Dave-G Posted March 8, 2011 Report Share Posted March 8, 2011 I'd speak with the farmer before letting your insurance open a file on this if you have a good no claims history. Ticking a box asking if you had a claim in the last five years - even a non fault one raises the risk slightly in the eyes of insurers. Then there's the having to declare it each and every time you go compare.com for better quotes because insurers don't regard loyalty as anything of value. See what the man says first mate. Quote Link to comment Share on other sites More sharing options...
gixer1 Posted March 8, 2011 Author Report Share Posted March 8, 2011 Well, went in past the place I was told to tonight and was met with the guy who owns the firm who told me it was nothing to do with him, and tried to say the damage was old.....he basically had a smart **** attitude. I'll fix it myself and as for anything else on this matter....well, I'll say no more on the matter on here, thanks for the comments folks, once again trying things by the book gets a person nowhere so hey ho.... Always amazes me that some people can sleep at night... We'll see how smart he is in the future..... Regards, Gixer Quote Link to comment Share on other sites More sharing options...
rcooke25552 Posted March 8, 2011 Report Share Posted March 8, 2011 you have the wrong impression of farmers. there not all wadded. just because he has a john deere, they are some times necessary :yp: tin hat on Quote Link to comment Share on other sites More sharing options...
apache Posted March 8, 2011 Report Share Posted March 8, 2011 So what if the stone was already in the road and thrown up? It's one of those hard luck things. I've had chips to paintwork and windscreens from other cars throwing up debris from the road - I've never flagged one down and expected them to pay. Quote Link to comment Share on other sites More sharing options...
pegleg31 Posted March 8, 2011 Report Share Posted March 8, 2011 Well, went in past the place I was told to tonight and was met with the guy who owns the firm who told me it was nothing to do with him, and tried to say the damage was old.....he basically had a smart **** attitude. I'll fix it myself and as for anything else on this matter....well, I'll say no more on the matter on here, thanks for the comments folks, once again trying things by the book gets a person nowhere so hey ho.... Always amazes me that some people can sleep at night... We'll see how smart he is in the future..... Regards, Gixer well if i was you that smart ***** idiot would come out to his car to find it's window's in or paint peeling off :yp: still thats me Quote Link to comment Share on other sites More sharing options...
colin lad Posted March 8, 2011 Report Share Posted March 8, 2011 christ, gone are the days when people treated bumpers as "BUMPERS" the whole point being they stop damage to the car, me I'd ask for permission and live with it, after all its a 4x4, and not some tarts hankerchief :good: :good: :lol: :lol: :lol: Quote Link to comment Share on other sites More sharing options...
KPV4 Posted March 8, 2011 Report Share Posted March 8, 2011 I think that's a poor outcome after you have been more than understanding There is always payback...If he can't play the game fair and square you can always keep an eye on the commings and goings from his fields and report to the authorities the mud and other hazards etc he deposits on the roads while accessing the fields. Should keep him busy keeping the roads clean for all other users and also make the roads safer especially for those riding motorcycles. All too often (not all, but some) farmers couldn't care less about the mess and mayhem they leave behind them on the roads after accessing their fields. It is about time those that offend leaving a mess all over the roads were brought to account Quote Link to comment Share on other sites More sharing options...
gixer1 Posted March 9, 2011 Author Report Share Posted March 9, 2011 Thanks kpv4, as you say it's a poor outcome, some people seem to think it's ok to have that attitude but there are ways to make them rethink! Regards, Gixer Quote Link to comment Share on other sites More sharing options...
antuk99 Posted March 9, 2011 Report Share Posted March 9, 2011 Wrong attitude you were on a no winner shame you lost out on the permission 3 miles from home it's a dog eat dog world led by pen pushers who think they know their right but this is rip off uk need I say more go with attitude you always lose savvy be diplomatic use it to your advantage reap the benefits Quote Link to comment Share on other sites More sharing options...
gixer1 Posted March 9, 2011 Author Report Share Posted March 9, 2011 To be honest - I'm not really interested in the permission, I have more than I can get the time to look over as it is! I'd rather the *** just fixed what he caused to break! Regards, Gixer Quote Link to comment Share on other sites More sharing options...
