J@mes Posted January 21, 2008 Report Share Posted January 21, 2008 yes, loads of people do it and it costs insurance firms absolutely loads - so insurance firms are cracking down on it. Whos to know? When it comes to claim time, (and if its a big claim) they may well want to investigate it. If they suspect fraud, they may well ask the neighbours "who drives the car the most?" and we all know how insurance firms love to avoid paying out..... Only way to get a child insured? balls. My first full time job paid £150 a week. and I paid £50 a week to insure my car (a 1.0 Mk3 Fiesta.) Cant afford £50 a week? get the bloody bus then, I'd like to drive a ferrari but I wont commit fraud and leave myself open to prosecution in order to do so. Unlikely to happen? maybe. worth the risk? up to you. Quote Link to comment Share on other sites More sharing options...
codling99 Posted January 21, 2008 Report Share Posted January 21, 2008 dunno what it s like around where you live ,but if someone in a suit came asking questions at a neighbours near where i live ,they ll tell them to get a lif3 and stop snooping,we look after each other ,and very rare any one will say anything incriminating about a neighbour , may be a welsh thing . Quote Link to comment Share on other sites More sharing options...
mikky Posted January 21, 2008 Author Report Share Posted January 21, 2008 thanks for the advice,i will contact all the insurers you have suggested.....either way it looks like my tikka t3 tactical is on hold Quote Link to comment Share on other sites More sharing options...
Bazooka Joe Posted January 21, 2008 Report Share Posted January 21, 2008 I'm through SwiftCover, found them the cheapest by far. You do it all on the Internet, your own little webpage, print your own Doc's off, etc. Me & our Lass on the same policy, & she's still learning, fully comp, with a load of extra's £200 & odd quid, recommended by Confused.com aswell. VW Polo 1.9 Diesel, well chuffed. Don't know what they be like with your daughter, but it's worth a bell. BJ. Quote Link to comment Share on other sites More sharing options...
dustyfox Posted January 21, 2008 Report Share Posted January 21, 2008 I am sure you can get below £750 for the first year for a 1.2 fiesta Quote Link to comment Share on other sites More sharing options...
biff Posted January 22, 2008 Report Share Posted January 22, 2008 www.moneysavingexpert.com Get on there and click on car insurance, Do the four big searches and I bet you find it a lot cheaper. Its a good site for money saving tips. Quote Link to comment Share on other sites More sharing options...
Grumpy Old Git Posted January 22, 2008 Report Share Posted January 22, 2008 www.moneysavingexpert.com Get on there and click on car insurance, Do the four big searches and I bet you find it a lot cheaper. Its a good site for money saving tips. Another vote for that, my mate at work had to get quotes after his Saab was a total write off in the floods last week, and it was well cheaper than he was paying previously for a same group replacement. He suffered a barrage of phone calls though! Quote Link to comment Share on other sites More sharing options...
Alex1234 Posted January 22, 2008 Report Share Posted January 22, 2008 Haven't read all the replys so not sure if anybody already said it, but try one of the comparison websites, i used www.confused.com which makes you fill in a massive form then gets quotes from all the companies and compares them. Turned out the cheapest one for me was the post office. Quote Link to comment Share on other sites More sharing options...
Gordon R Posted January 22, 2008 Report Share Posted January 22, 2008 Adrian S Flux, Norfolk or Hastings Direct. Quote Link to comment Share on other sites More sharing options...
Floating Chamber Posted January 23, 2008 Report Share Posted January 23, 2008 Keep filling in the Lotto tickets! Quote Link to comment Share on other sites More sharing options...
honda chris Posted January 23, 2008 Report Share Posted January 23, 2008 i would rate adrian flux, they insure my truck a quad for a good price. give swift cover a wide berth!! they are cheap for a reason. my girlfriend got a ccj because they never done there job. 18months ar*e ache. court etc. they had to pay in full and damages in the end! sadly insurance is expensive. my first car cost me 900 a year my second cost me £1800 3.5 V6 trooper :blink: 19th bday present to my self! and that was in my dads name. you probably know, but best way is to register the car in your name. tpft, limited milage and has her as a named driver some will let her build hher own on claims. Quote Link to comment Share on other sites More sharing options...
AVB Posted January 23, 2008 Report Share Posted January 23, 2008 My daughter used confused.com and got the best quote from Kwik Fit (didn't know they did car insurance). £750 for a 17 year old just passed test driving a 1.2 Ka. Andrew Quote Link to comment Share on other sites More sharing options...
mr_colt Posted January 23, 2008 Report Share Posted January 23, 2008 I used confused.com and moneysupermarket.com to search for insurance as a provisional holder: THe best quotes were from Quinn direct who specalise in young and mature drivers; you get free breakdown cover with them too. It would cost £436 fully comp to insure it in my dads name with me as a named driver (not fraud if he occasionally drives it.) To insure in my own name with Dad on as a named driver it would be £710 third party fire and theft. Though I think I'm going for the former as I cannot afford a car of my own at the moment. Even if I don't drive constantly for the next 2 years or so; having a full license would make life rather less inconvienent. mr_colt. Quote Link to comment Share on other sites More sharing options...
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