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Crappy day


Mungler
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Good to see that you know what you are doing.

 

I had my debit card cloned a few years back a few years back. They brought 60 quids worth of phone top ups from tesco but the got caught out by a sales person in an argos up in Manchester when they tried to pay for a 700 quid tv and the delivery and card addresses were about 300 miles apart. The bank were a tad slow and I didn't find out what was wrong until I phoned them to ask why my online banking account had been locked. That said the person I spoke to sorted it all straight away and I got all of my money back.

I'm glad it was not a credit card company I had to deal with.

 

Good luck, I hope you sort it all.

 

Gareth

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  • 5 months later...
Today I received the settlement cheque from Barclays' solicitors for £7145.00 (Barclays Bank Plc having acquired Goldfish in the meantime) and the matter is now concluded.

 

excellent result, with that kind of performance you ought to consider a job in the legal profession :sick:

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Mungler ,

 

Sounds like you gould do with a good brief , you should try Harnser and big dave and co . We have had very good results in the past and specialise in the return of stolen turnips .

 

On a serious note i can understand the **** you are going through i have been there three times now with scams on my cards . Fortunately i have never had to pay back the loss . The last scam my cards were involved in was according to the police a world wide one involving millions .

 

 

 

Harnser .

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This involved me apparently owing £285 odd following the fraudulent use of my credit card - I didn't owe the money because it was resultant from late / non payments on the account for the period and interest charges resultant from the fraud and I wasn't going to pay it until they showed me how it was "my spending" or my debt.

 

Anyways, despite never getting round to showing me the £285 balance was "my spending" they wrote gazzillions of letters, phoned me and sent bailiffs letters but not once did they ever respond properly to the gazzillions of letters I sent requesting statements / a breakdown and for them to stop harassing me.

 

In the end I sought an injunction in Central London County Court to stop them from contacting me.

 

It's done now and let the shopping commence.

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Today I received the settlement cheque from Barclays' solicitors for £7145.00 (Barclays Bank Plc having acquired Goldfish in the meantime) and the matter is now concluded.

 

Nice result Mung :sick:

 

I'll be up for a long lunch on my return :yes:

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Glad this has been resolved Mungler. Well done.

 

I now work for Experian (hmmm...) so as a point of interest, If any of you have anything similar happen to you and you need a credit report then go to www.lowermybills.co.uk for a credit report. This rreport is basically the scoring used by everyone for credit, banks, shops etc and it's what they rate your credit rating on . If you go direct to Experian it'll still cost money but LMB is free.

 

Here's the free warning. :oops:

Be aware that checking your own credit report can result leaving a print on your credit rating. (it's called a footprint). It's sometimes assumed that the more it's checked the more people have refused you credit. So please be aware.

 

Anyway well done Mungler a great result.

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