KPV4 Posted March 9, 2011 Report Share Posted March 9, 2011 Thanks kpv4, as you say it's a poor outcome, some people seem to think it's ok to have that attitude but there are ways to make them rethink! Regards, Gixer Totally agree with you, I hope in time you get them to see the error of their ways and attitude. Many years ago I was reversing my work van in a carpark trying to avoid a group of kids who were running around the vehicles, when I reversed into a parked car. My tow hitch broke the headlight, the indicator and damaged the bumper on the car, the owner was no where in sight, so I worte a note appologising and giving my full details etc and left it on the windscreen of the car. Later that day the owner contacted my company to get the repairs done and I got a ####ing, as expected, the car owner couldn't thank my boss enough for my honesty (which saved me facing disaplinary action). No one saw me hit the vehicle in question, there was no damage to my van, so I could have left and the car owner would have been none the wiser and a lot lighter in the pocket. But as far as I was concerned I did what I would expect others to do if they were in my position But obviously there are possibly few who would do this now Quote Link to comment Share on other sites More sharing options...
crosshair Posted March 9, 2011 Report Share Posted March 9, 2011 I have had stones fly up into the windscreen on two occassions, both on the motorway. There's no way of prooving it was the farmers fault, the stone could have come from anywhere. Printing retribution against someone that may be innocent, is not the best idea. Quote Link to comment Share on other sites More sharing options...
gixer1 Posted March 9, 2011 Author Report Share Posted March 9, 2011 I saw the stone come from the tractors trailer, nothing to do with not knowing, the guy driving the tractor was well aware it probably came from the draw bar pad (as it had similar stones and mud in it!) Regards, Gixer Quote Link to comment Share on other sites More sharing options...
crosshair Posted March 9, 2011 Report Share Posted March 9, 2011 Just about everyone has a camera phone these days, if you could see his drawbar covered in earth and stones, it should have been the first picture taken. Quote Link to comment Share on other sites More sharing options...
pegleg31 Posted March 9, 2011 Report Share Posted March 9, 2011 Just about everyone has a camera phone these days, if you could see his drawbar covered in earth and stones, it should have been the first picture taken. farmer much? gixer make the p rick pay Quote Link to comment Share on other sites More sharing options...
KPV4 Posted March 9, 2011 Report Share Posted March 9, 2011 (edited) I have had stones fly up into the windscreen on two occassions, both on the motorway. There's no way of prooving it was the farmers fault, the stone could have come from anywhere. Printing retribution against someone that may be innocent, is not the best idea. Crosshair I'm not in total agreement with your last statement. I don't think what has been printed in this thread in anyway relates to anything sinister, so shouldn't be interperated in that way. Something as simple as keeping the authorities updated on the state that road are left in by this person (if they leave a mess) can cause considerable inconvieniance to the person, but cannot be classed as some sinister form of retribution. I fear that too many people read, and make far too much of some comments that are made. We need to exercise some common sense when reading some posts, and realise that everything posted cannot be taken litterally. I would like to think that the majority on this site know right from wrong, and would know the consequences of carrying out anything unlawful. I fear we are continually moving closer to the nanny state where eventually no one will be allowed to express their freedom of speech (or vent a little frustration) for fear that everything is taken too literally. Sorry for the rant, I feel much better now Edited March 9, 2011 by KPV4 Quote Link to comment Share on other sites More sharing options...
crosshair Posted March 9, 2011 Report Share Posted March 9, 2011 KPV4. Glad you're feeling better, looking at the comments, the farmer concerned is probably one of many that uses that road, blaming him for debris on the road could very well be libelous. Quote Link to comment Share on other sites More sharing options...
