Mungler Posted January 17, 2010 Report Share Posted January 17, 2010 Mung, do you play golf? Have a game mid week and listen to the clubhouse conservation. Robbo, absolutely spot on. It's one up from a retirement home. Well actually the mid week boys are all geezers with £3k to their name (and it's all in their top pocket in twenties) with a leased top of the range Black Range Rover parked on full lock right near the front doors or it's the old boys who have nothing else to do. I think I would rather be in a position just to have a flexible job right now Quote Link to comment Share on other sites More sharing options...
jonnyoftheboy Posted January 17, 2010 Report Share Posted January 17, 2010 I like the idea of working but chosing when and who for. I think "retirement" would get a bit boring. Besides, by the time you hit 50 the kids will have flown and it will be just you and the missus. Mind you, get her trained now for gun cleaning and see if they stick a decent evening class on for "setting out the perfect decoy pattern". having had 2 "own business" over the past 11 years.... I'm with Mung on this one. what I have been looking for is not necessarily retirement.... but more "the choice to work". i have never worked so hard as I have over the past 11 years working for myself.... it would be nice to reap the benefit, & be able to decide on a daily basis whether I want to work/go in today or not. in general, I've found I've never had this "choice".... although many mates think everyone who runs their own business MUST have this choice!!! NOT TRUE!!!! Quote Link to comment Share on other sites More sharing options...
starlight32 Posted January 17, 2010 Report Share Posted January 17, 2010 Robbo, absolutely spot on. It's one up from a retirement home. Well actually the mid week boys are all geezers with £3k to their name (and it's all in their top pocket in twenties) with a leased top of the range Black Range Rover parked on full lock right near the <a onMouseOver="java script:window.status='front doors';return true;" onMouseOut="java script:window.status='';return true;" href="http://dingalone.info?v=1%2E26&ss=front+doors">front doors</a> or it's the old boys who have nothing else to do. I think I would rather be in a position just to have a flexible job right now Thats right though ist'nt it? I thought of it the other day. What peeved me even more which brought it to the point was that my two mates who I had just played the round with saw fit as I went to the changing room to anounce I had got my first hole in one on the 14th....... It was precisely the Range rover mob you described who were first in the queue at the bar with glasses up exclaiming 'mines a gin dear boy' Quote Link to comment Share on other sites More sharing options...
ME Posted January 17, 2010 Author Report Share Posted January 17, 2010 i have never worked so hard as I have over the past 11 years working for myself.... That would be true of most successful self employed, owner run businesses . I have done my share of 7 days a week, 16 hours days. Whilst I would like to retire, I would still play with some money making projects. Quote Link to comment Share on other sites More sharing options...
MC Posted January 17, 2010 Report Share Posted January 17, 2010 In that case MC and I are already semi-retired apart from the big norked secretaries... You speak for yourself, I don't work such long hours Quote Link to comment Share on other sites More sharing options...
danddo Posted January 17, 2010 Report Share Posted January 17, 2010 Hi Have just semi retired at 55 now do 2 days a week Fri/Sat one week and Sun/Mon the next therefore 4 days on and 10 days off to go shooting - can't beat it. Quote Link to comment Share on other sites More sharing options...
groach1234 Posted January 17, 2010 Report Share Posted January 17, 2010 No dis-respect George, but at 17 I knew it all too. Work hard now and you might just do it. No taken but the reason i really aim to retire at an 50 or 55ish i have had major surgery that i am sure will have cut my life shorter some how and thats why i want a decent retirement i also want to be perfectly able so far as the joints are concerned its a mixed bag in my family one granddad has two false knees and two false hips at 73 the other is 66/7 i think and is out shooting at least once a week if not twice so who knows what may happen if i have got to the point of having payed of the my mortgage and feeling i have enough money to live comfortably not lavishly then i will be happy to retire and be a keeper on a farm shoot or if i win the lottery buy an estate haha oh they joys of youth planning for retirement at 17 hahahaha George Quote Link to comment Share on other sites More sharing options...
