Pup / Dog Insurance

[Agriv8]

Ok picking a new pup up Sunday.

first I have owned while my two boys 13 and 9 were old enough to respect the animal.

number 1 job will be family pet but it will come beating  with me and my dad. Very small 60 bird family shoot.

i need recommendations for Mut insurance  I plan to fire a insurance quote through price comparison sites. 
 

As you lads and lasses on here are so helpful I wandered if you could pass on your tips on who to avoid or who were really good.

dog is registered with local vet ( recommended ) already who have already asked if I would like to join there pet plan dog insurance plan.

Thanks in advanced Agriv8

ps is you are going to really slag a provider off u2u me as it may save the mods some ear ache 

[JTaylor91]

Ours is currently insured with pet protect. £8 a month I think. They have been helpful on the phone but I haven’t had to claim anything yet, hopefully I won’t have to.

[sam triple]

Just bought a For life policy from Bought By Many ,( covers everything) bit pricey and probably over insured  but after a mates dog broke its leg and it’s cost him 10 k out of his own pocket because he was under insured 

[Shearwater]

Just been down this road mate and not easy but you have already worked that out but this is what I did. . . . . Firstly like many of us, I'm not adverse to some risk but want value for money yet want a policy fit for purpose

#1 Find the 3 most common medical issues of your breed

#2 Ask your vet practice manager ( not the vet nor front desk ) As you deal with insurance companies on a daily basis, who is the easiest you have found to deal with

#3 Check the comparison sites that meet answer #1 and if your vets choice is there then bingo if not pick one on price/risk

#4 Finally check BASC members offers, your bank offers, saga if your over 50 etc

Good luck

 

[Dougy]

We have our 2 insured with Pet Plan, its not cheap but then neither is my own private health care. 

[Dave at kelton]

I insure my dogs for their first two years. I reckon by then the dangers associated with pups are past and you will have a good idea how healthy your dog is likely to be. I just used comparison sites and ended up using LV. With four dogs insurance is prohibitively expensive. The estate I work for covers injury itself and that is when they are at greatest risk.

whilst you are insuring I would always go for lifetime condition insurance.

i would say that over forty years I have never been paid out more than I have paid in but then perhaps I am just lucky.

[Agriv8]

Ok all many thanks for your help - compare the market has listed two bought by many policies both with life cover and seem to offer good value for money for cover . My shooting insurance is cpsa so not seen anything for dogs. Pet plan is costly ! 

So I think we will get a few quotes -  bank and e and l who I have a camera policy through.

 bought by many have a 4K policy and a 7k policy for a quid or two more a month ! As posted above it feels to make sense to over pay a quid or two first couple of years just in case !

further comments and suggestions welcome and thanks for all your help !
 

Agriv8