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Dog insurance


Pushkin
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Hi folks, just wanting to check with other owners to see what they think is the best deal for dog insurance at present

 

Tried this over in the dog section and had plenty of views but so far no comments - any takers for giving me some advice? The dog will be a worker -hopefully - if I can get the training right :lol:

 

Pushkin.

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Got my lab insured with More Than . We have never had any problems with claims and yes we have had a few. You settle the vets bill and he fills in a claim form and they send you a cheque normally within 7 days.

Premium is £9 a month . £70 excess

Hope that helps

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im with tesco at the minute for about 10 pound a month but they only cover so much money per incident for a set amount of time, if your pet gets a reoccurring injury they wont keep paying out, also they wont pay out if they know he was injured on farm land or from live stock ect.

Pet plan is recommended by my vet but its twice the money per month.

Edited by perfect
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Just seen this i am with pet-insurance.co.uk i find them OK just had to claim for marco the claim forms are all on line so ne waiting about for the post.

 

they cover working dogs (some dont) i pay £12.54 per month and that is for life time cover.. :D:good:

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Make sure you get 'insured for life' within your cover. I have to admit that Petplan of late seem to sting thier customers more than they used to it seems, but having said that I had to put through some horrendously high claims for my two late Springers and there was never a problem....ever. The old girl was on medication for years, perhaps equating to £100+ amonth and they dutifully paid out every time....without problem. Only when she became 10 yrs plus did we have to pay towards her medication, I have a feeling it was 20%. Petplan are not the cheapest but they have always been honest and helpful. My remaining Springer and a GSP are both with them as I don't forsee any problems with any claims I may have to make.

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I have a natural dislike of insurers - read too many weekend paper money sections to see how they wriggle out of paying a genuine claim. I put £20 a month into a saving account by DD for my dog's insurance, also when I am encouraged to take out insurance on a new kitchen appliance etc - I say no, but put the same amount of money into the savings account. When I hire a car, as I need to do for personal reasons every 6 weeks or so, I decline the £10 per day excess reducer and put the £30 or so into the same account.

 

Have had no claims over the last 18 months or so and the 'fund' is now at £1500!

 

Not foolproof of course, you need to be disciplined and if there is a large bill for your dog, then you could be out money but I still think this 'self-insure' idea is worth it.

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Guys - for those of you with Healthy Pets - are you aware they do not cover any pets whilst they are working? :good:

 

Thank you for your e-mail.

 

We do not cover any pets whilst they are working.

 

Regards

Debbie

Healthy Pets

Reply I received today from them.

 

Pushkin :good:

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