ME Posted January 17, 2010 Author Report Share Posted January 17, 2010 No taken but the reason i really aim to retire at an 50 or 55ish i have had major surgery that i am sure will have cut my life shorter some how and thats why i want a decent retirement i also want to be perfectly able so far as the joints are concerned its a mixed bag in my family one granddad has two false knees and two false hips at 73 the other is 66/7 i think and is out shooting at least once a week if not twice so who knows what may happen if i have got to the point of having payed of the my mortgage and feeling i have enough money to live comfortably not lavishly then i will be happy to retire and be a keeper on a farm shoot or if i win the lottery buy an estate haha oh they joys of youth planning for retirement at 17 hahahaha George Good luck to you George. I wish I had an idea what I wanted to do when I was 17. We went shooting with a photographer yesterday and he had just completed a "pancake day" shoot for Zoo or Nuts - cant remember which. Part of his "work" was to squirt cream on an 18 year olds bare norks. Flashman and I have both offered to be his assistant on the next shoot. Why didnt this line of work come up at MY careers meetings at school !!!! Quote Link to comment Share on other sites More sharing options...
Ian E Posted January 17, 2010 Report Share Posted January 17, 2010 I could pay my mortgage off tomorrow, but theres no point Iam paying next to no interest on it, and my investments are paying a higher return. You still need money to live off if you pay your mortgage, so most ppl can't retire, and have to carry on working. Also if you do pack it all in, do you want the same or better standing of living you have now, cos with the low intrest rate over the past years most pensions are work **** all Quote Link to comment Share on other sites More sharing options...
Floating Chamber Posted January 17, 2010 Report Share Posted January 17, 2010 (edited) I was very fortunate. I started teaching in a 'rough' school when I was 18. I did a year and a bit and then entered Training College. During EVERY holiday over three years, I was asked back to the school to temporary replace any staff that had been killed or maimed. In 1969, I again started teaching at the same school, BEFORE I received confirmation of my qualification. I was also granted a council house nearby, again before confirmation arrived. Throughout my teaching career I was given various allowances and made Head of Department ALL at various times when teachers' scales were amalgamated and stepped up to the next level because of formula anomalies. In 1995 I asked my union rep to contact the Dept. of Educ. and to inquire about my years of service. It turned out that those extra days I did in those three years were worth over SIX and a half years toward my retirement. At 48 years old I was offered a lump sum and a full pension so I hung up my chalk. Had a two year rest then went back part-time for another 10 years. Two grand a month on top of my pension! Edited January 17, 2010 by Floating Chamber Quote Link to comment Share on other sites More sharing options...
ME Posted January 17, 2010 Author Report Share Posted January 17, 2010 I was very fortunate. I started teaching in a 'rough' school when I was 18. I did a year and a bit and then entered Training College. During EVERY holiday over three years, I was asked back to the school to temporary replace any staff that had been killed or maimed. In 1969, I again started teaching at the same school, BEFORE I received confirmation of my qualification. I was also granted a council house nearby, again before confirmation arrived. Throughout my teaching career I was given various allowances and made Head of Department ALL at various times when teachers' scales were amalgamated and stepped up to the next level because of formula anomalies. In 1995 I asked my union rep to contact the Dept. of Educ. and to inquire about my years of service. It turned out that those extra days I did in those three years were worth over SIX and a half years toward my retirement. At 48 years old I was offered a lump sum and a full pension so I hung up my chalk. Had a two year rest then went back part-time for another 10 years. Two grand a month on top of my pension! Nice darts FC ! This is the kind of post I am looking for Respect ! Quote Link to comment Share on other sites More sharing options...
groach1234 Posted January 17, 2010 Report Share Posted January 17, 2010 Good luck to you George. I wish I had an idea what I wanted to do when I was 17. We went shooting with a photographer yesterday and he had just completed a "pancake day" shoot for Zoo or Nuts - cant remember which. Part of his "work" was to squirt cream on an 18 year olds bare norks. Flashman and I have both offered to be his assistant on the next shoot. Why didnt this line of work come up at MY careers meetings at school !!!! Sounds a good job the careers department can offer much really i don't know why the school employes the woman she was helpful getting my ucas off fast but as for advice that is minimal to say the least I will have to practice with my camera and my be able to come across work like haha George Quote Link to comment Share on other sites More sharing options...
