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First Time Buyers + Benefits


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awwwwwwwww uncle henry <big hug>

 

 

...... so...... sorted your will out yet? huh huh huh? <big winning smile>

Not yet.........<pats his lap>......have a seat and we`ll talk about what comes up :P (he`s away at the moment isn`t he??)

 

Pav, you have done well and got your first rung, that puts you up above most mate so well done.

 

Hard work pays off in the end.

 

 

LB

:good::lol: Totally agree.......work and pay now loaf and play later :lol:

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What makes my blood boil is not the fact that there are so many people on benefit (deseved or not), but that the system always seems to make it easy for the non-deserving cases whilst the widowed mother/father with young kids to feed is lucky to get enough to nourish his kids properly let alone buy scratch cards or holidays. We've all seen on TV or read/heard about the perfectly able bodied people with 15 kids, 10 dogs and a goldfish who won't work only because they'd have to take a pay cut. Its the intolerable incompetence of those that administer the benefit system that ultimately cause outrage because they work unbendingly to a set of rules that are hopelessly out of date. :good:

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What makes my blood boil is not the fact that there are so many people on benefit (deseved or not), but that the system always seems to make it easy for the non-deserving cases whilst the widowed mother/father with young kids to feed is lucky to get enough to nourish his kids properly let alone buy scratch cards or holidays. We've all seen on TV or read/heard about the perfectly able bodied people with 15 kids, 10 dogs and a goldfish who won't work only because they'd have to take a pay cut. Its the intolerable incompetence of those that administer the benefit system that ultimately cause outrage because they work unbendingly to a set of rules that are hopelessly out of date. :good:

 

You need to be wearing their shoes to see how skint you can get be and have cupboards with no food in them when you get home from school.

 

Been there, it was called my childhood.

 

 

 

 

LB

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Pav, as many have stated you're on the rung of the ladder, it may be the first one but time flies mate and before long you'll be very pleased you took the plunge. I'm 42 and we decided to buy, after years of rented accomodation, just 8/9 years ago and while we're not in as good a position as many we aint complaining atall. You've made a wise choice. :good:

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What makes my blood boil is not the fact that there are so many people on benefit (deseved or not), but that the system always seems to make it easy for the non-deserving cases whilst the widowed mother/father with young kids to feed is lucky to get enough to nourish his kids properly let alone buy scratch cards or holidays. We've all seen on TV or read/heard about the perfectly able bodied people with 15 kids, 10 dogs and a goldfish who won't work only because they'd have to take a pay cut. Its the intolerable incompetence of those that administer the benefit system that ultimately cause outrage because they work unbendingly to a set of rules that are hopelessly out of date. :good:

 

You need to be wearing their shoes to see how skint you can get be and have cupboards with no food in them when you get home from school.

 

Been there, it was called my childhood.

 

 

 

 

LB

I think you miss my point LB, what I was trying to convey is that it's not always those that need help that get it.

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i have read these posts with great interest, and can say there is many different storys out there.

i was lucky and when i was 21 bought my first home and nuckled down and stayed out the pub most

of the time :lol: i sold it for 3 times wot a payed for it , lady luck was watchng over me i then bought the house i live in today.

boring you say but my grump is that we now have two lovely kids sara 4 and andrew 2 wots he on about :lol:

 

 

right its like this family tax credits, =cash for child care etc fine, but because i under estimated my earnings

for last year im now one of 100s having to pay back a large some of money ie 1400 quid this is poo as this is = to a months wages or there abouts

the reason for earning more was far more over time than exspected

so this now tells me to work less and claim more

 

the system is all rong for these credits as i see it

 

so as i see it if i took a month of last year i would of had lots of time to shoot pigeons and lots of time to spend with the kids and mrs, and still be as well off :P

 

can you see my point :P and anyone else in the same position :P

 

cheers and thanks for reading

 

kirky :P

 

 

Yeah like the TV said

 

"we pay upto 75% of your childcare costs to help you back into work"

 

I was already IN work and guess how much they actually paid in reality??

