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4x4 insurance


vampire
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Hi all,just had my insurance renewal come through and they have quoted £126 fully comp :good: well happy so will stay with them again as no one comes near.

In case your wondering,its a 2.0 ltr petrol swb 1996 frontera with mods,bought just for shooting,so is a third vechicle and limited milage,club is 'muddy fronteras' and insurer is Frank Pickles :good:

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I'm a while off yet; but would I be best advised to join the Land Rover Owners Club?

 

webber

All i did was join 'muddy fronteras' forum as they got group deal as a club :good:

 

Doesnt matter how much no claims bonus you have as they dont do any :lol:

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Have just bought a Defender (slightly modified) and have been to every website offering insurance. Starngely enough, by the time you read all the small print and add on all the hidden extras they all come out at about the same price!

 

So, it's back to NFU who give a straight quote, no hidden extras, and realise that a twenty year old Land Rover is not any old car but does keep a residual value.

 

Other interesting facts discovered: insurance for self plus spouse is cheaper than self only, fully comp can be cheaper than TPF&T, a return rail ticket can be cheaper than a single. Oh, the joys of life in 21st century Britain!

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yep! frank for me as well. £138 fully comp. you dont need to worry about 'no claims bonus'

 

you need to be a member of a club, it can bean online club im member of pocuk.

limited mileage but you can pay extra for more. im on 5k pa

needs to be modified for off road type use. wheels, body jacked was all i put.

you only need to be named on someone else insurance for it to be a second car which is what i did.

 

 

you all so have 2gether that use the same insurance underwriters. they wouldn't allow the pajero as to many problems but spoke to frank and he sorted it out.

 

this is a specialist 4x4 insurance for off road users and not chelsea trackers, hence the need for modifications. there thought is that off roader dont worry about dents and scraps as its nature of the beast. so its more for if you run into someone/thing so your covered. i spent a long time last year sorting problems out because of 2gether so i will not use them anymore.

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