Dirty Harry Posted January 17, 2010 Report Share Posted January 17, 2010 I will retire on 28th February 2029 aged 53. Quote Link to comment Share on other sites More sharing options...
ME Posted January 17, 2010 Author Report Share Posted January 17, 2010 I will retire on 28th February 2029 aged 53. On 70% salary too 25 years of form filling and stick from idiots. You have the patience of a saint mate Quote Link to comment Share on other sites More sharing options...
MC Posted January 17, 2010 Report Share Posted January 17, 2010 (edited) When will I retire? Edited January 17, 2010 by MC Quote Link to comment Share on other sites More sharing options...
ME Posted January 17, 2010 Author Report Share Posted January 17, 2010 Quite a few reckon they retired very early according to the poll. If you dont fess up here I'll have to assume that you are on the dole fellas.... Quote Link to comment Share on other sites More sharing options...
kdubya Posted January 17, 2010 Report Share Posted January 17, 2010 Some of the posts here make me laugh, all the I intend to do this or do the other? Sad fact is life takes strange twists, I was the same no way would I go past 50, I was sat easy with shares worth a 120 grand, a mortgage of about 8 grand no debt and a job I knew I would be in till I decided to go, then the shares plunged they went from £7.20 each to 1/2 a penny yes a halfpence each, they eventually recovered a little and I sold them for 6 grand. Then the dangly bits overruled the brain and I split from my wife , yes she got the house and just about everything else my half of the marriage fitted in a carrier bag!!!!, I had to get a bigger mortgage, got remarried (to a woman who makes Viv Nicholson look a miser) more kids etc so the long and short of it is I will be working till I am 60 (not long now) fortunately my mortgage will be finished,and I will have no debt or major outgoings and I will be coming down from 3 cars to ONE thank god, and as I am on a protected final salary scheme and have paid AVC's I should come up trumps. Yes it make sense to plan ahead but make sure those plans are not dreams, you might just eat cheese before bed one night. KW Quote Link to comment Share on other sites More sharing options...
mossy835 Posted January 17, 2010 Report Share Posted January 17, 2010 the way the country is going , you wont be able two retire. Quote Link to comment Share on other sites More sharing options...
reddan Posted January 17, 2010 Report Share Posted January 17, 2010 Wuld love to retire eary, it was always my plan (still got a long time to go yet), however I have been screwed over on our final salery scheme so it would seem unlikely now. Dan Quote Link to comment Share on other sites More sharing options...
Dunkield Posted January 17, 2010 Report Share Posted January 17, 2010 How about, how long do you think you will live? Plays quite a big part in the calculations. Quote Link to comment Share on other sites More sharing options...
kev 1 Posted January 17, 2010 Report Share Posted January 17, 2010 I dont think i will retire, i like builders tea to much... mmmmmm Quote Link to comment Share on other sites More sharing options...
ME Posted January 17, 2010 Author Report Share Posted January 17, 2010 How about, how long do you think you will live?Plays quite a big part in the calculations. nice one stupot Quote Link to comment Share on other sites More sharing options...
Floating Chamber Posted January 17, 2010 Report Share Posted January 17, 2010 (edited) I can predict, WITHIN THREE DAYS, the day you will die. I have NEVER been wrong. Yours is below. WEDNESDAY. Edited January 17, 2010 by Floating Chamber Quote Link to comment Share on other sites More sharing options...
starlight32 Posted January 17, 2010 Report Share Posted January 17, 2010 nice one stupot Quite simply....forever-I drink stella you see and that makes you invinsible. Babby will be on here soon saying vodka gives you immortality. Quote Link to comment Share on other sites More sharing options...
Ozzy Fudd Posted January 17, 2010 Report Share Posted January 17, 2010 Quite simply....forever-I drink stella you see and that makes you invinsible. Babby will be on here soon saying vodka gives you immortality. after a bit of an incident last night (went to a mates bday party and found his other half was having an ann summers party in the kitchen...) i have to disagree, vodka does not give you immortality, it makes you do very very very silly things and leaves you with your head down the toilet for most of the day Quote Link to comment Share on other sites More sharing options...
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