bobt Posted September 10, 2013 Report Share Posted September 10, 2013 I didnt see nobs or sacs on the tv or radio, when the shooting tradgedys were going on. I will stay with Basc. Quote Link to comment Share on other sites More sharing options...
figgy Posted September 11, 2013 Author Report Share Posted September 11, 2013 I didnt see nobs or sacs on the tv or radio, when the shooting tradgedys were going on. I will stay with Basc. I am also with BASC and don't plan on leaving them. They do a lot for us. I went with sacs for the extra cover rather than pay to top with BASC and to support more than one organisation. As I pay for my sons membership it's cheaper for sacs family membership for him than another individual BASCmembership,he don't shoot anthing like as much as I do. Only a couple of game days and clays in summer. Figgy Quote Link to comment Share on other sites More sharing options...
Dee Wildfowler Posted September 11, 2013 Report Share Posted September 11, 2013 See my posting today on the BASC insurance thread. John Quote Link to comment Share on other sites More sharing options...
gazbev Posted September 12, 2013 Report Share Posted September 12, 2013 I am with sacs, they will give you 100k legal fees which I was told by a BASC rep at a game fair they don't cover. It's only 30 pounds and they don't mind going head to head with the authorities. Basc is a fantastic institution that supports conservation but if money is tight and its just insurance you are after SACS offer a better cover for less than half the price Quote Link to comment Share on other sites More sharing options...
DrBlox Posted July 9, 2014 Report Share Posted July 9, 2014 (edited) Just joined SACS with my three kids. Bumpity, bump. I joined SACS for the main reason of "free kids" then legal fees. I had a brainwave, after a lesson with Baker_Boy (and after being given a BASC cap) about what would SACS membership mean for us south of the border if independence arrives for the Scotchlanders. I've just got a very interesting reply from them: Hi DrBlox, Thanks for your message. It is a case of wait and see, but if we do get a vote for independence (looking unlikely from the polls) then there will be a bedding in period so no immediate concerns in terms of insurance etc. Our insurance is through Lycetts in Newcastle so, oddly enough, our members outside Scotland have more certainty! So, yes, wait and see. Common sense will hopefully prevail. Even with the uncertainty, membership is growing rapidly, north and south of the border and in Northern Ireland. Whether that is a view on the vote or belief in SACS and the work we do or a combination, I do not know. We haven’t even advertised. Roll on September… All the best, Alex I wonder what percentage of SACS membership is "South of Hadrian's Wall"? Edited July 9, 2014 by DrBlox Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 9, 2014 Report Share Posted July 9, 2014 (edited) Thought SACS dropped their legal expenses cover lest year - that's what their December newsletter said.... BASC introduced £100k of legal expenses cover for all members on 1st March 2014 Edited July 9, 2014 by David BASC Quote Link to comment Share on other sites More sharing options...
figgy Posted July 9, 2014 Author Report Share Posted July 9, 2014 Surely they can't drop it from members who have that cover when joining up, only no legal cover for new members after the news letter. Figgy Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 9, 2014 Report Share Posted July 9, 2014 Typically insurance policies run for 12 months , and once they run out at renewal for example than typically everyone would have their cover cease under the policy from that point onwards. Similarly, when the BASC legal expenses policy started on 1st March every member was covered from that point regardless of the fact that none of the current members had paid for it. Quote Link to comment Share on other sites More sharing options...
DrBlox Posted July 9, 2014 Report Share Posted July 9, 2014 Thought SACS dropped their legal expenses cover lest year - that's what their December newsletter said.... BASC introduced £100k of legal expenses cover for all members on 1st March 2014 Fair enough - but my SACS renewal for myself and 3 kids will be £35 (or 35 Spondulichs/Bawbies come creation of the Scotchlanderish currency). How much David for a 44 year-old, a 14 year-old, a twelve year-old and a 7 year-old to all be BASC members? Ooooh, this looks useful - I was thinking about a trip over la manche so my kids can practice speaking... Quote Link to comment Share on other sites More sharing options...
pegasus bridge Posted July 9, 2014 Report Share Posted July 9, 2014 I had been with sacs for 3 years because of the addtional cover. Ive just renewed with Basc , mainly because they sent a letter out which was so Scottish-centric I thought why bother with my English money. I didn't realise they had poked off the additional cover!! Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 9, 2014 Report Share Posted July 9, 2014 BASC membership costs more than SACS, I fully accept that the cost for you and the two youngsters would be much more - £69 for you and £22 for each for those under 21, and if SACS fits your bill (sorry for the pun) then fair enough But to be fair its a totally different package so its not exactly comparing apples with apples, but at least you have put your hand in your pocket and joined an association, something that cant be said for an awful lot of shooters! David Quote Link to comment Share on other sites More sharing options...
wyatt Posted July 9, 2014 Report Share Posted July 9, 2014 My understanding from the news letter was that SACS have stopped providing the insurance cover via a broker and are paying any claims/costs direct from their membership fees. Quote Link to comment Share on other sites More sharing options...
