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Charliedog

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  1. If you have the cash, pretty much
  2. Volvo XC70, capable all rounder if you must have an estate
  3. Had Golf Rs for last 10 years, Mk 7s and just about 3 years into a Mk 8, you wont be disappointed with the performance of either, all have been faultless but VW customer service is average. Honestly preferred the 7 to 8 as liked the manual box and the buttons on the 8 drive you to despair (not very intuitive). Both much quicker than you could possibly need.
  4. Toyota, customer service is exceptional
  5. Not sure I follow, pension is income, income is income, agree we pay too much tax though
  6. I have a skeet vest and clay jacket, normally a large (40/42) and both labelled large and fit fine, both great quality
  7. That's true but the general public are less likely to be offended if they are unaware is my point
  8. To be fair, each to their own, my gripe is why film it and put it on social media, some things (like this) best kept under the radar in my opinion
  9. Not sure this is correct, I can start claiming my private pension at 55 (rising to 57 in 4 years time from memory), I pay no tax on my contributions and the lifetime allowance is over £1 million pounds (which is sufficient for most)? And the limit on the lifetime allowance is to be abolished in April 2024 by the current government?
  10. I kind of understand but looking at the number of large new 4x4s on the school run, latest mobile phone contracts, 2 foreign holidays per year spread across social media etc etc, all of which will be on tick, maybe they should prioritize for their retirement. My folks had none of this and they are comfotable as they got their priorities right, I should be very comfortable if I make old age but I have lived within my means (just).
  11. I feel pretty fortunate, I was strongly advised to start paying into a private company pension when i started work some 35 years ago, it was the last thing on my mind at the time but what I struggle to understand is why so many people appear to be relying solely on a state pension?
  12. Probably always will be a bit divisive, not sure why anybody would feel the need to show it off on a public channel.
  13. I have the shooterking venatu jacket and trousers, both excellent and good value at sale prices, only negative a bit warm but great in the winter. Only shooterking gear that I have been disappointed with were their early fleeces, pretty thin.
  14. Think you are better off buying mid range (tefal type £30) and change more regularly, they all deteriorate, you cant beat a new one.
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