the cover looks fine and, hey..........every little helps

[apache]

and few are more expensive than pet plan

 

I know a lot of vets with insured dogs (we know how expensive treatment can be) and they are all insured with PetPlan. Read into that what you will.

 

mines with them at the moment still but its certainly ramped up cost wise pretty fast despite her just coming up to 4 and never claiming.

Ref the injections isn't it cover related to conditions caused by not injecting that are excluded? I have to say I tend to vaccinate every two years up to about 8 and then cease usually simply because every injection carries a risk with it and by the best research going no one has actually proved resistance has gone by the end of year one

 

The biggest problem with the vaccs is the most important bits (lepto and Parvo) run out first. I have seen a dog with lepto 3 years after last booster and a dog with parvo 2 1/2 years after a booster. There is such a tiny risk versus the horror if the dogs pick up these infections that I would do nothing else other than keep my dogs vaccinated every year.

 

Working dogs in the countryside coming into contact with watercourses and rats are really really high risk for lepto. It's not a nice way to die for the dog. If you'd seen it you would vaccinate. I promise.

[al4x]

I know a lot of vets with insured dogs (we know how expensive treatment can be) and they are all insured with PetPlan. Read into that what you will.

 

 

 

weird though I know a fair few can't do work on their own animals at their employers premises. Spending money on insurance would have been a swear word in our household when dad had his practice. Though even now he still manages to do things like repair cruciates on his own dogs don't think its on the kitchen table but wouldn't put it past him