decoying mad Posted February 16, 2010 Report Share Posted February 16, 2010 my renewal is up this sunday and ive been with tesco for 2 years with out claiming.but for some reason they have doubled it for the comeing year so im looking for another company. can any 1 recomend another company Quote Link to comment Share on other sites More sharing options...
al4x Posted February 16, 2010 Report Share Posted February 16, 2010 its tricky I'm with petplan and that has doubled in two years despite no claims and the dog being 2, I'd suggest shopping round just check the levels of cover and ongoing treatment cover very carefully. You also have the working dog issue but if its a pet that occasionally goes shooting its not worth making an issue of. Quote Link to comment Share on other sites More sharing options...
Blackbart Posted February 16, 2010 Report Share Posted February 16, 2010 Money wise,PDSA is about the cheapest but not sure of cover. Quote Link to comment Share on other sites More sharing options...
fortune82 Posted February 16, 2010 Report Share Posted February 16, 2010 Im with Petplan as well but the renewal has just come through and I will defo be looking else where. Anyone any eperience of TESCO? Quote Link to comment Share on other sites More sharing options...
jimmyb79 Posted February 16, 2010 Report Share Posted February 16, 2010 I did a lot of shopping around recently and ended up with Direct Line. I was with Royal Sun Alliance through MoreThan, but the cheeky b*stards tried to sneak a new excess onto my policy which went from £70 per claim to £80 plus 10% of the final bill! Quote Link to comment Share on other sites More sharing options...
Starman Posted February 16, 2010 Report Share Posted February 16, 2010 I did a lot of shopping around recently and ended up with Direct Line. I was with Royal Sun Alliance through MoreThan, but the cheeky b*stards tried to sneak a new excess onto my policy which went from £70 per claim to £80 plus 10% of the final bill! Same as above. I am thinking next year I will put all the pet insurance money into a fund and cover the bills myself. All in I reckon I am paying £2k a year. Quote Link to comment Share on other sites More sharing options...
UKPoacher Posted February 16, 2010 Report Share Posted February 16, 2010 There are two types; cover for life and annual. The cover for life does not go up when you make a claim and won't be cancelled because the dog is prone to illness or injury after making a claim. Annual cover is cheaper, but will go up with a bumpif you claim and they might refuse to renew cover in some cases. Petplan and Marks & Spencers are recommended by little wife, and she should know, being in the accounts dept of a large veterinary group Quote Link to comment Share on other sites More sharing options...
decoying mad Posted February 16, 2010 Author Report Share Posted February 16, 2010 Same as above. I am thinking next year I will put all the pet insurance money into a fund and cover the bills myself. All in I reckon I am paying £2k a year. 2 grand a year what u got 30 ******* lions :hmm: Quote Link to comment Share on other sites More sharing options...
jimmyb79 Posted February 16, 2010 Report Share Posted February 16, 2010 2 grand a year what u got 30 ******* lions :hmm: Quote Link to comment Share on other sites More sharing options...
silpig5 Posted February 16, 2010 Report Share Posted February 16, 2010 believe it or not , argos on line is 8 quid a month . good plans and vet says easy payers . Quote Link to comment Share on other sites More sharing options...
Starman Posted February 17, 2010 Report Share Posted February 17, 2010 2 grand a year what u got 30 ******* lions 1 cat 2 dogs and 2 more on the way 4 horses Quote Link to comment Share on other sites More sharing options...
mr lee Posted February 17, 2010 Report Share Posted February 17, 2010 its tricky I'm with petplan and that has doubled in two years despite no claims and the dog being 2, I'd suggest shopping round just check the levels of cover and ongoing treatment cover very carefully. You also have the working dog issue but if its a pet that occasionally goes shooting its not worth making an issue of. Alex, have you had to make a claim off petplan at all? We took our border collie pup for his first jabs yesterday and they offered us petplan free for 4 weeks then pay into it if we like the terms. Just wondered if you had ever needed to claim and if so did they pay out okay? Quote Link to comment Share on other sites More sharing options...