Harnser Posted July 9, 2014 Report Share Posted July 9, 2014 I don't understand why anybody would join a shooting organisation just for the insurance cover . I am a BASC member and have been since the WAGBI days . I support BASC for the work that they do for shooting and conservation . When it comes to insurance I have a household policy that will cover me for legal expenses of up to£3,000,000 worth of legal expenses and damages for third party liability . Harnser Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 10, 2014 Report Share Posted July 10, 2014 timarp, Yes I understand that's exactly what they have done, and something BASC used to do to , and funnily enough were criticised by several SACS members on here and other forums for self insuring when SACS had their legal expenses policy.... There are of course advantages to both systems, self insuring can be much less expensive for the organisation offering it, for example. But on the other side of the coin with an insurance package you tend to have much greater financial resources behind you. Quote Link to comment Share on other sites More sharing options...
DrBlox Posted July 10, 2014 Report Share Posted July 10, 2014 Thought SACS dropped their legal expenses cover lest year - that's what their December newsletter said.... ...and, as if by magic, here is the announcement of SACS's new legal fees scheme from the December newsletter. I say magic because it was being used as a bookmark in one of my priceless collection of 70's Grattan catalogues (which magically all seem to fall open at the lingerie section): http://i1282.photobucket.com/albums/a534/born_3/20140710_SACS-1_zps830151dd.jpg http://i1282.photobucket.com/albums/a534/born_3/20140710_SACS-2_zps1db0c96e.jpg Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 10, 2014 Report Share Posted July 10, 2014 Yep that's the one Quote Link to comment Share on other sites More sharing options...
Bitfitter Posted July 10, 2014 Report Share Posted July 10, 2014 Hope you don't mind me asking David but assuming I am a keeper member and I was maliciously accused of a wildlife crime in what way would the Basc and there 100k legal insurance help if at all? Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 10, 2014 Report Share Posted July 10, 2014 Good morning, the insurance for legal expenses we have is only for firearm / shotgun/ airgun appeals Quote Link to comment Share on other sites More sharing options...
Bitfitter Posted July 10, 2014 Report Share Posted July 10, 2014 Good morning, the insurance for legal expenses we have is only for firearm / shotgun/ airgun appeals Thank you for the reply, so presumably I can take it that should I be maliciously accused of a crime then Basc will not help in any way then? Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 10, 2014 Report Share Posted July 10, 2014 On the contrary, we have often helped members who have been maliciously accused, also just because wildlife crime is not covered under the legal expenses insurance policy does not mean that we cant or wont fund legal cases ourselves. Quote Link to comment Share on other sites More sharing options...
Bitfitter Posted July 10, 2014 Report Share Posted July 10, 2014 On the contrary, we have often helped members who have been maliciously accused, also just because wildlife crime is not covered under the legal expenses insurance policy does not mean that we cant or wont fund legal cases ourselves. Thats a lot more reassuring thank you Quote Link to comment Share on other sites More sharing options...
wyatt Posted July 11, 2014 Report Share Posted July 11, 2014 I would also like to add that the Insurance and legal expenses cover are different things. Insurance is still held via a broker and paid for by premiums. Legal cover is now supported 'in house' and paid out of membership fees. Cases are first assessed by a firearms solicitor to ensure that they do require assistance before being progressed. I apologies for incorrect terminology which I'm sure I have used but hopefully you get the gist. Quote Link to comment Share on other sites More sharing options...
David BASC Posted July 11, 2014 Report Share Posted July 11, 2014 Premiums for an insurance policy, be it for legal expenses or third party liability are paid for from membership subscriptions, just as self insurance is. The key difference is that typically the amount of money in the insurance 'pot' is far in excess of the level of maximum cover for a claim listed on the policy , where as self insurance is by default limited to the amount of cash reserves ring fenced. Having each potential claim assessed by a specialist lawyer / barrister is very wise practice as it prevents money being spent on cases that will have little chance of success in law David Quote Link to comment Share on other sites More sharing options...
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