House deeds

[Hendrix's rifle]

Could anyone help with this? Basically, me and the Mrs have bought our first house. The owners of said house have had it in there family since it was built and have lost the deeds to the house. Subsequently it has never been registered with the land registry and the deeds have to be re-instated before we can move in. Anyone on here done it before? If so, how long did it take? Thanks

[Munzy]

Never heard of a house never having been recorded by the Land Registry. What did your conveyancer advise?

[bostonmick]

it must have been registered or you solicitor would not have been able to do the conveyance,and building society/bank would not release funds either

Edited May 24, 2017 by bostonmick

[Eyefor]

Never heard of a house never having been recorded by the Land Registry. What did your conveyancer advise?

 

Not every house is registered.

 

Now that it has been sold to you, it will be registered in your name(s).

 

Info here https://www.gov.uk/registering-land-or-property-with-land-registry/when-you-must-register

 

Quote

 

Your property might not be registered if you owned it before 1990 and haven’t mortgaged it since. Check if your property’s registered.

You must tell HM Land Registry if you transfer ownership of your registered property to someone else.

Unquote

 

Check it online and / or speak with your Solicitor / Conveyancer who will clarify matters for you.

Edited May 24, 2017 by Eyefor

[bear-uk]

If there's no proof of ownership then surely anyone can lay claim to it.

I have some deeds in my desk that need to be registered electronically, and apparently its a drawn out job according to a mate that's trying to do the same.

What helps things along is, if anyone have the original mortgage agreement to prove some sort of paper trail.

[Dougy]

Isn't this what the solicitors sort out ? If not then the sellers can't sell until it's registered. So if they want to sell pass it back to the sellers to sort.

[bear-uk]

If its been in someones family since new as the OP said, and passed down there might be fun and games proving who owns it. That the problem my mate is having as there is no paperwork for any Mortgages.

Assuming the OP has a Mortgage and gone through a Solicitor then there must be some paper trail in force.

[Hendrix's rifle]

Sorry I should have been clearer. The sellers are sorting it with there solicitors. Were just waiting for it to be sorted out. They have relevant documents in regards to who owns it ad it's all in the will that was left to the seller along with a load of other bits. Only thing that's missing is the deeds. I know it ISN'T registered through the land registry hence the issue no one has the deeds and they arnt kept anywhere else because of it. Hope that makes things a little bit clearer and thanks for the help

[bear-uk]

The Deeds were probably stashed in some now defunct Solicitors safe.

[Eyefor]

The Deeds were probably stashed in some now defunct Solicitors safe.

 

If it was registered it would say so at Land Registry.

 

Paper deeds are defunct and are not required to prove ownership

 

If ownership has not changed since pre 1990 and / or a mortgage has not been taken out on it since 1990 it may not have been registered.

 

Follow the link in my previous post and rtfm

Edited May 24, 2017 by Eyefor

[bear-uk]

I've put your link in favorites for further reading when I get chance to sort mine out.

The deeds I have for an old terrace house are quite large and bulky. When I paid my Mortgage off, the Halifax kept the deeds for safe storage. Suppose thats irrelevant now if there in Digital form.

[Mungler]

We still see parcels of unregistered land.

 

Normally family owned property investments (e.g. Grandfather bought it after coming here whilst escaping the Germans) or farming related (generational tenancy and the freehold owner hasn't needed to register (e.g mortgage).

 

There are no paper deeds anymore following electronic registration at the Land Registry

[Hendrix's rifle]

We still see parcels of unregistered land.

 

Normally family owned property investments (e.g. Grandfather bought it after coming here whilst escaping the Germans) or farming related (generational tenancy and the freehold owner hasn't needed to register (e.g mortgage).

 

There are no paper deeds anymore following electronic registration at the Land Registry

That's the problem, it was never registered with land registry or any of that. That's why they need to be re-instated.

[CharlieT]

We still see parcels of unregistered land.

 

Normally family owned property investments (e.g. Grandfather bought it after coming here whilst escaping the Germans) or farming related (generational tenancy and the freehold owner hasn't needed to register (e.g mortgage).

 

There are no paper deeds anymore following electronic registration at the Land Registry

Indeed.

 

I recently bought a 150 acre parcel of land that was not registered. It's no big deal.