TOPGUN749

Yes,state pension is currently £10,600,and my private pension is almost £2,000, will probably start paying £15 a month income tax after April,ridiculous on such a low income!

My house is paid for,car too,so it’s just all the usual bills,council tax of £1250 a year being the biggest.I tend to spend about £9,000 a year in total out of my £12,500 pensions, so some left over for luxuries if I wish.

Yes Alan is a RFD, and there to check guns for sale I’m sure.Nice chap too!

That is disgusting Alan,I know how expensive these are,it’s a big loss. Sad that you can’t leave anything out of your hands for a second these days. It may appear for sale on eBay or somewhere similar.

Some do,some don’t even live to collect a penny pension.Luckily we have far many more workers paying in than we did in 1948!

By percentage only not in pounds!

Fine if you get a high income,not much good if taking home under £10 a hour! Or too sick to work.

Thresholds need to rise especially the £12570, up to at least £15,000,and percentage tax needs to rise to compensate say 25% above £15,000 .National insurance should continue at 10% right up the income scale not reduce to 2% for the rich.

Yes unemployment benefits should also get the triple lock, always been far too low.I remember getting £130 a month 35 years ago,and it’s only about £350 a month now.Workers are already paying into a pension fund called National Insurance if they earn enough (over £242 a week) The new state pension is set at just above the level to receive housing benefit by £2 a week.That applies to council tax rebates too.

If it’s gone way beyond the bare minimum try living on the £883 a month.It’s a pension- of course it’s meant to last until we die,whether 1 year or 35 years.

Yet the workers still receive far more! There is not enough tax at the top end,those taking home £3,000 a month or more need to pay more,and at £5,000+ a great deal more. Many don’t earn enough to pay into private pensions if taking home under £10 an hour.Also most certainly don’t own 5 bedroom houses! Excellent point!

When I was working a few years ago, the only extra outgoings I had was travelling to work costs,everything else,housing,council tax,food, bills all the same! We need to get the state pension up to a decent level,probably by taxing more those on above about £40k, to ensure the pension is there for everyone indefinitely.

Perhaps you’re forgetting that 8.5% of £203.85 a week is only £17.32 before tax if applicable. Yet if a worker gets 6% on £600 a week they get £36 extra before tax,so are far better off! The triple lock must stay to protect today’s pensioners and you and and all future pensioners! Continuing to work in their demanding physical jobs past 66? Ridiculous! Employers would soon get rid and employ young fit workers! We don’t all sit behind desks do we?

With the £457.60 a week they lose £64.76 to tax and national insurance,also their pension contributions,and travel to work expenses,probably end up with £350. Works out at £3.20 an hour above the April state pension,not a lot really! Yes,council tax going up about 10% for a start,so £220 extra a year if band D here! Then water up,broadband up 8%,insurance up massively, tv license up by about £20.

8.5% increase was based on inflation from last September I believe, two years ago inflation was high yet they only gave 3.1%. Started mine last September,£815.40 every 4 weeks,I stopped working 3 years ago,and paid no income tax since.No sense working past when you don’t have to and paying 20% or more to governments.

Try a hot air gun on it and soak the barrels in something like thinners or Petrol, should loosen it,in future remove then after every use,and oil them.

I haven’t heard this but I wouldn’t be surprised.Lighter loads have their place in certain circumstances,however the manufacturers don’t lower the prices as they should.Lead shot is almost half of the cost of cartridges,so if a 28 gram costs £300 a thousand,16 gram should cost £240,yet would probably be £285.

As soon as they are trained they get better offers from private practices and off they go.The system needs change, instead of paying NHS dentists a fee for the treatment they carry out we should be paying them a fixed salary that can compete with private rip off places.

I have been with Vodafone for mobile and broadband a few years.Get a discount for having both,but paying £23 a month for fibre2 about 50mbs. Am expecting them to rip us off in April with their 4% + inflation increases.

Maybe out of stock as several types are,but around £150 a slab when available so only adds 10% for delivery.

Yes of course if that was the only place to get cartridges from,however most of us can collect near home from a dealer paying less.

Their minimum delivery charge is £15, not worth it,adds almost 20% to a slab,same £15 up to 1,000 delivered.

The income limit for a single person is currently £201.05 to claim pension credit,deliberately set at that level just under the new pension of £203.85, so most new pensioners can’t qualify. In April the new pension will be £221, and they will then set the threshold at about £218. Clever stuff!

The income limit to qualify for pension credit is deliberately set just below the new state pension rate,at about £201 a week I believe so if you receive the £203.85 you can’t claim any extras! It’s the main reason the higher new pension was introduced-to stop claims for all the council tax rebates,housing etc.

I know of someone who hasn’t worked for over 30 years,getting a sickness benefit and getting full council house rent paid and free council tax,now recently turned 66,gets the full £203.85 a week pension and continuing to pay zero rent or council tax,the whole package must be worth £18,000 a year.I have worked 45+ years paying National insurance and all I get is the £203.85 a week. You are talking about your private pension I take it? As the state pension age is currently 66.