cockercas Posted April 2, 2012 Report Share Posted April 2, 2012 right bear with me on this one. ive decided seen as i carnt get a mortgage im going to get the other half a new car and keep the jimny purely for shooting. i have a soft top jimny and im toying with the idea of welding a bulk head behind the drivers/passenger seats and doing away with the rear seats and soft roof and having a mini pick up. so if i get a new car and weld and chop the jimny. how do i go on with insurance ect. Quote Link to comment Share on other sites More sharing options...
JR1960 Posted April 2, 2012 Report Share Posted April 2, 2012 Just notify them, it shouldn't make the slightest difference to your premium, unless you're 17 with 6 points of course. Quote Link to comment Share on other sites More sharing options...
-Mongrel- Posted April 2, 2012 Report Share Posted April 2, 2012 It probably will make a difference purely because you have altered the specfication of the vehicle from 4/5 seat passenger to two seat pick up. However, so long as you notify the insurance company and they acccept the mods then it shouldn't be a problem. There are specialised brokers who deal with modded cars if it proves a problem. Quote Link to comment Share on other sites More sharing options...
JDFrain Posted April 2, 2012 Report Share Posted April 2, 2012 a lad i know has just got his back from KAM suzuki (i think it was them) they do them and they look the business, keep us posted with how you geton with the project JDF Quote Link to comment Share on other sites More sharing options...
JR1960 Posted April 2, 2012 Report Share Posted April 2, 2012 You haven't modified the performance or anything else that should change your premium, if it does they're just taking the **** and you need to find a different insurer. I've modified 20+ Suzukis to various standards of modification and quite often, even very heavily modified trucks, are cheaper to insure than the standard one. Just ask first, if they load your premium (which they shouldn't for the mods you're talking about) have a shop round. That'll be Darren at KAP Suzuki, he's not a bad lad, not cheap mind....... Quote Link to comment Share on other sites More sharing options...
-Mongrel- Posted April 2, 2012 Report Share Posted April 2, 2012 Thing is that in-sewer-ants companies love to wriggle out of a claim, as such they need lots of ways to decline your claim, one of these being 'undisclosed modifications'. I know of a fellow who had a claim turned down as he'd fitted aftermarket wheels but not declared them - insurance voided. Quote Link to comment Share on other sites More sharing options...
cockercas Posted April 2, 2012 Author Report Share Posted April 2, 2012 and what about the dvla. do i notify them? Quote Link to comment Share on other sites More sharing options...
bobby dazzler Posted April 2, 2012 Report Share Posted April 2, 2012 It will change your insurance I have only taken the back seats out of my jimny and the insurance company stung me for more dosh Quote Link to comment Share on other sites More sharing options...
Luckyshot Posted April 2, 2012 Report Share Posted April 2, 2012 It will change your insurance I have only taken the back seats out of my jimny and the insurance company stung me for more dosh You want to change your insurance company then as removing seats should decrease your premium as less passengers = less people to claim if involved in an accident. My Landy insurance went down £16 when I removed the middle seat and replaced it with a cubby box. Quote Link to comment Share on other sites More sharing options...
Dr_evil Posted April 6, 2012 Report Share Posted April 6, 2012 Think you need to put it down on the V5 as a bodywork alteration then send that off…..just make sure they keep it as a PLG and don't change its class to commercial if it becomes a pickup, only saying that as most fender pickups are classed as commercials but that might be due to the load capacity Quote Link to comment Share on other sites More sharing options...
chrispti Posted April 6, 2012 Report Share Posted April 6, 2012 (edited) It will change your insurance I have only taken the back seats out of my jimny and the insurance company stung me for more dosh When I asked my insurance company about removing the rear seats in my Jimny, they said it wont make any difference to the price as long as the seats can be put back in. What about the likes of 7 seater cars, ford galaxy for example, where the rear seats are easily removed and replaced, your insurance doesn't go up and down every time you take a seat out. Less passengers to claim in the event of an accident. Less weight, less fuel consumption, better vehicle handling, breaks more efficient, no passengers to distract you and they bump the price up :blink: any excuse to pinch a bit more Edited April 6, 2012 by chrispti Quote Link to comment Share on other sites More sharing options...
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