TONY R Posted April 28, 2016 Report Share Posted April 28, 2016 Insurance has got cheaper last couple of years for young people, seem to be noticing some very dangerous driving lately by young people again. Seems like the mid 90s all over again. Quote Link to comment Share on other sites More sharing options...
rimfire4969 Posted April 28, 2016 Report Share Posted April 28, 2016 My daughter 1.1ltr micra first year £1100 this year with a year no claims £760 both with black box. Quote Link to comment Share on other sites More sharing options...
Mitchiet123 Posted May 9, 2016 Report Share Posted May 9, 2016 For Christ's sake don't let an 18 year old drive a civic type R. I would have killed myself if I had something that fast at that age! Hahaha Quote Link to comment Share on other sites More sharing options...
Fuji Shooter Posted May 10, 2016 Author Report Share Posted May 10, 2016 For Christ's sake don't let an 18 year old drive a civic type R. I would have killed myself if I had something that fast at that age! Hahaha He has been driving since he was 12 and has had a couple of seasons in a works Ginetta so I think he can handle himself. Quote Link to comment Share on other sites More sharing options...
longspoon Posted May 10, 2016 Report Share Posted May 10, 2016 My son has a Honda Civic type R, a very lively beast ! Quote Link to comment Share on other sites More sharing options...
Mitchiet123 Posted May 10, 2016 Report Share Posted May 10, 2016 He has been driving since he was 12 and has had a couple of seasons in a works Ginetta so I think he can handle himself. Lol i was only take the pee mate. My friend had a nissan 370z at 18 (0-60 in 5 seconds) but was a better driver than 90% of the population. Quote Link to comment Share on other sites More sharing options...
robbiep Posted May 10, 2016 Report Share Posted May 10, 2016 (edited) my 21 yr old is £600 in a clio............admiral multi policy job. Bear in mind if they make a claim, then ALL of you get your NCD clobbered on renewal Edited May 10, 2016 by robbiep Quote Link to comment Share on other sites More sharing options...
norfolk dumpling Posted May 11, 2016 Report Share Posted May 11, 2016 As a former insurance underwriter I can assure you the accident rate and cost of young lads is such most insurers would rather not touch them! Young lasses are considerably better but some EURO (Belgium.) *** decided this was discrimination so all pay same rate now. The safest risk is the 65yo male living in rural Norfolk and the 18 yo lad living in a city area is about 100 times (& the rest) more likely to have a serious crash. Dont buy him a Type R and don't let him out at night. Also don't let him out with his mates on board - this worsens risk exponentially! In my old life we petitioned Government to increase licensing age and limit power. Also a curfew was suggested - yes they really are that bad and insurers make no money out of them. The rest of us subsidise them. Black box monitoring is excellent ie how they drive and where and when they drive - go for one of those companies who have such a product but for gods sake buy him a Micra not a Type R. Quote Link to comment Share on other sites More sharing options...
Fuji Shooter Posted May 11, 2016 Author Report Share Posted May 11, 2016 As a former insurance underwriter I can assure you the accident rate and cost of young lads is such most insurers would rather not touch them! Young lasses are considerably better but some EURO (Belgium.) *** decided this was discrimination so all pay same rate now. The safest risk is the 65yo male living in rural Norfolk and the 18 yo lad living in a city area is about 100 times (& the rest) more likely to have a serious crash. Dont buy him a Type R and don't let him out at night. Also don't let him out with his mates on board - this worsens risk exponentially! In my old life we petitioned Government to increase licensing age and limit power. Also a curfew was suggested - yes they really are that bad and insurers make no money out of them. The rest of us subsidise them. Black box monitoring is excellent ie how they drive and where and when they drive - go for one of those companies who have such a product but for gods sake buy him a Micra not a Type R. You are assuming that he is a typical 18 year old which he is not. Sure there are a lot of 17 and 18 year olds out there who do drive like idiots. As I said he has been driving since the age of 12 and competing in motorsport in the Ginetta Junior Series. He has driven around all of the tracks in the UK including Silverstone and has spent even more time on skid pans perfecting handling skills. He passed his test 2 days after his 17th birthday and then past is IAM test a month later. He probably knows more a cars handling limits than someone who has been driving for most of their life. He did have a black box in his Jag and he scores all 10s most days the only time it varies is when he drives out of their favourable hours which his difficult when you are a musician. He has a responsible job and earns good money, he is buying the car and insuring it in his own name so he can buy what he wants. He is a sensible driver who I trust will respect other motorists. Quote Link to comment Share on other sites More sharing options...
Ryan gun Posted May 25, 2016 Report Share Posted May 25, 2016 Got a audi a3 1.8 turbo as my second car after 6 months of driving at 17 years old and cost me £800 for year with no blackbox with both parents as named drivers. I must be lucky or something Quote Link to comment Share on other sites More sharing options...
Del T Posted May 25, 2016 Report Share Posted May 25, 2016 Just talking to a mate of mine. He's got a Clio cup and pays £3000 a year to insure it!! He's 20 so not a 17 year old but still pays that.I said he must be mad. I find it funny that the lad wants a type r but is going to drive it like a granddad! Yeah right!! A bit like me pootling about in my 1.9 gti at 18!! It wasn't done, it was thrashed every night and everywhere!. Quote Link to comment Share on other sites More sharing options...
BrowningB525 Posted May 25, 2016 Report Share Posted May 25, 2016 Got a audi a3 1.8 turbo as my second car after 6 months of driving at 17 years old and cost me £800 for year with no blackbox with both parents as named drivers. I must be lucky or something How many miles were you limited to? Quote Link to comment Share on other sites More sharing options...
Ryan gun Posted May 25, 2016 Report Share Posted May 25, 2016 No milage limitation fully comprehensive brake down cover,keys and everything Quote Link to comment Share on other sites More sharing options...
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