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car and insurance


olim
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i am 17 and own a mitsubishi pinin 2.0 petrol as my first car with my own policy. I am on the NFU and the car is taxed under a commercial vehicle as it only has 2 seats. the insurance is £1300, and the car was £1800. And 4x4 that is classed as a commercial vehicle is relatively cheap to insure on a commercial policy. This is the only way of doing it to my knowledge :good:

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have to say thanks to whoever mentioned adrian flux. i just got quoted £1700 a year for the grand vitara :D thats fully comp and cheeper than my clio (which is thirdparty, fire and theft)

 

im pretty chuffed with that and will be buying my car next week :good:

 

 

The joys of being 17 :lol::lol::lol: (not)

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Insurance for the young is gagued on the actions of the driving behaviour of other young drivers and am seeing more stupidity than ever in this area,sat in traffic on a three lane junction today behind one car see a car getting closer behind see him looking down at his passenger seat tried to edge forward to maybe change lane then bang and I am shunted into the forward car ,I pulled the silly **** Witt out his car ,he admitted to playing with his phone stood there in his flip flops and daft face saying ,what is the liquid coming out of his car and could I help him ,sat here tonight nursing a neck full of pain which will get worse in the morning,

Mate that's why your insurance is so expensive you'll get boxed up with pricks like that :hmm:

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its very easy to blame young drivers, I'm 22 - accidents to date: 3 at fault: 0

 

I was hit in a carpark by an old lady (70+) who tried to deny it, lucky a few people saw what happened and she finally admitted fault.

 

I was the victim of a hit and run, middleaged suspected drink driver who left the scene despite me being badly hurt

 

and finally I was shunted by a chap in his 50's who despite witnesses denied all responsibilty and said I pulled out on him, how I was supposed to do that sat in traffic I don't know! Still having problems with my back to this day (2 years on)

 

So all of this, despite all being recorded as non-fault have put my premiums up year on year since I passed my test at 18. Apparently the insurers believe in "bad luck" when your the victim :no:

 

On the + side - putting the time in shopping around is definitely worthwhile: call, email etc. as many companies as you can and don't be afraid to play them off "direct line has offered me such & such..."

 

Good luck to anyone thats looking

 

D

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I'm guessing you didn't give him a hug then? :lol::lol:

I showed him where to put the water and said he would be better off with a tow truck,he had admitted he was a dumb and inexperienced driver,and don't make my neck and back better,but I showed him compassion and never even shouted at him! :good:

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