al4x Posted February 17, 2010 Report Share Posted February 17, 2010 nope no claims here, I'm told by vets in the family that they are one of the better suppliers and I think are the ones that do the insurance for BASC for dogs. My main issue with them is £10.50 the first year went to £14.50 and now to £19.50 and that is without making a claim with a young dog I can see it fairly quickly being not worth insuring after all that is more than I pay for car insurance. £20 a month chucked in a savings account goes a long way to paying vets bills over a dogs lifetime. Quote Link to comment Share on other sites More sharing options...
al4x Posted February 17, 2010 Report Share Posted February 17, 2010 There are two types; cover for life and annual. The cover for life does not go up when you make a claim and won't be cancelled because the dog is prone to illness or injury after making a claim. Annual cover is cheaper, but will go up with a bumpif you claim and they might refuse to renew cover in some cases. Petplan and Marks & Spencers are recommended by little wife, and she should know, being in the accounts dept of a large veterinary group blimey the cover for life for mine would be basically double the existing premium about £410 a year for a 2 year old dog crazy money Quote Link to comment Share on other sites More sharing options...
UKPoacher Posted February 17, 2010 Report Share Posted February 17, 2010 blimey the cover for life for mine would be basically double the existing premium about £410 a year for a 2 year old dog crazy money If you get the annual policy and the dog gets an ongoing problem then they will not renew cover after the current policy has expired. That's the dilemma you face. All my wife's colleagues at the vets have their pets insured. That tells you a lot. Quote Link to comment Share on other sites More sharing options...
ME Posted February 24, 2010 Report Share Posted February 24, 2010 Be sure to read the policy. I just lost a best friend and took it in the backside over the vets bills because about 5 years ago I was too focused about the premium as opposed to the cover. I maintain that if you dont get pet insurance and put the £30.00 (for example) away in a savings account every month for every month of a dogs life, that you will come out on top after all the vets bills Our dog was 13 years old and we insured him as a pup - 13 x 12 x £30 = £ 4680.00 plus the shamefully low interest rates (at one point we had two dogs too ) Quote Link to comment Share on other sites More sharing options...
al4x Posted February 24, 2010 Report Share Posted February 24, 2010 If you get the annual policy and the dog gets an ongoing problem then they will not renew cover after the current policy has expired. That's the dilemma you face. All my wife's colleagues at the vets have their pets insured. That tells you a lot. yup that their boss is tight and doesn't give a discount to them I'm with you ME I think its the way to go but would insure for a year or two in case of fundamental problems. I'll wait till my bitch has her first litter and put the money from a couple of pups in an account and pay in monthly on top, should sort most things. Plus I get drugs at cost and have relatives who can do non urgent treatment so am fairly safe on that front Quote Link to comment Share on other sites More sharing options...
UKPoacher Posted February 24, 2010 Report Share Posted February 24, 2010 yup that their boss is tight and doesn't give a discount to them Couldn't be further from the truth. He is the most generous employer I've ever come across. Our 'basket case' springer has cost us and PetPlan an absolute fortune. I dread to think how much she would have cost us without insurance and discount. Quote Link to comment Share on other sites More sharing options...
Boromir Posted February 24, 2010 Report Share Posted February 24, 2010 I got a quote from Tesco's who is doing 33% discount online for my 2 dogs together its just over £14 a month Standard cover which is only £2500 a year. Quote Link to comment Share on other sites More sharing options...
Tom&Dexter Posted February 24, 2010 Report Share Posted February 24, 2010 Pet Plan hear Just saved me just short of 2k Insured for life pay around £35 a month up to 12k per condition and will pay for on going treatment. and a lot more benifits hes been insured with pet plan from 6weeks old. Quote Link to comment Share on other sites More sharing options...
Beretta28g Posted February 24, 2010 Report Share Posted February 24, 2010 i dont bother with insurance, i just put a grand a animal in a bank account a year as i have not found a insurer who will cover working injuries. Quote Link to comment Share on other sites More sharing options...
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