Fisherman Mike Posted March 9, 2011 Report Share Posted March 9, 2011 To be honest - I'm not really interested in the permission, I have more than I can get the time to look over as it is! I'd rather the *** just fixed what he caused to break! Regards, Gixer Unless the Farmer is a Philanthropist you have as much chance of getting anything out of his insurers as I have of having a threesome with Angelina Jolie and Katherine Heigl.. If you saw the stone fall off the vehicle or trailor and have a witness then thats a different story.... all you have is supposition and If you want recompence it will have to be a claim off your insurance Im afraid. Lucky it was the bumper a bit further up and the disco probably would have fallen apart before your eyes. Its only plastic..get over it Quote Link to comment Share on other sites More sharing options...
Albertan_J Posted March 9, 2011 Report Share Posted March 9, 2011 Unlucky simply as that Quote Link to comment Share on other sites More sharing options...
Medic1281 Posted March 9, 2011 Report Share Posted March 9, 2011 I don't understand how you could see a stone fall off the drawbar pad of the trailer while you were close enough to overtake and in a discovery, surely the bed of the trailer and it's axle(s) would be obstructing your view? Quote Link to comment Share on other sites More sharing options...
crosshair Posted March 9, 2011 Report Share Posted March 9, 2011 I don't understand how you could see a stone fall off the drawbar pad of the trailer while you were close enough to overtake and in a discovery, surely the bed of the trailer and it's axle(s) would be obstructing your view? The only time you would see the drawbar is when you are level with it while overtaking, therefore stone would have hit the side of the Disco. Quote Link to comment Share on other sites More sharing options...
Lord Geordie Posted March 9, 2011 Report Share Posted March 9, 2011 Kick his car light out on the way out!! When he says what you done that for tell him (it's old damage) Quote Link to comment Share on other sites More sharing options...
gixer1 Posted March 9, 2011 Author Report Share Posted March 9, 2011 The stone bounced from the centre, hit the road twice then hit the trailer back tyre and was launched up....why people try to tell me where it hit my car is beyond me! At the end of the day I have no reason to lie on an Internet forum! The guys an a-hole simple as that, any one who defends someone who lies is, in my book - as bad as he is! Regards, Gixer Quote Link to comment Share on other sites More sharing options...
al4x Posted March 10, 2011 Report Share Posted March 10, 2011 assuming you have his reg number then report it to the police first step and your insurers next. I have trouble working out how you could see it and how something that would fall in the centre of the trailer could then get 2 foot over to one side to be thrown up by the tyre but thats experience. Personally having driven a lot of tractors I tend to stay back when they have just come out of fields as they have no option than loose mud. I once had a woman come steaming up to me claiming brake lights didn't work and she'd nearly run into the back of the trailer. Its beyond belief I was restricted to 20mph and with a sequential gearbox and fair load never needed to touch the brake pedal so she did meet a slightly sarcastic response about following too closely. Quote Link to comment Share on other sites More sharing options...
gixer1 Posted March 10, 2011 Author Report Share Posted March 10, 2011 Alex, boulders tend to bounce in different directions due to their shape, I also have driven quite a few tractors, the trailer he was pulling was a high back tipper so it was quite easy to see right under the trailer from the angle I was at. Bear in mind he was at around 25mph whereas I was approaching at 60mph, the gap closes very fast, where the impact is shows the line of the front of my car in relation to the back right tyre of his trailer as I moved out to pass him, the road it a straight for about 2 miles so there was no danger in sitting around the centre of the road. Anyway, the guy is playing the fool so i'll fix it myself and as for the guy - what goes around comes around I guess. He was 100% in the wrong as I know you have a duty of care to ensure your vehicle is fit for highway travel, that includes mud, stones, bits of trim falling off L200's it's as simple as that. The guy has lied and thinks he can do as he likes which is the part that has bothered me, but hay ho, onwards and upwards. Regards, Gixer Quote Link to comment Share on other sites More sharing options...
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