TIGHTCHOKE Posted March 10, 2020 Report Share Posted March 10, 2020 54 minutes ago, silver fox 1 said: I’ve just had a reply from the insurance company they’re saying that Home Reloading Loading is fine as long as it’s within the law, As regards to putting steel shot through a non-proofed gun they said that would be one for the gun experts so it would appear you might not be insured Just to add this is only my insurance company your company could be different might be worth checking Which policy do you have? Quote Link to comment Share on other sites More sharing options...
silver fox 1 Posted March 10, 2020 Author Report Share Posted March 10, 2020 It’s a BASC policy Quote Link to comment Share on other sites More sharing options...
TIGHTCHOKE Posted March 10, 2020 Report Share Posted March 10, 2020 5 minutes ago, silver fox 1 said: It’s a BASC policy So it will only be 3rd Party. You mentioned your gun cover, when did they start including that? Quote Link to comment Share on other sites More sharing options...
silver fox 1 Posted March 10, 2020 Author Report Share Posted March 10, 2020 Gun cover. Just General insurance From BASC. How would it be third party insurance if you’re not covered for accident there would be no insurance surely Quote Link to comment Share on other sites More sharing options...
TIGHTCHOKE Posted March 10, 2020 Report Share Posted March 10, 2020 (edited) Your insurance from BASC and whoever its insurer is will be 3rd party in case you shoot someone or damage property. You gun will surely not be covered by the policy, will it? From BASC; "BASC insurances are always there for you as policies of first resort, with dedicated helplines and skilled claims handlers who support you throughout your claim. BASC insurance is well-known and widely accepted, including overseas. You can trust BASC insurance; BASC is fully regulated by the Financial Conduct Authority and is covered by the Financial Services Compensation scheme.BASC offers a specially tailored insurance package for shooters that comes with a range of additional benefits" Edited March 10, 2020 by TIGHTCHOKE Quote Link to comment Share on other sites More sharing options...
silver fox 1 Posted March 10, 2020 Author Report Share Posted March 10, 2020 Yes quite right, The point I’m trying to make perhaps not very well is if you’re putting steel shot through a non-steel proof gun and some sort of accident happens I don’t think you’re insured, The insurance company could just walk away and say it’s down to you you shouldn’t be doing that, A bit of a grey area I phoned them and asked this question and was told that’s one for the gun expert, I could imagine them banging on about The gun not being made to shoot steel where are the proof Mark’s, what do you think the experts would say I’m not sure I would fancy going to court over this one Quote Link to comment Share on other sites More sharing options...
Newbie to this Posted March 10, 2020 Report Share Posted March 10, 2020 6 minutes ago, silver fox 1 said: Yes quite right, The point I’m trying to make perhaps not very well is if you’re putting steel shot through a non-steel proof gun and some sort of accident happens I don’t think you’re insured, The insurance company could just walk away and say it’s down to you you shouldn’t be doing that, A bit of a grey area I phoned them and asked this question and was told that’s one for the gun expert, I could imagine them banging on about The gun not being made to shoot steel where are the proof Mark’s, what do you think the experts would say I’m not sure I would fancy going to court over this one Yes quite, and we all know insurance companies are falling over themselves to pay claims they can wiggle out of. If they can find an excuse not to pay, they will! Quote Link to comment Share on other sites More sharing options...
silver fox 1 Posted March 10, 2020 Author Report Share Posted March 10, 2020 9 minutes ago, Newbie to this said: Yes quite, and we all know insurance companies are falling over themselves to pay claims they can wiggle out of. If they can find an excuse not to pay, they will! That’s another story don’t get me started on that one 👍 Quote Link to comment Share on other sites More sharing options...
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