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Pro's & Con's of the CPSA


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the bottom line is IMO

 

if you want to shoot clays (semi) seriously, have a benchmark against which to improve and have a Nationally recognised classification you have little option other than the CPSA

 

if you want shooting insurance there are cheaper and better options

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I was in basc and cpsa and wouldn't touch cpsa now,after a few years ago they sent me a threatening letter which i still have somewhere after my membership had run out 2 months ago saying i was shooting without insurance and they would take action against me unless i back date my membership, bear in mind i was a club member at big clay ground which has its own liability insurance and being a basc member as well and it had nothing to do with with any competition shoot,its a yes sir no sir organization,thats my opinion. basc have been spot on :)

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I was in basc and cpsa and wouldn't touch cpsa now,after a few years ago they sent me a threatening letter which i still have somewhere after my membership had run out 2 months ago saying i was shooting without insurance and they would take action against me unless i back date my membership, bear in mind i was a club member at big clay ground which has its own liability insurance and being a basc member as well and it had nothing to do with with any competition shoot,its a yes sir no sir organization,thats my opinion. basc have been spot on ;)

 

I would be interested to see a copy of that letter. They can't threaten you with legal action and they can't backdate insurance (for obvious reasons). If their insurer knew they were backdating cover, they would go ballistic. I think you've either misinterpreted that letter or they are seriously in breach of just about everything going, including the law :)

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cat i don't speak with a forked tongue and i dont hold grudge's but someone asked about cpsa which i was a member for many years but when they sent a letter like that, in which the clay ground which i still shoot at saw the letter and was not impressed.

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They would undoubtebly have sent you a letter to remind you that if your membership lapsed, so would your insurance cover for shooting, but to suggest that they implied that they would "take action against me unless I backdate my membership" is simply absurd.

 

Sorry ABOLT, I don't believe it.

 

Cat

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I was in basc and cpsa and wouldn't touch cpsa now,after a few years ago they sent me a threatening letter which i still have somewhere after my membership had run out 2 months ago saying i was shooting without insurance and they would take action against me unless i back date my membership, bear in mind i was a club member at big clay ground which has its own liability insurance and being a basc member as well and it had nothing to do with with any competition shoot,its a yes sir no sir organization,thats my opinion. basc have been spot on :oops:

 

I would be interested to see a copy of that letter. They can't threaten you with legal action and they can't backdate insurance (for obvious reasons). If their insurer knew they were backdating cover, they would go ballistic. I think you've either misinterpreted that letter or they are seriously in breach of just about everything going, including the law :good:

 

 

Aye, that's all ********. My membership has lapsed more than once in the 12 years I wasn't shooting. They've sent a polite reminder that I've lapsed and still I neglected to renew it. I called back 6 months after and paid up. Absolutely no mention of insurance threats or anything like that.

 

I'm reaching for my ******** flag right now.

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When my membership lapsed because I didn't rejoin they rang me and told me the implications of shooting without insurance. There is nothing illegal about shooting without insurance, it is just bloody daft.

 

What would be the point of backdating insurance, surely unless you shot someone a week ago there is no need to.

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When my membership lapsed because I didn't rejoin they rang me and told me the implications of shooting without insurance. There is nothing illegal about shooting without insurance, it is just bloody daft.

 

What would be the point of backdating insurance, surely unless you shot someone a week ago there is no need to.

 

The reasons that insurers are paranoid about sellers backdating insurance is that, theoretically, an uninsured person could have had an accident last week/yesterday or whatever. Clearly if cover is backdated by a seller, the insurance company might be put in a position where they end up paying out on the claim when they should not have had to.

 

We sell travel insurance and are often asked by uninsured travellers to put a policy in place and backdate it to the date they left home. They have clearly got a problem, they're either ill or have lost some possessions and want to try and get cover in place so they can fiddle a claim. We tell them to **** off, because we're hot on customer care :good::oops::good::yes::hmm:

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Sorry, I'm an insurance nerd :good: Since insurance has been governed by the FSA they have mandated that contract certainty be one of the driving forces behind anything sold to the consumer - Basically, at point of sale, you are fully aware of all policy terms and conditions - By backdating coverage, you are in breach of this. Also, no insurer will pay for a claim when technically uninsured.

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Fatsplatcat,

 

Yes, couldn't agree more, I'm afraid ABOLT has shot his bolt on this one, no doubt the letter will have "vanished" in the move, I'm sorry to appear cynical about this, but I've been on this forum for a while and all I seem to do now is expose blaggards and liars, why do people "bend" the truth..??

 

Cat.

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Yes, the CPSA do send out a standard letter reminding lapsed members that they are uninsured. It always seemed to me to be rather terse in its wording, but not my department and my views fell on deaf ears. There is no threat in it I'm aware of, but I can understand some interpreting it as threatening, and while I was there I was certainly aware that it did wind up quite a few recipients.

 

The insurance element always runs from the date of payment, so its never backdated, even if the membership term was run on from the lapse point.

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