Jump to content

UGM

Members
  • Posts

    119
  • Joined

  • Last visited

About UGM

  • Birthday 25/11/1977

Profile Information

  • Gender
    Male
  • From
    Co. Down, Norn Iron
  1. Welcome from North Down area.
  2. This is the post I'd agree most with. The hot tub will be approx 8kw, lighting and decking will add another 0.5kw. Then you might add on something else. If you put on a double socket you might end up operating anything up to a further 3kw. A power washer for example will be about 1.5kw. You should be looking for a minimum of 10mm3 but personally for that distance and for my own peace of mind I'd be going for 16mm3 which will cover you for every possibility. The electrician should know all this if they're any good. Just let them give you a price for both sizes of cable and see the cost difference.
  3. Good post. The bit about the brakes is especially true, also if taking off from a hill and on other occasions they can slide backwards.
  4. Agree with this. Don't know much about the Crafter engines but the merc engines are bombproof. And have been about for a number of years to prove their reliability.
  5. Agree Yodel are bad. TNT are very good.
  6. I applied for mine and from start to finish was 4 weeks 6days. A mates Mrs put in for hers 5 days after me. I've had my licence 5 weeks and 2 days now, she still hasn't got hers. Same town and FEO too.
  7. UGM

    Sicily

    Been to Italy over a dozen times but never to Sicily. Being touristy its likely expensive.
  8. I literally touched a car in front back in June 2011. A full car too. The total amount of damage to my vehicle was a hairline width about 1.5cm long of their paint on my number plate and a little scuff on their bumper and the screw hole of their number plate had cracked. I got a letter from their solicitor. £7,500 each for the 2 adults and £5,000 each for the 2 kids, 1 was a young baby that was in a huge car seat and did not even wake up. Think of you car rolling forward a foot from being stationary into the car in front type of impact. Still unsettled but £25,000 I thought was outrageous. When I notified my insurance company they wanted me to take my vehicle to get inspected to assess the damage and I was like "There is none" The girl on the phone could not understand how there was no damage, I had to take photos of the front and had to zoom in on the hairline of paint it was so small. She phoned me after I had emailed them and said that AXA would be fighting any and all personal injury claims. I know in mid November 2012 that it was still being dealt with by solicitors as the solicitor AXA are using emailed me that he would be in contact if necessary. Though have not heard anymore about it.
  9. UGM

    Coffee machine

    +1 for Nespresso. Easy to use, clean and makes perfect latte's just like in the coffee bars
  10. Romulus? Is he the half brother of Hattonswood Broc? Do you co-own with the breeder? Or someone else?
  11. UGM

    BEWARE

    http://www.thatsnonsense.com/view.php?id=1634
  12. Class, the big kid in me would love to do that on a few of my neighbours lol
  13. It doesn't matter how old the debt is, but if there has been no contact between Person A and the finance company or any debt collectors working for them and no payments made or agreed to be made in 6 years or more the debt becomes statute barred. I had a few hundred pound debt with HBOS from my late teens(£30 debt and about £250 fees)and no contact for over 12 years then got a phone message left and checked the number and found it was a company that buys old debt in bulk for peanuts from these companies when I googled the Internet. So I went and checked online searching for debt older than 6 years will give you explanations. A few days later they phoned and caught me off guard. I said that debts too old and doesn't have to be paid. I said I can't recall the term exactly. The person said well you need to tell me the exact term. So I went off searched it and rang back. Told them the debt was statute barred and they said that I wouldn't hear anymore and I haven't. Although they are well aware the debt is statute barred they are hoping you don't know. And once you start discussing or admit the debt is yours then you need to pay it. These companies buy the debts for very little. Possibly paying £100 for £1000 of debt. But for every £1000 they spend on £10,000 of debt they might get £2,000 to £3,000 back. The only debt that cannot be statute barred is to HMRC. For me my address did not change. For person A though you mention courts so that could be a CCJ but if it was then its likely to have been on his credit file. Person A needs to find out if the letters or phonecalls are coming from the finance company or from a debt collection company. Until then tell them do not admit liability to pay or enter into discussions until they know who exactly is pursuing them for the debt owed and if there actually is a court order or not. The thing that would get me is that all the credit reference agencies will have every detail of past addresses, every bank account, census form, financial connection and credit agreement that Person A has ever had all on file. So it is very simple for any finance company or debt collection agency to find you. It would be different if Person A had gone off the radar and not had any bank account, voted, had a mortgage etc etc. This would lead me to suspect its likely to be a debt collection agency that has bought the debt cheap from the original finance company.
×
×
  • Create New...