Income protection insurance

[steve_b_wales]

For the past few years, I took out insurance against loss of earnings. I reached state pension age recently but have decided to continue working for at least one more year. But, the insurance company informed me that I cannot continue paying for the insurance as I've reached state pension age. I explained that I'm still working.

Does anyone know of an insurance company where I can take out income protection despite being 'old'?

[mowdy]

The one I used to have was a waste of money as they would not pay out when I tried to claim . I think  it was called American mutual or something similar !! 

Edited May 28, 2023 by mowdy

[Rem260]

14 hours ago, mowdy said:

The one I used to have was a waste of money as they would not pay out when I tried to claim . I think  it was called American mutual or something similar !! 

I had a similar one and when I read the terms and conditions I realised the agent had miss sold it to me. But as he had retired there was nothing I could do about it. Moral being don't just take their word and read the small print.

[London Best]

My view is that we are over-insured as a Nation. 
You can insure almost anything if you are gullible enough.

[Westley]

A friend who is a Doctor and self employed had heart surgery.  He was off for 2 years and was fully paid by his Insurance Company. That allowed him to sell his surgery, replace all of his Patients with other Practices and retire. He thought it well worthwhile having.