 

They paid £5 a week :P Now last time I went to school £5 was NOT 75% of £87!!!!!!!

 

Anyway i am gonna dart off as My Kid needs to go to School :good:

 

LG

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awwwwwwwww uncle henry <big hug>

 

 

...... so...... sorted your will out yet? huh huh huh? <big winning smile>

Not yet.........<pats his lap>......have a seat and we`ll talk about what comes up :good: (he`s away at the moment isn`t he??)

 

 

yes indeed.

 

*hops on lap*

 

 

 

it's very simple. i don't want much and i'm not high maintenance. i just want a skyline, a range rover for the dogs, a simple (on the outside but full of all modern gadetry inside - like plasma screen, wireless and lap top, bose sound system etc) cottage with at least 4 spare rooms, a HUGE kitchen with aga and one of those american style fridge freezers. o and a set of global kitchen knives. o, and a gaggia coffe maker, a dualit toaster. all these rooms need to be on suite btw. ooo an indoor sauna and an outdoor hottub. i reckon about 20 acres and im happy. but i want some kinda of wooded area too. um, the dogs need a new high tech dog bath, blaster/dryer. o and they need knew scissors. the last ones i paid £150? blunt already. tsk tsk. -rolls eyes-. o, they could do with a pool. ahhhh i know. i can save you money on my vacation requirements. instead of at least one haul and one european trip a year, just get me a hut in french polynesia and my own jet and i'm sorted.

 

so henryd, anything come up yet?

 

ha.

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awwwwwwwww uncle henry <big hug>

 

 

...... so...... sorted your will out yet? huh huh huh? <big winning smile>

Not yet.........<pats his lap>......have a seat and we`ll talk about what comes up :P (he`s away at the moment isn`t he??)

 

 

yes indeed.

 

*hops on lap*

 

 

 

it's very simple. i don't want much and i'm not high maintenance. i just want a skyline, a range rover for the dogs, a simple (on the outside but full of all modern gadetry inside - like plasma screen, wireless and lap top, bose sound system etc) cottage with at least 4 spare rooms, a HUGE kitchen with aga and one of those american style fridge freezers. o and a set of global kitchen knives. o, and a gaggia coffe maker, a dualit toaster. all these rooms need to be on suite btw. ooo an indoor sauna and an outdoor hottub. i reckon about 20 acres and im happy. but i want some kinda of wooded area too. um, the dogs need a new high tech dog bath, blaster/dryer. o and they need knew scissors. the last ones i paid £150? blunt already. tsk tsk. -rolls eyes-. o, they could do with a pool. ahhhh i know. i can save you money on my vacation requirements. instead of at least one haul and one european trip a year, just get me a hut in french polynesia and my own jet and i'm sorted.

 

so henryd, anything come up yet?

 

ha.

 

 

 

Just make do with the bloody tent woman :good::lol::lol::P:P:P:P

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What makes my blood boil is not the fact that there are so many people on benefit (deseved or not), but that the system always seems to make it easy for the non-deserving cases whilst the widowed mother/father with young kids to feed is lucky to get enough to nourish his kids properly let alone buy scratch cards or holidays. We've all seen on TV or read/heard about the perfectly able bodied people with 15 kids, 10 dogs and a goldfish who won't work only because they'd have to take a pay cut. Its the intolerable incompetence of those that administer the benefit system that ultimately cause outrage because they work unbendingly to a set of rules that are hopelessly out of date. :D

 

You need to be wearing their shoes to see how skint you can get be and have cupboards with no food in them when you get home from school.

 

Been there, it was called my childhood.

 

 

 

 

LB

I think you miss my point LB, what I was trying to convey is that it's not always those that need help that get it.

 

 

Yes I did PO3, my apologies mate.

 

 

 

LB

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Pav, you have done well and got your first rung, that puts you up above most mate so well done.

 

Hard work pays off in the end.

 

 

LB

 

very true LB and dad gets to help with odd jobs whilst pav and Highlander go shooting

 

smashing :good:

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